Comparison

Cleva App vs AfriVest

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Cleva App

Manage your money globally with this app. Send and receive funds internationally, hold USD, and spend online with a virtual card. Earn rewards and refer friends for extra benefits.

Highlights
  • Send money internationally
  • Receive USD payments
  • Receive stablecoins
  • Convert currencies
  • Virtual USD card
  • Hold funds in USD
  • Earn Cleva Points
Features
Read full description

On Cleva, your money has no boundaries. Here’s why over 1M people trust Cleva: 1. Swift onboarding 2. Competitive exchange rates 3. Transparent pricing, no hidden or monthly fees 4. Fast, reliable, and secure experience Send money across borders Instantly transfer to family and friends in Nigeria, Ghana, Uganda, and other African countries. Just add a destination bank or mobile money account, verify the account details, initiate your transfer, and watch the money get delivered immediately. Receive USD payments Whether you’re a freelancer, remote worker, content creator, or entrepreneur, receive ACH and Wires from your employer and clients without hassle. Receive stablecoins with ease Receive USDT or USDC into your Cleva wallet in minutes, giving you more ways to fund and grow your money. Transfer to friends on Cleva Instantly transfer to your friends on Cleva for FREE. Convert at the best rates Instantly convert currencies at very competitive exchange rates. Even better, there are no fees to convert, it’s completely FREE. Spend globally with a virtual USD card Pay for international subscriptions, shop online, or make global payments easily with your Cleva USD card. Protect your money from volatility Save and hold your funds in USD. Exchange only when you want to, at the best rates. Earn and redeem Cleva Points Get rewarded every time you transact! Earn points when you transfer or receive a deposit, then redeem your points for USD and more. Refer and earn Invite your friends and earn when they transact on Cleva. The more friends you refer, the more you earn, and you can keep earning infinitely. 24/7 Support Cleva is always available to assist 24/7 whenever you need assistance. You can reach us via in-app chat or email at contact@getcleva.com. You can also reach us on our social media channels: Twitter: @clevabanking Instagram: @clevabanking Linkedin: @cleva-banking [:mav: 2.4.5]

About

AfriVest

Features
Read full description

Transform your remittances into wealth. Send money home & invest in your future. AfriVest is a product of Code 256 Limited. Transform your remittances into long-term wealth with AfriVest, a smart way to send money home while building your family's financial future. WHY AFRIVEST? AfriVest is more than just a remittance app. We help diaspora families turn money transfers into wealth-building opportunities through integrated investment products. SEND MONEY HOME - Transfer to mobile money (MTN MoMo, Airtel Money) - Direct bank deposits to any Ugandan bank - Transparent fees with real-time exchange rates - Fast transfers to mobile money and bank accounts - Multi-currency support (UGX, USD, EUR, GBP) BUILD WEALTH WHILE YOU SEND - Real Estate Investments - Treasury Bonds & Unit Trusts (low-risk options) - Gold Investment (hedge against inflation) - Comprehensive Insurance Coverage POWERFUL FEATURES - Multi-Currency Wallets: Hold and manage funds in multiple currencies - Investment Dashboard: Track all investments in one place - Family Portfolios: Collaborate with family on shared investments - Investment Advisors: Connect with investment advisors right from the app - Fast KYC Verification: Complete identity verification in just a few taps - QR Code Payments: Scan a code to send money instantly, no need to type details - Next of Kin: Add emergency contact details to your account - Transaction History: Complete visibility of all activities - 24/7 Customer Support: Help when you need it - Biometric Security: Face ID & Touch ID support BANK-LEVEL SECURITY - 256-bit SSL encryption - Two-factor authentication (2FA) - Fraud detection & monitoring - Your funds are safe and insured TRANSPARENT FEES - Transfer fees from 1-3% - No hidden charges - Real-time exchange rates - Volume discounts available INVESTMENT MINIMUMS - Treasury Bonds: From UGX 1,000,000 - Unit Trusts: From UGX 500,000 - Real Estate: From UGX 5,000,000 - Gold: From UGX 1,800,000 (10 grams) WHO IS IT FOR? Designed for Ugandans living abroad who want to: - Support family back home efficiently - Invest in Uganda's growing economy - Build generational wealth - Secure their family's financial future - Diversify their investment portfolio GETTING STARTED 1. Download and create your free account 2. Complete KYC verification (5 minutes) 3. Add funds via bank transfer or card 4. Send money or start investing immediately CUSTOMER SUPPORT Our dedicated support team is available 24/7: - Email: hello@afrivest.co - Phone: +256 756 345 782 - Live Chat: In-app support WHAT'S NEW - Connect with investment advisors right from the app - Complete KYC identity verification in just a few taps - Scan a QR code to send money instantly - Next of kin information - Bug fixes and performance improvements Download AfriVest today and start building lasting wealth for your family. --- Note: Investment products carry risk. Past performance does not guarantee future results. Please read our risk disclosures before investing.

Screenshots

Cleva App4 screens
AfriVest4 screens

Verdict

The call

The clearest difference is update cadence: Cleva App at every 9 days against AfriVest's every 2 months. On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

Cleva App ships an update every 9 days, AfriVest every 2 months. The most recent releases landed on October 30, 2026 and October 28, 2026 respectively.

Scorecard1 real difference · 9 level
Cleva App versus AfriVest: the parameters behind the verdict, then further details
ParameterCleva AppAfriVest
PriceFreeFree
Rating4.7 (1.5K ratings) — better—
Positive reviews59.2% of reviews—
Number of ratings1.5K — better—
Update frequencyEvery 9 days — betterEvery 2 months
AdsNoNo
In-app purchasesNoNo
MonetizationFree—
DevicesiPhone, iPad, iPod — betteriPhone, iPad
Requires iOS15 — better16.0
Further details — not scored
Size220 MB52 MB
Age rating4+17+
DeveloperCleva Technologies, Inc.Code 256 Limited

Bugs and requests

Cleva App

Reported bugs

3 issues
  • Rejected transactions with new bank partner
  • Delayed or missing fund transfers
  • Inability to access old account numbers

Requested features

4 requests
  • Reinstate Wells Fargo bank integration
  • Add support for international wire transfers
  • Introduce push notifications for account credits
  • Enable withdrawal from virtual cards

AfriVest

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

Cleva App

No in-app purchases

None

AfriVest

No in-app purchases

Questions

Is Cleva App free?
Cleva App is free to download, with no in-app purchases.
Is AfriVest free?
AfriVest is free to download, with no in-app purchases.
Do Cleva App or AfriVest have ads?
Neither Cleva App nor AfriVest shows ads.
Which is updated more often, Cleva App or AfriVest?
Cleva App ships an update every 9 days, and AfriVest every 2 months. Most recently, Cleva App was updated on October 30, 2026 and AfriVest on October 28, 2026.

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