Comparison

FinFlows vs Wealthly

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

FinFlows

Features
Read full description

FinFlows brings your cash, bank accounts, cards, bills and the people you share money with into one calm, private place. Set it up once, and your bank's SMS log each payment for you. LOGGED BY ITSELF • Bank SMS auto-logging: every UPI, card and account payment is saved, sorted into a category and put in the right wallet • Works with banks in India, the UAE, the UK and the US • Payment screenshots and pasted messages are read too EVERY WALLET, ALWAYS UP TO DATE • Cash in hand, savings, cards and e-wallets, each with its own balance • Move money between wallets and see your net worth at a glance NEVER MISS A DUE DATE • Bills, rent, subscriptions, insurance and loan EMIs with reminders before each one • EMI calculator and loan progress • FinFlows spots payments that repeat and suggests them as bills • Mark a bill paid from the widget or the Lock Screen LEND, BORROW, SETTLE • See who owes you and whom you owe • Split expenses and settle up in a tap SEE WHERE IT GOES • Spending by category, week, month or year • Budgets with alerts • A monthly statement as a PDF to share or save EVERYWHERE YOU ARE • Home Screen and Lock Screen widgets • Apple Watch app with your balance, bills and quick add • Siri: "Add food expense in FinFlows" • iPhone and iPad, Light and Dark Mode, 8 themes PRIVACY Your data stays on your devices and in your own iCloud. FinFlows has no accounts, no ads and no tracking. Face ID keeps it locked. FinFlows is free for up to 50 transactions. FinFlows Pro unlocks unlimited transactions, budgets, recurring transactions and trends, monthly or yearly. Payment is charged to your Apple ID at confirmation. Subscriptions renew automatically unless cancelled at least 24 hours before the end of the period; manage them in your Apple ID settings. Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

About

Wealthly

Track your net worth privately without linking bank accounts. Monitor assets, debts, and growth with live prices and insightful dashboards. Offers on-device AI and optional iCloud sync for a secure financial overview.

Highlights
  • Track assets and liabilities
  • Live prices for stocks, crypto, and metals
  • Net worth dashboard with charts
  • On-device AI insights
  • Home screen widgets
  • Face ID lock
  • CSV import & export
Read full description

Know your net worth, without linking your bank. Wealthly is a privacy-first net worth tracker for iPhone. See assets, debts, and growth in one beautiful dashboard. Your financial data stays on your device by default. Optional iCloud sync uses your Apple account & not our servers. Free to start: track up to 3 assets. Upgrade for unlimited accounts, widgets, and more. WHY WEALTHLY? Most finance apps want your bank login and every transaction. Wealthly focuses on the big picture: your total wealth over time. simple, motivating, and private. KEY FEATURES • Track assets & liabilities: cash, investments, crypto, property, loans & more • Live prices for stocks, crypto & precious metals (gold, silver, platinum) • Net worth dashboard with charts & history • Milestones, streaks & momentum to stay motivated • On-device AI insights (Apple Intelligence) • Home screen widgets • Face ID lock • CSV import & export • Multi-currency support • Light & dark mode • Weekly recaps & reminders • Optional iCloud sync across your devices PRIVACY FIRST • No bank connections or credential sharing • Device storage by default • We do not collect or store your financial entries on our servers PRICING • Free: up to 3 assets • Premium: $2.99/month, $14.99/year, or $39.99 lifetime Download Wealthly and see where you stand today. Contact • Website: https://getwealthly.netlify.app • Support: https://getwealthly.netlify.app/support • Email: wealthly@protonmail.com Legal: • Terms of Use - https://www.apple.com/legal/internet-services/itunes/dev/stdeula • Privacy Policy - https://getwealthly.netlify.app/privacy-policy

Screenshots

FinFlows4 screens
Wealthly4 screens

Verdict

The call

The clearest difference is update cadence: Wealthly at every 3 days against FinFlows's monthly. FinFlows's advantage is device support (3 vs 1). On price, ads, in-app purchases and iOS requirement there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. FinFlows sells 2 in-app purchases, starting at $0.99 per month and Wealthly sells 3 in-app purchases, starting at $2.99 per month. Whichever you choose, the download price is not the number that matters.

UpkeepUpdate frequency

FinFlows ships an update monthly, Wealthly every 3 days. The most recent releases landed on November 4, 2026 and October 31, 2026 respectively.

Scorecard2 real differences · 8 level
FinFlows versus Wealthly: the parameters behind the verdict, then further details
ParameterFinFlowsWealthly
PriceFreeFree
Rating—5.0 (3 ratings) — better
Positive reviews—100.0% of reviews
Number of ratings—3 — better
Update frequencyMonthlyEvery 3 days — better
AdsNoNo
In-app purchasesYesYes
Monetization—Freemium
DevicesiPhone, iPad, Apple Watch — betteriPhone
Requires iOS17.0 — better17.5
Further details — not scored
Size46 MB22 MB
Age rating4+9+
DeveloperAhsan MTMarco Brian

In-app purchases

2 purchases

FinFlows

Subscriptions2
  • Pro$0.991 Month
  • Pro$9.991 Year
3 purchases

Wealthly

Subscriptions2
  • Wealthly Monthly Subscription$2.991 Month
  • Wealthly Yearly Subscription$14.991 Year
One-time1
  • Wealthly Lifetime Access$39.99

Questions

Is FinFlows free?
FinFlows is free to download, with in-app purchases available.
Is Wealthly free?
Wealthly is free to download, with in-app purchases available.
Do FinFlows or Wealthly have ads?
Neither FinFlows nor Wealthly shows ads.
Which is updated more often, FinFlows or Wealthly?
FinFlows ships an update monthly, and Wealthly every 3 days. Most recently, FinFlows was updated on November 4, 2026 and Wealthly on October 31, 2026.

Other comparisons