Comparison

PayJan vs Nidhi Wealth

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head

About

PayJan

Features

Read full description

The Akola Janata Commercial Co-operative Mobile Bank application allows you to access your bank account using your registered Mobile Phone. Using Akola Janata Mobile Bank application you can view account related information like Balance Enquiry and Mini Statement, Transfer Funds, Manage Beneficiaries and Raise service requests.

About

Nidhi Wealth

Features

Read full description

Nidhi Wealth is dedicated to transforming your Mutual Fund investment journey through a strategic focus on research, portfolio monitoring, and convenient online investment options. Our commitment goes beyond facilitating seamless transactions; we prioritize enhancing your overall investment experience. Nidhi Wealth is developed with an aim to satisfy every investor need by giving the entire investment solution within one platform including the advance features like funds analysis, financial calculators, investment reports, goals status and much more. Get complete investment solution from one place.

Screenshots

PayJan4 screens

Nidhi Wealth4 screens

Verdict

The call

The clearest difference is iOS requirement: PayJan at 12.0 against Nidhi Wealth's 15.1. On price, update cadence, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

Both ship on a similar rhythm, roughly every 11 months. The most recent releases landed on November 4, 2026 and October 25, 2026 respectively.

Scorecard1 real difference · 5 level

PayJan versus Nidhi Wealth: the parameters behind the verdict, then further details
Parameter	PayJan	Nidhi Wealth
Price	Free	Free
Update frequency	Every 11 months	Every 11 months
Ads	No	No
In-app purchases	No	No
Devices	iPhone, iPod	iPhone, iPad, iPod — better
Requires iOS	12.0 — better	15.1
Further details — not scored
Size	66 MB	25 MB
Age rating	4+	17+
Developer	THE AKOLA JANATA COMMERCIAL CO OPERATIVE BANK LIMITED	NIDHI WEALTH

In-app purchases

None

PayJan

No in-app purchases

None

Nidhi Wealth

No in-app purchases

Questions

Is PayJan free?

PayJan is free to download, with no in-app purchases.

Is Nidhi Wealth free?

Nidhi Wealth is free to download, with no in-app purchases.

Do PayJan or Nidhi Wealth have ads?

Neither PayJan nor Nidhi Wealth shows ads.

Which is updated more often, PayJan or Nidhi Wealth?

PayJan ships an update every 11 months, and Nidhi Wealth every 11 months. Most recently, PayJan was updated on November 4, 2026 and Nidhi Wealth on October 25, 2026.