Comparison

Debt Tracker Master vs Spendings

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Debt Tracker Master

This app helps you manage personal debts by recording balances, due dates, and repayment progress. It offers a dashboard for an overview, payment planning tools, and customizable reminders to avoid missed payments. Additionally, it provides learning resources on personal finance and debt management.

Highlights
  • Debt recording and organization
  • Repayment progress tracking
  • Payment planning outlook
  • Customizable payment reminders
  • Personal finance learning resources
  • Debt reduction reports
Features
Read full description

Debt Tracker Master is a payoff tracker for credit cards, auto loans, student loans, and mortgages you already have. It does not lend money, check your credit, or offer loans. See every balance, the next due date, and principal versus interest for the next 6 months. Record a payment when you make it, set a reminder before the due date, and watch the balance come down. What you can track - Total balance, payoff countdown, overdue items, and upcoming payments on one dashboard - Each debt: lender, interest rate, start date, due date, and repayment method - Credit cards, installment loans, mortgages, and lines of credit - A 6-month view of principal and interest - Reminders on the due date, 1 day before, or 2 days before - Home Screen widgets for the next payment - Short lessons on loan terms, including how snowball and avalanche payoff methods work Free to record and plan. Debt Tracker Pro removes ads and adds iCloud sync. Debt Tracker Master does not provide loans, credit, or financial advice. It is your own record of what you owe and how you plan to repay it. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://d.bapps.uk/privacy-policy.html

About

Spendings

Features
Read full description

Spendings is a powerful app designed to assist you in personal finance management. Easily track and categorize your expenses, and generate daily, monthly, or yearly reports. Knowing where your money goes has never been this easy! Key Features: * Record expenses categorized by type. * Get daily, monthly, and yearly spending reports. * Optimize your personal finances. * Start instantly with a user-friendly interface. Why Choose Spendings? Understanding and taking control of your financial situation has never been easier. Organize your spending with Spendings and reach your financial goals!

Screenshots

Debt Tracker Master4 screens
Spendings4 screens

Verdict

The call

The clearest difference is update cadence: Debt Tracker Master at every 3 days against Spendings's every 15 months. On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Debt Tracker Master sells 4 in-app purchases, starting at $3.99 per month and Spendings sells 1 one-off in-app purchase. Whichever you choose, the download price is not the number that matters.

UpkeepUpdate frequency

Debt Tracker Master ships an update every 3 days, Spendings every 15 months. The most recent releases landed on October 24, 2026 and October 14, 2026 respectively.

Scorecard1 real difference · 9 level
Debt Tracker Master versus Spendings: the parameters behind the verdict, then further details
ParameterDebt Tracker MasterSpendings
PriceFreeFree
Rating3.7 (3 ratings) — better—
Positive reviews0.0% of reviews—
Number of ratings3 — better—
Update frequencyEvery 3 days — betterEvery 15 months
AdsYesYes
In-app purchasesYesYes
MonetizationFree with in-app purchases—
DevicesiPhone, iPad — betteriPhone
Requires iOS16.6 — better17.6
Further details — not scored
Size50 MB6 MB
Age rating4+4+
Developer娜 杨Onur Yuzbasioglu

In-app purchases

4 purchases

Debt Tracker Master

Subscriptions2
  • DebtTracker Pro Monthly$3.991 Month
  • DebtTracker Pro Yearly3 Days trial$17.991 Year
One-time2
  • Remove Ads$3.99
  • DebtTracker Pro Lifetime$39.99
1 purchases

Spendings

One-time1
  • Remove Ads (Lifetime)$2.99

Questions

Is Debt Tracker Master free?
Debt Tracker Master is free to download, with in-app purchases available.
Is Spendings free?
Spendings is free to download, with in-app purchases available.
Do Debt Tracker Master or Spendings have ads?
Both Debt Tracker Master and Spendings show ads.
Which is updated more often, Debt Tracker Master or Spendings?
Debt Tracker Master ships an update every 3 days, and Spendings every 15 months. Most recently, Debt Tracker Master was updated on October 24, 2026 and Spendings on October 14, 2026.

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