Comparison

Cleva App vs Ebarcs Mobile

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Cleva App

Manage your finances globally with this app. Send and receive money internationally, convert currencies at competitive rates, and spend with a virtual USD card. Earn rewards and refer friends for extra benefits.

Highlights
  • International money transfers
  • Receive USD and stablecoin payments
  • Free currency conversion
  • Virtual USD card for global spending
  • Earn and redeem Cleva Points
  • Referral program for earning rewards
Features
Read full description

On Cleva, your money has no boundaries. Here’s why over 1M people trust Cleva: 1. Swift onboarding 2. Competitive exchange rates 3. Transparent pricing, no hidden or monthly fees 4. Fast, reliable, and secure experience Send money across borders Instantly transfer to family and friends in Nigeria, Ghana, Uganda, and other African countries. Just add a destination bank or mobile money account, verify the account details, initiate your transfer, and watch the money get delivered immediately. Receive USD payments Whether you’re a freelancer, remote worker, content creator, or entrepreneur, receive ACH and Wires from your employer and clients without hassle. Receive stablecoins with ease Receive USDT or USDC into your Cleva wallet in minutes, giving you more ways to fund and grow your money. Transfer to friends on Cleva Instantly transfer to your friends on Cleva for FREE. Convert at the best rates Instantly convert currencies at very competitive exchange rates. Even better, there are no fees to convert, it’s completely FREE. Spend globally with a virtual USD card Pay for international subscriptions, shop online, or make global payments easily with your Cleva USD card. Protect your money from volatility Save and hold your funds in USD. Exchange only when you want to, at the best rates. Earn and redeem Cleva Points Get rewarded every time you transact! Earn points when you transfer or receive a deposit, then redeem your points for USD and more. Refer and earn Invite your friends and earn when they transact on Cleva. The more friends you refer, the more you earn, and you can keep earning infinitely. 24/7 Support Cleva is always available to assist 24/7 whenever you need assistance. You can reach us via in-app chat or email at contact@getcleva.com. You can also reach us on our social media channels: Twitter: @clevabanking Instagram: @clevabanking Linkedin: @cleva-banking [:mav: 2.4.5]

About

Ebarcs Mobile

Manage your bank accounts on the go with this mobile application. Check balances, view statements, recharge airtime, and transfer funds between banks. Provide direct feedback to your financial institution.

Highlights
  • Account balance check
  • Account statement viewing
  • Airtime recharge
  • Inter-bank transfers
  • Customer feedback submission
Features
Read full description

Ebarcs Mobile brings the bank into your hands. The app has the following features: - Account balance - Account statement - Airtime Recharge - Inter-bank Transfer The app also provides the functionality to get your feedback to the bank.

Screenshots

Cleva App4 screens
Ebarcs Mobile4 screens

Verdict

The call

The clearest difference is rating: Cleva App at 4.7 against Ebarcs Mobile's 1.0. Cleva App also leads on update cadence (every 10 days vs every 4 months) and ratings volume (1.6K vs 1). On price, ads, in-app purchases and monetization model there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

Cleva App holds the better App Store score, 4.7 against 1.0. That said, the two scores are not equally well evidenced: Cleva App has 1.6K ratings behind it against 1, so its average is the more settled of the two.

UpkeepUpdate frequency

Cleva App ships an update every 10 days, Ebarcs Mobile every 4 months. The most recent releases landed on November 8, 2026 and November 4, 2026 respectively.

Scorecard3 real differences · 7 level
Cleva App versus Ebarcs Mobile: the parameters behind the verdict, then further details
ParameterCleva AppEbarcs Mobile
PriceFreeFree
Rating4.7 (1.6K ratings) — better1.0 (1 ratings)
Positive reviews59.2% of reviews—
Number of ratings1.6K — better1
Update frequencyEvery 10 days — betterEvery 4 months
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPad, iPodiPhone, iPad, iPod
Requires iOS15 — better15.1
Further details — not scored
Size221 MB42 MB
Age rating4+4+
DeveloperCleva Technologies, Inc.E-BARCS MICROFINANCE BANK LIMITED

Bugs and requests

Cleva App

Reported bugs

3 issues
  • Rejected transactions with new bank partner
  • Delayed or missing fund transfers
  • Inability to access old account numbers

Requested features

4 requests
  • Reinstate Wells Fargo bank integration
  • Add support for international wire transfers
  • Introduce push notifications for account credits
  • Enable withdrawal from virtual cards

Ebarcs Mobile

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

Cleva App

No in-app purchases

None

Ebarcs Mobile

No in-app purchases

Questions

Is Cleva App free?
Cleva App is free to download, with no in-app purchases.
Is Ebarcs Mobile free?
Ebarcs Mobile is free to download, with no in-app purchases.
Which has better reviews, Cleva App or Ebarcs Mobile?
Cleva App is rated higher. Cleva App averages 4.7 out of 5 from 1.6K ratings, while Ebarcs Mobile averages 1.0 from 1 ratings.
Do Cleva App or Ebarcs Mobile have ads?
Neither Cleva App nor Ebarcs Mobile shows ads.
Which is updated more often, Cleva App or Ebarcs Mobile?
Cleva App ships an update every 10 days, and Ebarcs Mobile every 4 months. Most recently, Cleva App was updated on November 8, 2026 and Ebarcs Mobile on November 4, 2026.

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