Comparison

Debt Tracker Master vs TinyDebt

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Debt Tracker Master

This app helps you manage personal debts by recording balances, due dates, and repayment progress. It offers a dashboard for an overview, payment planning tools, and customizable reminders to avoid missed payments. Additionally, it provides learning resources on personal finance and debt management.

Highlights
  • Debt recording and organization
  • Repayment progress tracking
  • Payment planning outlook
  • Customizable payment reminders
  • Personal finance learning resources
  • Debt reduction reports
Features
Read full description

Take control of your debt with Debt Tracker Master, a simple tool to record, organize, and monitor your personal debts. Track balances, due dates, and repayment progress so you can plan more confidently. Key Features 1. Dashboard • View total debt, breakdown by type, repayment progress, and upcoming payments • See your remaining balance and payoff timeline at a glance 2. Debt Recording • Add debts with details such as amount, lender, interest rate, start date, and due date 3. Repayment Tracking • Track balance changes as you record payments • Review progress across different debt types (e.g., credit card, mortgage, personal loan) 4. Debt Organization • Categorize debts by type (credit card, student loan, mortgage, etc.) or priority to plan repayments more effectively 5. Payment Planning • View a 6-month payment outlook with charts to understand upcoming obligations 6. Reminders and Notifications • Customize reminders so you don’t miss a payment • Choose reminders for the due date, 1 day before, or 2 days before 7. Learning Resources • Explore the Learn tab for practical personal finance guidance • Understand loan basics, key terms, common calculation methods, and repayment approaches • Learn about common borrowing pitfalls and ways to reduce risk with simple, general-audience examples 8. Reports and Insights • View reports and insights on your debt reduction progress 9. User Support • Get in-app support for questions or concerns • Access the app’s terms of use, privacy policy, and contact information 10. Settings and Customization • Customize reminder settings and reminder times • Send feedback and rate the app to help us improve If you enjoy using Debt Tracker Master, please consider leaving a review. Disclaimer: Debt Tracker Master does not provide loans, credit offers, or financial services. It is a personal tracking tool for recording debts and planning repayments.

About

TinyDebt

Organize credit card debt, personal loans, and mortgages in one place. Choose between the Debt Snowball or Debt Avalanche method to create a clear path to financial freedom. Track your progress and get smart notifications to stay on top of payments.

Highlights
  • Track multiple debt types
  • Debt payoff method selection
  • Progress visualization
  • Manual payment logging
  • Unlimited debt tracking (Pro)
  • Interest saving calculator (Pro)
  • Payment reminders (Pro)
Features
Read full description

Take control of your finances and become debt-free with TinyDebt, the ultimate debt payoff tracker. Stop struggling with complicated spreadsheets. TinyDebt is a simple loan manager designed to help you organize credit card debt, personal loans, and mortgages in one place. Whether you prefer the Debt Snowball or Debt Avalanche method, our payoff planner gives you a clear path to financial freedom. Stay Organized (Free Debt Tracker) - Track Loans: Manage up to 3 debts including credit cards and student loans. - Debt Dashboard: View your total balance and monthly repayment plan at a glance. - Progress Tracking: Log payments manually and watch your debt-free date get closer. Go Pro (Accelerate Your Debt Payoff) Upgrade to TinyDebt Pro for advanced finance tools that help you save money on interest: - Unlimited Debts: Track your entire financial portfolio. - Snowball & Avalanche: Automatically calculate the fastest way to pay off debt. - What-If Calculator: See how extra payments reduce your interest and time. - Payment Reminders: Never miss a due date with smart notifications. Secure & Private Loan Management As a solo developer, I value your privacy. Your financial data stays on your device. TinyDebt is an offline debt tracker—no bank syncing required and no data sharing. Why Choose TinyDebt? Users love our intuitive debt calculator and motivating charts. If you need a clean IOU tracker or a professional debt payoff planner, TinyDebt is the simplest tool on the App Store. Start your journey today. Download the best debt tracker and see how fast you can become debt-free! By using this app, you agree to Apple's Standard End User License Agreement (EULA). You can read the full EULA here: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

