Comparison

Janata Smart Banking vs PayJan

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head

About

Janata Smart Banking

Features

Read full description

Janata Smart Banking allows its registered users to access their account in a convenient manner. It is secure and is available 24x7. The user can preview their balance, statements, request cheque book, transfer fund and online payments such as mobile topups and internet payments.

About

PayJan

Features

Read full description

The Akola Janata Commercial Co-operative Mobile Bank application allows you to access your bank account using your registered Mobile Phone. Using Akola Janata Mobile Bank application you can view account related information like Balance Enquiry and Mini Statement, Transfer Funds, Manage Beneficiaries and Raise service requests.

Screenshots

Janata Smart Banking4 screens

PayJan4 screens

Verdict

The call

The clearest difference is update cadence: Janata Smart Banking at every 3 weeks against PayJan's every 11 months. PayJan's advantage is iOS requirement (12.0 vs 15.6). On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

Janata Smart Banking ships an update every 3 weeks, PayJan every 11 months. The most recent releases landed on September 23, 2026 and September 9, 2026 respectively.

Scorecard2 real differences · 4 level

Janata Smart Banking versus PayJan: the parameters behind the verdict, then further details
Parameter	Janata Smart Banking	PayJan
Price	Free	Free
Update frequency	Every 3 weeks — better	Every 11 months
Ads	No	No
In-app purchases	No	No
Devices	iPhone, iPod	iPhone, iPod
Requires iOS	15.6	12.0 — better
Further details — not scored
Size	17 MB	66 MB
Age rating	4+	4+
Developer	MICRO BANKER NEPAL	THE AKOLA JANATA COMMERCIAL CO OPERATIVE BANK LIMITED

In-app purchases

None

Janata Smart Banking

No in-app purchases

None

PayJan

No in-app purchases

Questions

Is Janata Smart Banking free?

Janata Smart Banking is free to download, with no in-app purchases.

Is PayJan free?

PayJan is free to download, with no in-app purchases.

Do Janata Smart Banking or PayJan have ads?

Neither Janata Smart Banking nor PayJan shows ads.

Which is updated more often, Janata Smart Banking or PayJan?

Janata Smart Banking ships an update every 3 weeks, and PayJan every 11 months. Most recently, Janata Smart Banking was updated on September 23, 2026 and PayJan on September 9, 2026.