Comparison

Cleva App vs MyCut.

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Cleva App

Manage your money globally with this app. Send and receive funds internationally, hold USD, and spend online with a virtual card. Earn rewards and refer friends for extra benefits.

Highlights
  • Send money internationally
  • Receive USD payments
  • Receive stablecoins
  • Convert currencies
  • Virtual USD card
  • Hold funds in USD
  • Earn Cleva Points
Features
Read full description

On Cleva, your money has no boundaries. Here’s why over 1M people trust Cleva: 1. Swift onboarding 2. Competitive exchange rates 3. Transparent pricing, no hidden or monthly fees 4. Fast, reliable, and secure experience Send money across borders Instantly transfer to family and friends in Nigeria, Ghana, Uganda, and other African countries. Just add a destination bank or mobile money account, verify the account details, initiate your transfer, and watch the money get delivered immediately. Receive USD payments Whether you’re a freelancer, remote worker, content creator, or entrepreneur, receive ACH and Wires from your employer and clients without hassle. Receive stablecoins with ease Receive USDT or USDC into your Cleva wallet in minutes, giving you more ways to fund and grow your money. Transfer to friends on Cleva Instantly transfer to your friends on Cleva for FREE. Convert at the best rates Instantly convert currencies at very competitive exchange rates. Even better, there are no fees to convert, it’s completely FREE. Spend globally with a virtual USD card Pay for international subscriptions, shop online, or make global payments easily with your Cleva USD card. Protect your money from volatility Save and hold your funds in USD. Exchange only when you want to, at the best rates. Earn and redeem Cleva Points Get rewarded every time you transact! Earn points when you transfer or receive a deposit, then redeem your points for USD and more. Refer and earn Invite your friends and earn when they transact on Cleva. The more friends you refer, the more you earn, and you can keep earning infinitely. 24/7 Support Cleva is always available to assist 24/7 whenever you need assistance. You can reach us via in-app chat or email at contact@getcleva.com. You can also reach us on our social media channels: Twitter: @clevabanking Instagram: @clevabanking Linkedin: @cleva-banking [:mav: 2.4.5]

About

MyCut.

Features
Read full description

Have you ever been cut out of a deal? Paid less than agreed? Watched a co-agent disappear after closing? MyCut is Nigeria's deal operating system ,the first platform that makes every deal verifiable, every role locked, and every payment automatic. WHAT MYCUT DOES MyCut replaces WhatsApp voice notes and handshakes with a structured deal room where all parties negotiate transparently, consent irrevocably, and are paid automatically — the moment funds arrive. HOW IT WORKS 1. Create your deal and assign roles and split percentages 2. Invite all parties , they see their exact naira amount before joining 3. Negotiate in real time with full audit trail 4. Everyone confirms with BVN-verified identity 5. A dedicated bank account is generated for the deal 6. The exact agreed amount arrives , everyone is paid simultaneously, automatically WHY MYCUT NOW Nigeria's Supreme Court has ruled that WhatsApp agreements are not enforceable contracts for commission claims. Agents must now prove a written agreement and active participation to collect their commission. MyCut creates that proof automatically the negotiation trail is your contract. BUILT FOR Real estate agents splitting commissions Car middlemen protecting finder's fees Creatives splitting brand deal payments Freelancers in multi-party project arrangements Music and entertainment revenue splits Any deal involving more than one payee BUILT ON LICENSED RAILS MyCut runs on 9PSB and Fincra both CBN-licensed financial infrastructure providers. Your identity is verified through Nigeria's BVN system. Your money never passes through MyCut it flows directly from payer to all parties through regulated channels. Every deal. Every party. Every time.

Screenshots

Cleva App4 screens
MyCut.4 screens

Verdict

The call

Cleva App and MyCut. are too close to call on the numbers: across 6 compared parameters — price, update cadence, ads and in-app purchases among them — neither pulls far enough ahead to decide it. What separates them is feature set and interface, not measurable difference.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

Cleva App ships an update every 9 days, MyCut. weekly. The most recent releases landed on October 23, 2026 and October 12, 2026 respectively.

ScorecardNo meaningful differences
Cleva App versus MyCut.: the parameters behind the verdict, then further details
ParameterCleva AppMyCut.
PriceFreeFree
Rating4.7 (1.5K ratings) — better—
Positive reviews58.8% of reviews—
Number of ratings1.5K — better—
Update frequencyEvery 9 daysWeekly — better
AdsNoNo
In-app purchasesNoNo
MonetizationFree—
DevicesiPhone, iPad, iPodiPhone, iPad, iPod
Requires iOS1515.0
Further details — not scored
Size224 MB59 MB
Age rating4+4+
DeveloperCleva Technologies, Inc.Haulscape Technologies Ltd

Bugs and requests

Cleva App

Reported bugs

3 issues
  • Rejected transactions with new bank partner
  • Delayed or missing fund transfers
  • Inability to access old account numbers

Requested features

4 requests
  • Reinstate Wells Fargo bank integration
  • Add support for international wire transfers
  • Introduce push notifications for account credits
  • Enable withdrawal from virtual cards

MyCut.

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

Cleva App

No in-app purchases

None

MyCut.

No in-app purchases

Questions

Is Cleva App free?
Cleva App is free to download, with no in-app purchases.
Is MyCut. free?
MyCut. is free to download, with no in-app purchases.
Do Cleva App or MyCut. have ads?
Neither Cleva App nor MyCut. shows ads.
Which is updated more often, Cleva App or MyCut.?
Cleva App ships an update every 9 days, and MyCut. weekly. Most recently, Cleva App was updated on October 23, 2026 and MyCut. on October 12, 2026.

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