Cleva App vs Kwikx

On Cleva, your money has no boundaries. Here’s why over 1M people trust Cleva: 1. Swift onboarding 2. Competitive exchange rates 3. Transparent pricing, no hidden or monthly fees 4. Fast, reliable, and secure experience Send money across borders Instantly transfer to family and friends in Nigeria, Ghana, Uganda, and other African countries. Just add a destination bank or mobile money account, verify the account details, initiate your transfer, and watch the money get delivered immediately. Receive USD payments Whether you’re a freelancer, remote worker, content creator, or entrepreneur, receive ACH and Wires from your employer and clients without hassle. Receive stablecoins with ease Receive USDT or USDC into your Cleva wallet in minutes, giving you more ways to fund and grow your money. Transfer to friends on Cleva Instantly transfer to your friends on Cleva for FREE. Convert at the best rates Instantly convert currencies at very competitive exchange rates. Even better, there are no fees to convert, it’s completely FREE. Spend globally with a virtual USD card Pay for international subscriptions, shop online, or make global payments easily with your Cleva USD card. Protect your money from volatility Save and hold your funds in USD. Exchange only when you want to, at the best rates. Earn and redeem Cleva Points Get rewarded every time you transact! Earn points when you transfer or receive a deposit, then redeem your points for USD and more. Refer and earn Invite your friends and earn when they transact on Cleva. The more friends you refer, the more you earn, and you can keep earning infinitely. 24/7 Support Cleva is always available to assist 24/7 whenever you need assistance. You can reach us via in-app chat or email at contact@getcleva.com. You can also reach us on our social media channels: Twitter: @clevabanking Instagram: @clevabanking Linkedin: @cleva-banking [:mav: 2.4.5]

KwikX is a cross-border payment app built for fast, affordable transfers between Nigeria and West Africa. Convert multiple currencies in one app — Nigerian Naira (NGN), CFA Franc (XOF), and USDT. SEND & RECEIVE ACROSS BORDERS Transfer NGN to CFA or CFA to NGN in minutes. Send to mobile money wallets (MTN, Wave, Moov, Orange) or bank accounts across Benin, Senegal, Ivory Coast, Cameroon, and Nigeria. MULTI-CURRENCY WALLET Fund your NGN wallet via bank transfer. Fund your CFA wallet via mobile money. Hold USDT for stability. Swap between currencies directly inside the app at real-time rates. LOW, TRANSPARENT FEES See the exact fees and exchange rate before you confirm. No hidden charges. The rate you see is the rate you get. FAST & SECURE Every transaction is protected with PIN verification, biometric authentication, and encrypted communications. KwikX uses licensed payment providers for all deposits and payouts. REAL-TIME TRACKING Follow your transfer from start to finish with live status updates. Get instant push notifications when your money is sent, received, or exchanged. Download receipts for every transaction. IDENTITY VERIFICATION Complete KYC verification in minutes using biometric ID checks. Higher verification tiers unlock increased transaction limits. IN-APP SUPPORT Chat with our support team directly inside the app. Get help with transactions, account questions, or anything else — no email required. KEY FEATURES • NGN, CFA, and USDT wallets in one app • Cross-border exchanges between Nigeria and West Africa • Mobile money payouts (MTN, Wave, Moov, Orange) • Bank transfer payouts to Nigerian banks • Real-time exchange rates • Instant push notifications and receipts • PIN and biometric security • Tiered KYC with biometric verification • In-app live chat support • Available in English and French KwikX is designed for the African diaspora, traders, freelancers, and families who need a reliable way to move money across borders without delays or excessive fees. Download KwikX and start sending money today.