Comparison

Cleva App vs Bucks

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Cleva App

Manage your finances globally with this app. Send and receive money internationally, convert currencies at competitive rates, and spend with a virtual USD card. Earn rewards and refer friends for extra benefits.

Highlights
  • International money transfers
  • Receive USD and stablecoin payments
  • Free currency conversion
  • Virtual USD card for global spending
  • Earn and redeem Cleva Points
  • Referral program for earning rewards
Features
Read full description

On Cleva, your money has no boundaries. Here’s why over 1M people trust Cleva: 1. Swift onboarding 2. Competitive exchange rates 3. Transparent pricing, no hidden or monthly fees 4. Fast, reliable, and secure experience Send money across borders Instantly transfer to family and friends in Nigeria, Ghana, Uganda, and other African countries. Just add a destination bank or mobile money account, verify the account details, initiate your transfer, and watch the money get delivered immediately. Receive USD payments Whether you’re a freelancer, remote worker, content creator, or entrepreneur, receive ACH and Wires from your employer and clients without hassle. Receive stablecoins with ease Receive USDT or USDC into your Cleva wallet in minutes, giving you more ways to fund and grow your money. Transfer to friends on Cleva Instantly transfer to your friends on Cleva for FREE. Convert at the best rates Instantly convert currencies at very competitive exchange rates. Even better, there are no fees to convert, it’s completely FREE. Spend globally with a virtual USD card Pay for international subscriptions, shop online, or make global payments easily with your Cleva USD card. Protect your money from volatility Save and hold your funds in USD. Exchange only when you want to, at the best rates. Earn and redeem Cleva Points Get rewarded every time you transact! Earn points when you transfer or receive a deposit, then redeem your points for USD and more. Refer and earn Invite your friends and earn when they transact on Cleva. The more friends you refer, the more you earn, and you can keep earning infinitely. 24/7 Support Cleva is always available to assist 24/7 whenever you need assistance. You can reach us via in-app chat or email at contact@getcleva.com. You can also reach us on our social media channels: Twitter: @clevabanking Instagram: @clevabanking Linkedin: @cleva-banking [:mav: 2.4.5]

About

Bucks

Features
Read full description

Bucks – NGN & USD, Simplified. Bucks is a modern money app built for Nigerians who deal with dollars. Receive payments in USD, convert to Naira, save toward your goals and pay for everyday essentials, all in one place, with a clean experience designed to just work. What you can do with Bucks: · Open an account in minutes with your BVN and a quick selfie check · Hold and manage NGN & USD balances · Convert between Naira and Dollar seamlessly · Send money to other Bucks users instantly · Save toward your goals with automatic daily, weekly or monthly savings · Buy airtime and data in a few taps · Sign in and approve payments with Face ID or fingerprint · Download statements and share receipts anytime · Chat with our support team right in the app Built for Nigerians at home and in the diaspora. More features, including virtual cards and more bill payments, are coming soon. Simple. Reliable. Yours.

Screenshots

Cleva App4 screens
Bucks4 screens

Verdict

The call

The clearest difference is device support: Cleva App at 3 against Bucks's 1. On price, update cadence, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

Cleva App ships an update every 10 days, Bucks every 6 days. The most recent releases landed on November 8, 2026 and October 31, 2026 respectively.

Scorecard1 real difference · 9 level
Cleva App versus Bucks: the parameters behind the verdict, then further details
ParameterCleva AppBucks
PriceFreeFree
Rating4.7 (1.6K ratings) — better—
Positive reviews59.2% of reviews—
Number of ratings1.6K — better—
Update frequencyEvery 10 daysEvery 6 days — better
AdsNoNo
In-app purchasesNoNo
MonetizationFree—
DevicesiPhone, iPad, iPod — betteriPhone
Requires iOS15 — better16.4
Further details — not scored
Size221 MB122 MB
Age rating4+17+
DeveloperCleva Technologies, Inc.Bucks Technologies Inc

Bugs and requests

Cleva App

Reported bugs

3 issues
  • Rejected transactions with new bank partner
  • Delayed or missing fund transfers
  • Inability to access old account numbers

Requested features

4 requests
  • Reinstate Wells Fargo bank integration
  • Add support for international wire transfers
  • Introduce push notifications for account credits
  • Enable withdrawal from virtual cards

Bucks

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

Cleva App

No in-app purchases

None

Bucks

No in-app purchases

Questions

Is Cleva App free?
Cleva App is free to download, with no in-app purchases.
Is Bucks free?
Bucks is free to download, with no in-app purchases.
Do Cleva App or Bucks have ads?
Neither Cleva App nor Bucks shows ads.
Which is updated more often, Cleva App or Bucks?
Cleva App ships an update every 10 days, and Bucks every 6 days. Most recently, Cleva App was updated on November 8, 2026 and Bucks on October 31, 2026.

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