Comparison

Zyggy vs Loopay

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Zyggy

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Zyggy is a payment ecosystem and a neo bank connecting peer-to-peer payments within sub-saharan Africa. Zyggy addresses various payment pains experienced on a day to day basis and embodied this into an all in one solution whereby you can send quick and easy payments on the go within minutes to bank accounts, our unique Zyggy-to-Zyggy username @ tag payments, Zyggy virtual dollar which can be used for shopping on any platform at the cheapest available cost with wider coverage, payment of utility bills, airtime. As a Zyggy user, you get full control of your finances. Send money free unlimited times every month. Zyggy Offers: Zyggy Virtual Dollar Cards, with just a few clicks, you can create a dollar card within minutes. It is perfect for making hassle-free international payments. Funding your card has never been easier with our convenient bank accounts, you can easily fund your card from your Zyggy bank account, giving you access to the money you need, when you need it. Your bank account gives you the flexibility to withdraw any unused funds, ensuring your money is always accessible. Some of the services includes but are not limited too: -E-commerce platforms -Facebook and Google ads services -Subscriptions including netflix, prime, etc -Web-hosting services, -Virtual Private Network Services including Express VPN etc. Instant Peer-to-Peer Money Transfer.Whether you need to send money to a local bank, merchant, vendor or simply to a friend, our platform is here to help you. No more waiting for funds to arrive and say goodbye to high fees. Zyggy Tags or Zyggy to Zyggy: Send money free unlimited times every month. Zyggy tags allows you to easily send or request money for free for Zyggy users. With a few clicks, you can send money to friends and family or businesses without having to always ask or remember their bank details or phone numbers. Zyggy tags are secure and fast with no wait times. Fund your Zyggy Account, Funding your account is easy and quick. All you need is to make sure your default account is funded, you can create a Zyggy dollar card or access other payment features. Making withdrawals from Zyggy is super easy and quick. Airtime and Bill Payment, Zyggy makes it easy to get the job done for TV bill subscription, top-up your phone, electricity bill payment, airtime and data as well as several other bills. All your bills are in one place to help with managing and avoid getting disconnected. Also save your frequently used bills for quick and easy transactions. Your money is safe at Zyggy - We understand that cards can go missing sometimes, that is why you can block your card on the app - Use Private mode to hide your account balance - Our Customer care is ready to assist 24 hours a day and 365 days a year to ensure you have a great user experience. For help, you can use the chat feature on the app or send a message to support@zyggy.co Need help using the Zyggy app, send us a message on support@zyggy.co or simply send a message using the chat feature on the app.

About

Loopay

This app simplifies financial transactions by allowing users to send and receive money, pay bills, and top up mobile data. It prioritizes security with encryption and provides real-time notifications. A rewards program enhances user engagement.

Highlights
  • Send and receive money
  • Bill payments
  • Mobile data top-ups
  • Secure transactions
  • Real-time notifications
  • User rewards program
Features
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Loopay is a versatile payment app designed to simplify financial transactions for users. With a user-friendly interface, Loopay facilitates seamless sending and receiving of money, allowing users to transfer funds effortlessly within local community. Whether you're splitting bills, paying for services, or reimbursing a friend, Loopay streamlines the process securely. Beyond peer-to-peer transactions, Loopay expands its functionality to cover bill payments, enabling users to settle utility bills, subscriptions, and other expenses directly through the app. This feature not only saves time but ensures timely payments, avoiding late fees. Loopay also supports data and mobile virtual top-ups, allowing users to recharge their mobile phones conveniently through the app. This feature is especially handy for those on the go, eliminating the need for physical top-up cards or visiting retail outlets. Security is a top priority for Loopay, incorporating robust encryption measures to safeguard user data and financial information. The app also provides real-time transaction notifications, offering users peace of mind and transparency in their financial activities. Additionally, Loopay offers a user rewards program, encouraging loyalty through cash back incentives, discounts, or exclusive deals with partnering merchants. This not only enhances user engagement but also adds value to the overall experience. Loopay's commitment to customer satisfaction is reflected in its responsive customer support team, ready to assist with any inquiries or concerns. With its comprehensive set of features and commitment to user experience, Loopay stands as a reliable and efficient local payment solution for a variety of financial needs.

Screenshots

Zyggy4 screens
Loopay1 screens

Verdict

The call

The clearest difference is update cadence: Zyggy at every 5 days against Loopay's every 5 weeks. Zyggy also leads on iOS requirement (13.0 vs 15.1). On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

Zyggy ships an update every 5 days, Loopay every 5 weeks. The most recent releases landed on September 24, 2026 and September 17, 2026 respectively.

Scorecard2 real differences · 8 level
Zyggy versus Loopay: the parameters behind the verdict, then further details
ParameterZyggyLoopay
PriceFreeFree
Rating—5.0 (2 ratings) — better
Positive reviews—50.0% of reviews
Number of ratings—2 — better
Update frequencyEvery 5 days — betterEvery 5 weeks
AdsNoNo
In-app purchasesNoNo
Monetization—Free
DevicesiPhone, iPodiPhone, iPad, iPod — better
Requires iOS13.0 — better15.1
Further details — not scored
Size117 MB39 MB
Age rating17+4+
DeveloperPluto Creative Labs LTDTriluxy Ways Limited

In-app purchases

None

Zyggy

No in-app purchases

None

Loopay

No in-app purchases

Questions

Is Zyggy free?
Zyggy is free to download, with no in-app purchases.
Is Loopay free?
Loopay is free to download, with no in-app purchases.
Do Zyggy or Loopay have ads?
Neither Zyggy nor Loopay shows ads.
Which is updated more often, Zyggy or Loopay?
Zyggy ships an update every 5 days, and Loopay every 5 weeks. Most recently, Zyggy was updated on September 24, 2026 and Loopay on September 17, 2026.

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