Comparison

CitizenTrust Mobile vs PhosPay

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

CitizenTrust Mobile

Read full description

With CitizenTrust Mobile solution as your financial wallet, banking, and transaction processing is made easy and fast for you by having your bank at your fingertips. The application is user-friendly and most of all secured. It enables you to create Citizen Trust MFB Accounts, earn bonuses when transacting with Citizen Trust MFB, and seamlessly do Inter-bank transfer and airtime top-up with discount. Receive and confirm inward transfers with speed, which makes it suitable for your business transaction settlement account. Access to the application and payment signatures are protected by your Login Credentials and Transaction PIN respectively. CitizenTrust Mobile is powered by Citizen Trust Microfinance Bank Ltd, with Appsolute Ltd as their technical partner in Nigeria.

About

PhosPay

This platform provides a suite of financial tools for managing money. Users can send funds instantly, pay bills, make QR code payments, and earn interest on savings.

Highlights
  • Instant money transfers
  • Bill payments
  • QR code transactions
  • Savings with interest
  • Comprehensive fintech platform
Features
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PhosPay is a comprehensive fintech platform offering a range of financial services including instant money transfers, bill payments, QR code transactions, and savings with competitive interest rates.

Screenshots

CitizenTrust Mobile4 screens
PhosPay4 screens

Verdict

The call

The clearest difference is device support: PhosPay at 2 against CitizenTrust Mobile's —. CitizenTrust Mobile's advantage is iOS requirement (13.0 vs 15.0). On price and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Scorecard2 real differences · 7 level
CitizenTrust Mobile versus PhosPay: the parameters behind the verdict, then further details
ParameterCitizenTrust MobilePhosPay
PriceFreeFree
Rating—5.0 (2 ratings) — better
Number of ratings—2 — better
Update frequency—Weekly
Ads—No
In-app purchasesNoNo
Monetization—Ad-supported
Devices—iPhone, iPod — better
Requires iOS13.0 — better15.0
Further details — not scored
Size27 MB57 MB
Age rating17+17+
DeveloperAPPLICATION SOLUTIONS LIMITEDPhospay Business

In-app purchases

None

CitizenTrust Mobile

No in-app purchases

None

PhosPay

No in-app purchases

Questions

Is CitizenTrust Mobile free?
CitizenTrust Mobile is free to download, with no in-app purchases.
Is PhosPay free?
PhosPay is free to download, with no in-app purchases.

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