Cleva App vs XedlaPay
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Cleva App
Manage your money globally with this app. Send and receive funds internationally, hold USD, and spend online with a virtual card. Earn rewards and refer friends for extra benefits.
- Send money internationally
- Receive USD payments
- Receive stablecoins
- Convert currencies
- Virtual USD card
- Hold funds in USD
- Earn Cleva Points
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On Cleva, your money has no boundaries. Here’s why over 1M people trust Cleva: 1. Swift onboarding 2. Competitive exchange rates 3. Transparent pricing, no hidden or monthly fees 4. Fast, reliable, and secure experience Send money across borders Instantly transfer to family and friends in Nigeria, Ghana, Uganda, and other African countries. Just add a destination bank or mobile money account, verify the account details, initiate your transfer, and watch the money get delivered immediately. Receive USD payments Whether you’re a freelancer, remote worker, content creator, or entrepreneur, receive ACH and Wires from your employer and clients without hassle. Receive stablecoins with ease Receive USDT or USDC into your Cleva wallet in minutes, giving you more ways to fund and grow your money. Transfer to friends on Cleva Instantly transfer to your friends on Cleva for FREE. Convert at the best rates Instantly convert currencies at very competitive exchange rates. Even better, there are no fees to convert, it’s completely FREE. Spend globally with a virtual USD card Pay for international subscriptions, shop online, or make global payments easily with your Cleva USD card. Protect your money from volatility Save and hold your funds in USD. Exchange only when you want to, at the best rates. Earn and redeem Cleva Points Get rewarded every time you transact! Earn points when you transfer or receive a deposit, then redeem your points for USD and more. Refer and earn Invite your friends and earn when they transact on Cleva. The more friends you refer, the more you earn, and you can keep earning infinitely. 24/7 Support Cleva is always available to assist 24/7 whenever you need assistance. You can reach us via in-app chat or email at contact@getcleva.com. You can also reach us on our social media channels: Twitter: @clevabanking Instagram: @clevabanking Linkedin: @cleva-banking [:mav: 2.4.5]
XedlaPay
This platform provides secure and efficient payment solutions, including an escrow system for buyer-seller trust and live chat for communication. It offers virtual USD cards for international payments and supports various financial transactions like bill payments and airtime top-ups.
- Escrow payment system
- Live chat for communication
- Virtual USD cards
- Intra and inter-bank transfers
- Utility bill payments
- Airtime and data top-ups
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Xedlapay is a payment platform offering secure and efficient transaction solutions. Its features include an escrow payment system to build trust between buyers and sellers, with a live chat function for seamless communication, virtual USD cards for international online payments , and intra and inter-bank transfers for effortless money movement. Additionally, Xedlapay supports utility bill payments, airtime top-ups, and data purchases, making it a comprehensive tool for managing everyday financial needs. Contact Us: WEBSITE: https://www.xedla.com/ EMAIL: marketing@xedla.com COMPLAINT/FEEDBACK: feedback@xedla.com
Screenshots
Verdict
The clearest difference is review sentiment: XedlaPay at 100% against Cleva App's 59%. XedlaPay also leads on rating (5.0 vs 4.7). Cleva App's advantage is ratings volume (1.5K vs 2) and update cadence (every 9 days vs every 3 weeks). On price, ads, in-app purchases and monetization model there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
XedlaPay holds the better App Store score, 5.0 against 4.7. That said, the two scores are not equally well evidenced: Cleva App has 1.5K ratings behind it against 2, so its average is the more settled of the two. Written reviews point the same way: 59% of Cleva App's written reviews are positive against 100% of XedlaPay's.
Cleva App ships an update every 9 days, XedlaPay every 3 weeks. The most recent releases landed on October 15, 2026 and October 2, 2026 respectively.
| Parameter | Cleva App | XedlaPay |
|---|---|---|
| Price | Free | Free |
| Rating | 4.7 (1.5K ratings) | 5.0 (2 ratings) — better |
| Positive reviews | 58.8% of reviews | 100.0% of reviews — better |
| Number of ratings | 1.5K — better | 2 |
| Update frequency | Every 9 days — better | Every 3 weeks |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Requires iOS | 15 | 14.0 — better |
| Further details — not scored | ||
| Size | 224 MB | 72 MB |
| Age rating | 4+ | 17+ |
| Developer | Cleva Technologies, Inc. | Xedla Pay |
Customer experience
Cleva App
XedlaPay
Bugs and requests
Cleva App
Reported bugs
3 issues- Rejected transactions with new bank partner
- Delayed or missing fund transfers
- Inability to access old account numbers
Requested features
4 requests- Reinstate Wells Fargo bank integration
- Add support for international wire transfers
- Introduce push notifications for account credits
- Enable withdrawal from virtual cards
XedlaPay
Not enough reviews yet to summarise bugs or requests.
In-app purchases
Cleva App
No in-app purchases
XedlaPay
No in-app purchases
