Comparison

Zest Mobile vs PhosPay

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Zest Mobile

Read full description

About Zest Mobile App Exciting news! We are thrilled to announce the launch of Zest Mobile, our revolutionary lifestyle mobile app that offers more than just a banking experience. This app is designed to transform the way you manage your lifestyle and finances, and it's completely bank-agnostic, providing you with unparalleled flexibility and convenience. Freedom to pay how you want •Card Options (Mastercard, Visa, Verve) •USSD - supports up to 18 banks •Stanbic IBTC Bank @ease wallet Freedom to pay for what you want •Airtime and Data subscriptions •Cable TV subscriptions •Internet subscriptions •Electricity Payments (prepaid & postpaid) •Travels & Entertainments •Government Payments (taxes, levies, fees) •Insurance and other financial services payments •Virtual Cards (prepaid) •Rewards, loyalty, and discounts Other capabilities that will be deployed in subsequent releases include: •More Payment options - eNaira etc •Personalisation - dark & light mode, colour selection, etc. •Educational subscriptions •Payments for health and medical services •Scheduled and Recurring Payments Getting Started Simply download the app and select Create Account. 1. Enter your First Name and Last Name 2. Provide your email address & phone number 3. Select your gender and provide your Date of Birth, and 4. Set your password 5. Validate request with OTP sent to your phone number and email address.

About

PhosPay

This platform provides a suite of financial tools for managing money. Users can send funds instantly, pay bills, make QR code payments, and earn interest on savings.

Highlights
  • Instant money transfers
  • Bill payments
  • QR code transactions
  • Savings with interest
  • Comprehensive fintech platform
Features
Read full description

PhosPay is a comprehensive fintech platform offering a range of financial services including instant money transfers, bill payments, QR code transactions, and savings with competitive interest rates.

Screenshots

Zest Mobile4 screens
PhosPay4 screens

Verdict

The call

The clearest difference is device support: PhosPay at 2 against Zest Mobile's —. Zest Mobile's advantage is iOS requirement (12.4 vs 15.0). On price and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Scorecard2 real differences · 7 level
Zest Mobile versus PhosPay: the parameters behind the verdict, then further details
ParameterZest MobilePhosPay
PriceFreeFree
Rating—5.0 (3 ratings) — better
Number of ratings—3 — better
Update frequency—Weekly
Ads—No
In-app purchasesNoNo
Monetization—Ad-supported
Devices—iPhone, iPod — better
Requires iOS12.4 — better15.0
Further details — not scored
Size26 MB103 MB
Age rating17+17+
DeveloperZest Payments LimitedPhospay Business

In-app purchases

None

Zest Mobile

No in-app purchases

None

PhosPay

No in-app purchases

Questions

Is Zest Mobile free?
Zest Mobile is free to download, with no in-app purchases.
Is PhosPay free?
PhosPay is free to download, with no in-app purchases.

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