Cleva App vs Payrise

On Cleva, your money has no boundaries. Here’s why over 1M people trust Cleva: 1. Swift onboarding 2. Competitive exchange rates 3. Transparent pricing, no hidden or monthly fees 4. Fast, reliable, and secure experience Send money across borders Instantly transfer to family and friends in Nigeria, Ghana, Uganda, and other African countries. Just add a destination bank or mobile money account, verify the account details, initiate your transfer, and watch the money get delivered immediately. Receive USD payments Whether you’re a freelancer, remote worker, content creator, or entrepreneur, receive ACH and Wires from your employer and clients without hassle. Receive stablecoins with ease Receive USDT or USDC into your Cleva wallet in minutes, giving you more ways to fund and grow your money. Transfer to friends on Cleva Instantly transfer to your friends on Cleva for FREE. Convert at the best rates Instantly convert currencies at very competitive exchange rates. Even better, there are no fees to convert, it’s completely FREE. Spend globally with a virtual USD card Pay for international subscriptions, shop online, or make global payments easily with your Cleva USD card. Protect your money from volatility Save and hold your funds in USD. Exchange only when you want to, at the best rates. Earn and redeem Cleva Points Get rewarded every time you transact! Earn points when you transfer or receive a deposit, then redeem your points for USD and more. Refer and earn Invite your friends and earn when they transact on Cleva. The more friends you refer, the more you earn, and you can keep earning infinitely. 24/7 Support Cleva is always available to assist 24/7 whenever you need assistance. You can reach us via in-app chat or email at contact@getcleva.com. You can also reach us on our social media channels: Twitter: @clevabanking Instagram: @clevabanking Linkedin: @cleva-banking [:mav: 2.4.5]

Payrise. Your money and your staff, in one app. Payrise is built for people who want a simple way to handle everyday money, send and receive funds from family and friends, and pay the people who help run their home. Everything sits in one place, so you can move money and manage your household without the usual back and forth. What you can do with Payrise Multi-currency wallet A wallet that works in your currency that holds and moves money in Naira and stablecoin, giving you the flexibility to transact locally or hold value in a more stable form. Send to family and friends, scan to pay, and follow every transaction as it happens, all from one clear dashboard. Fund your wallet your way Top up through a regular bank transfer in Naira, or fund your wallet with stablecoin straight from your preferred source. Whichever option suits you, your wallet is ready in minutes so you can get on with what matters. Send and receive money from family and friends Send money to loved ones in seconds, split a bill, or chip in for a gift without the usual delays. When someone owes you, send a payment request and track it in one view. See what is paid, pending, or declined at a glance, and follow up without awkward conversations. Simple payroll for domestic staff Set up your nanny, driver, cook, or cleaner once, then pay them on schedule each month. Send reminders before payday, see who has been paid, and keep a clear monthly history without touching a spreadsheet. Payrise takes the admin out of paying the people who keep your home running. Airtime and data in seconds Buy airtime or data bundles for MTN, Airtel, Glo, and 9mobile directly from your wallet. Pick a preset amount or enter your own, and the top-up lands instantly. No switching between apps or hunting for recharge cards. Security you can rely on Every transaction is protected with strong encryption, verified daily limits, and secure authentication on each payment. Your money and your data stay safe, whether you are sending a quick transfer or running your monthly payroll. Payrise brings your personal payments and household staff together in one app, so you can spend less time managing money and more time getting on with your day.