Cleva App vs SapaGuard

On Cleva, your money has no boundaries. Here’s why over 1M people trust Cleva: 1. Swift onboarding 2. Competitive exchange rates 3. Transparent pricing, no hidden or monthly fees 4. Fast, reliable, and secure experience Send money across borders Instantly transfer to family and friends in Nigeria, Ghana, Uganda, and other African countries. Just add a destination bank or mobile money account, verify the account details, initiate your transfer, and watch the money get delivered immediately. Receive USD payments Whether you’re a freelancer, remote worker, content creator, or entrepreneur, receive ACH and Wires from your employer and clients without hassle. Receive stablecoins with ease Receive USDT or USDC into your Cleva wallet in minutes, giving you more ways to fund and grow your money. Transfer to friends on Cleva Instantly transfer to your friends on Cleva for FREE. Convert at the best rates Instantly convert currencies at very competitive exchange rates. Even better, there are no fees to convert, it’s completely FREE. Spend globally with a virtual USD card Pay for international subscriptions, shop online, or make global payments easily with your Cleva USD card. Protect your money from volatility Save and hold your funds in USD. Exchange only when you want to, at the best rates. Earn and redeem Cleva Points Get rewarded every time you transact! Earn points when you transfer or receive a deposit, then redeem your points for USD and more. Refer and earn Invite your friends and earn when they transact on Cleva. The more friends you refer, the more you earn, and you can keep earning infinitely. 24/7 Support Cleva is always available to assist 24/7 whenever you need assistance. You can reach us via in-app chat or email at contact@getcleva.com. You can also reach us on our social media channels: Twitter: @clevabanking Instagram: @clevabanking Linkedin: @cleva-banking [:mav: 2.4.5]

SapaGuard: Master Your Money & Beat Sapa Take control of your finances, build better spending habits, and keep Sapa at bay with SapaGuard. Designed to be simple, beautiful, and privacy-focused, SapaGuard helps you track expenses, manage your budget, monitor income, and understand where your money goes. Whether you're managing everyday spending, earning from multiple sources, or traveling abroad, SapaGuard helps you stay on top of your money. KEY FEATURES Sapa-Free Streaks Build better financial habits with a 52-week tracker. Stay within your budget, track your consistency, and celebrate your progress toward better money management. Multi-Currency Expenses Log expenses in different currencies when traveling or shopping internationally. See converted amounts in your base currency and keep your spending organized. Instant Privacy Mode Need to check your finances in public? Simply tap your total balance to hide monetary amounts across the app. Tap again to reveal them. Recurring Expenses Keep track of regular payments like subscriptions, rent, and transportation with recurring expense schedules. Income Tracking Keep income and expenses separate. Record money from salary, freelance work, digital products, side hustles, and other sources to better understand your cash flow. Deeper Spending Insights Identify your biggest expenses, explore spending patterns with a 30-day calendar, and discover which categories account for most of your spending. Escape Sapa, protect your peace of mind, and take charge of your financial future with SapaGuard.