Comparison

Debt Tracker Master vs BudgetKit

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Debt Tracker Master

This app helps you manage personal debts by recording balances, due dates, and repayment progress. It offers a dashboard for an overview, payment planning tools, and customizable reminders to avoid missed payments. Additionally, it provides learning resources on personal finance and debt management.

Highlights
  • Debt recording and organization
  • Repayment progress tracking
  • Payment planning outlook
  • Customizable payment reminders
  • Personal finance learning resources
  • Debt reduction reports
Features
Read full description

Debt Tracker Master is a payoff tracker for credit cards, auto loans, student loans, and mortgages you already have. It does not lend money, check your credit, or offer loans. See every balance, the next due date, and principal versus interest for the next 6 months. Record a payment when you make it, set a reminder before the due date, and watch the balance come down. What you can track - Total balance, payoff countdown, overdue items, and upcoming payments on one dashboard - Each debt: lender, interest rate, start date, due date, and repayment method - Credit cards, installment loans, mortgages, and lines of credit - A 6-month view of principal and interest - Reminders on the due date, 1 day before, or 2 days before - Home Screen widgets for the next payment - Short lessons on loan terms, including how snowball and avalanche payoff methods work Free to record and plan. Debt Tracker Pro removes ads and adds iCloud sync. Debt Tracker Master does not provide loans, credit, or financial advice. It is your own record of what you owe and how you plan to repay it. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://d.bapps.uk/privacy-policy.html

About

BudgetKit

Manage your finances with a smart budget planner and real-time spending tracker. See where your money goes, crush bills, and grow savings with automated insights and goal setting.

Highlights
  • Smart budget planner
  • Live expense tracker
  • Bill and subscription guard
  • Savings goals
  • Powerful reports
  • Private and secure
Features
Read full description

Take charge of your money with BudgetKit — the simple budget planner and real-time spending tracker designed to help you see every dollar, crush bills and grow savings fast. ◆ Smart Budget Planner Set weekly, monthly or custom budgets, get instant “safe-to-spend” insights and never overshoot again. ◆ Live Expense Tracker Link your bank securely and watch new transactions auto-categorise—or add them in two taps when offline. ◆ Bill & Subscription Guard Get reminded before due dates, spot unwanted subscriptions and cancel with a swipe. ◆ Savings Goals Create goals, schedule auto-transfers and watch progress rings fill up. ◆ Powerful Reports Beautiful charts reveal exactly where your cash goes—by day, week, month or year. ◆ Private & Secure 256-bit encryption, Face ID/Touch ID lock and zero third-party ads. Download BudgetKit today and give every dollar a mission—your mission. Terms of Use & Privacy Policy : https://gist.githubusercontent.com/FazilButevApple/eda29879ac30b37070b13e3505628286/raw/1a09d8f1bcf82c8ba6cf061a19809d8f6669c19c/BudgetKit:%2520Terms%2520of%2520Use%2520&%2520Privacy%2520Policy User Agreement : https://gist.githubusercontent.com/FazilButevApple/c75563821288503f739dbb3b0dd6ab9c/raw/7c5a67e7bace3c398085a37e19f4e06fe524298c/BudgetKit:%2520User%2520Agreement

Screenshots

Debt Tracker Master4 screens
BudgetKit4 screens

Verdict

The call

The clearest difference is review sentiment: BudgetKit at 88% against Debt Tracker Master's 0%. Debt Tracker Master's advantage is update cadence (every 3 days vs every 2 weeks). On price, ads, in-app purchases and monetization model there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Debt Tracker Master sells 4 in-app purchases, starting at $3.99 per month and BudgetKit sells 6 in-app purchases, starting at $0.79 per month. Whichever you choose, the download price is not the number that matters.

UpkeepUpdate frequency

Debt Tracker Master ships an update every 3 days, BudgetKit every 2 weeks. The most recent releases landed on November 4, 2026 and October 30, 2026 respectively.

Scorecard2 real differences · 8 level
Debt Tracker Master versus BudgetKit: the parameters behind the verdict, then further details
ParameterDebt Tracker MasterBudgetKit
PriceFreeFree
Rating3.7 (3 ratings) — better—
Positive reviews0.0% of reviews87.5% of reviews — better
Number of ratings3 — better—
Update frequencyEvery 3 days — betterEvery 2 weeks
AdsYesYes
In-app purchasesYesYes
MonetizationFree with in-app purchasesFree with in-app purchases
DevicesiPhone, iPadiPhone, iPad
Requires iOS16.6 — better17.0
Further details — not scored
Size50 MB35 MB
Age rating4+4+
Developer娜 杨FAZIL BUTEV

Customer experience

Debt Tracker Master

All ratings3 ratings
Positive66.7%
Neutral0.0%
Negative33.3%
Written reviews1 reviews
Positive0.0%
Neutral0.0%
Negative100.0%

BudgetKit

Written reviews8 reviews
Positive87.5%
Neutral12.5%
Negative0.0%

In-app purchases

4 purchases

Debt Tracker Master

Subscriptions2
  • DebtTracker Pro Monthly$3.991 Month
  • DebtTracker Pro Yearly3 Days trial$17.991 Year
One-time2
  • Remove Ads$3.99
  • DebtTracker Pro Lifetime$39.99
6 purchases

BudgetKit

Subscriptions6
  • Monthly Plan$0.791 Month
  • Monthly Access$0.991 Month
  • 6-Month Plan$2.996 Months
Show 3 more
  • All Access$4.996 Months
  • Annual Plan$6.991 Year
  • All Access$9.991 Year

Questions

Is Debt Tracker Master free?
Debt Tracker Master is free to download, with in-app purchases available.
Is BudgetKit free?
BudgetKit is free to download, with in-app purchases available.
Do Debt Tracker Master or BudgetKit have ads?
Both Debt Tracker Master and BudgetKit show ads.
Which is updated more often, Debt Tracker Master or BudgetKit?
Debt Tracker Master ships an update every 3 days, and BudgetKit every 2 weeks. Most recently, Debt Tracker Master was updated on November 4, 2026 and BudgetKit on October 30, 2026.

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