Screenshots

Debt Tracker Master4 screens
TinyDebt4 screens

Verdict

The call

The clearest difference is review sentiment: TinyDebt at 50% against Debt Tracker Master's 0%. TinyDebt also leads on ads (none vs shown). Debt Tracker Master's advantage is update cadence (every 3 days vs every 3 weeks) and rating (3.7 vs 3.5). On price, ratings volume, in-app purchases and monetization model there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Debt Tracker Master sells 4 in-app purchases, starting at $3.99 per month and TinyDebt sells 3 in-app purchases, starting at $4.99 per month. Whichever you choose, the download price is not the number that matters.

ReceptionRating · Positive reviews · Number of ratings

Debt Tracker Master holds the better App Store score, 3.7 against 3.5. Both are backed by a comparable volume of ratings — 3 and 2 respectively. Written reviews complicate that: 0% of Debt Tracker Master's written reviews are positive against 50% of TinyDebt's, so the app with the better star average is not the one people write more warmly about.

UpkeepUpdate frequency

Debt Tracker Master ships an update every 3 days, TinyDebt every 3 weeks. The most recent releases landed on September 23, 2026 and September 8, 2026 respectively.

Scorecard4 real differences · 6 level
Debt Tracker Master versus TinyDebt: the parameters behind the verdict, then further details
ParameterDebt Tracker MasterTinyDebt
PriceFreeFree
Rating3.7 (3 ratings) — better3.5 (2 ratings)
Positive reviews0.0% of reviews50.0% of reviews — better
Number of ratings3 — better2
Update frequencyEvery 3 days — betterEvery 3 weeks
AdsYesNo — better
In-app purchasesYesYes
MonetizationFree with in-app purchasesFree with in-app purchases
DevicesiPhone, iPadiPhone, iPad
Requires iOS16.616.4 — better
Further details — not scored
Size50 MB77 MB
Age rating4+4+
Developer娜 杨Vladislav Siumbeli

Customer experience

Debt Tracker Master

All ratings3 ratings
Positive66.7%
Neutral0.0%
Negative33.3%
Written reviews1 reviews
Positive0.0%
Neutral0.0%
Negative100.0%

TinyDebt

All ratings2 ratings
Positive50.0%
Neutral0.0%
Negative50.0%
Written reviews2 reviews
Positive50.0%
Neutral0.0%
Negative50.0%

In-app purchases

4 purchases

Debt Tracker Master

Subscriptions2
  • DebtTracker Pro Monthly$3.991 Month
  • DebtTracker Pro Yearly3 Days trial$17.991 Year
One-time2
  • Remove Ads$3.99
  • DebtTracker Pro Lifetime$39.99
3 purchases

TinyDebt

Subscriptions2
  • Monthly3 Days trial$4.991 Month
  • Annual3 Days trial$29.991 Year
One-time1
  • Lifetime$79.99

Questions

Is Debt Tracker Master free?
Debt Tracker Master is free to download, with in-app purchases available.
Is TinyDebt free?
TinyDebt is free to download, with in-app purchases available.
Which has better reviews, Debt Tracker Master or TinyDebt?
Debt Tracker Master is rated higher. Debt Tracker Master averages 3.7 out of 5 from 3 ratings, while TinyDebt averages 3.5 from 2 ratings.
Do Debt Tracker Master or TinyDebt have ads?
Debt Tracker Master shows ads; TinyDebt does not.
Which is updated more often, Debt Tracker Master or TinyDebt?
Debt Tracker Master ships an update every 3 days, and TinyDebt every 3 weeks. Most recently, Debt Tracker Master was updated on September 23, 2026 and TinyDebt on September 8, 2026.

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