Comparison

Subscription & Budget Tracker vs SubZero

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Subscription & Budget Tracker

Manage your recurring payments and savings goals in one place. Track subscriptions, precious metals, and cryptocurrency with real-time price updates and detailed financial analysis. Receive payment reminders and visualize your financial health.

Highlights
  • Subscription tracking and spending analysis
  • Savings and asset tracking (precious metals, crypto)
  • Real-time price updates for assets
  • Payment due date reminders
  • Portfolio distribution charts
  • Customizable notifications
  • Secure login with FaceID/TouchID
Features
Read full description

Subscription and Savings Tracker The most comprehensive app to track your subscriptions, savings, precious metals, and crypto assets all in one place. Control your budget, reach your financial goals. Take complete control of your finances with both subscription and savings management: Savings & Asset Tracking: Track gold, silver, and precious metal prices in real-time Monitor your Bitcoin, Ethereum, and other crypto holdings Manage your investment positions with exchange rates (USD, EUR, GBP, CHF) View your asset allocation with portfolio distribution charts Track daily price changes instantly View your transaction history in the asset detail screen Subscription Tracking: Calculate your monthly payments and track your spending Extensive subscription list with company logos - search and easily add Get reminder notifications when payment is due Track subscription price fluctuations with price change charts Perform detailed analysis with statistical graphs Other Features: Customize your notification times Secure login with FaceID and TouchID Dark mode support Amazing lock screen and home screen widgets Track your subscriptions from your Apple Watch app Premium: Unlimited asset tracking + Zero Ads Important: To use the Apple Watch app, ensure Apple ID and iCloud are enabled on your device.

About

SubZero

This app helps you track the true cost of your subscriptions, including recurring charges and installment plans. It provides reminders for free trials and upcoming renewals, offering insights into your spending by category and yearly projections. Your data remains private with no account required.

Highlights
  • Automatic monthly and yearly cost calculation
  • Installment payment tracking
  • Free trial and renewal reminders
  • Spending statistics by category
  • Yearly spending projection
  • No account required for privacy
Features
Read full description

Do you really know how much your subscriptions cost you each month? Netflix, Spotify, iCloud, YouTube, apps, free trials… On their own, they seem reasonable. But over a year, the total can really sting. SubZero shows you your true monthly and yearly cost in seconds. ADD YOUR SUBSCRIPTIONS IN 2 TAPS Pick a service, enter the price and billing frequency, and SubZero automatically works out what it costs per month and per year. PAYING IN INSTALLMENTS? TRACK IT ALL A purchase split into 3, 4, 10 monthly payments? Add it as an installment plan: SubZero works out each payment, follows the schedule, and archives it on its own once it's paid off. Your real totals finally separate the temporary from the recurring. NEVER FORGET A FREE TRIAL AGAIN Started a free trial? SubZero can remind you before it turns into a paid plan, whenever you choose. SEE WHAT'S COMING Keep track of your upcoming charges, your spending over the year, your most expensive categories, and the subscriptions weighing most on your budget. WHAT SUBZERO DOES FOR YOU • Automatic monthly and yearly cost • Installment payment tracking • Reminders before renewals • Free trial tracking • Stats by category • Yearly projection • No account required SUBZERO PRO One purchase. For life. No subscription to manage your subscriptions. SubZero Pro unlocks: • Unlimited subscriptions • Detailed statistics • Custom reminders • iCloud sync YOUR DATA STAYS WITH YOU No account. No ads. No tracking. No data collected. Download SubZero, add your subscriptions, and see what they really cost you. Questions? subzero@alexdevlab.com

Screenshots

Subscription & Budget Tracker4 screens
SubZero4 screens

Verdict

The call

The clearest difference is update cadence: SubZero at every 3 days against Subscription & Budget Tracker's every 3 weeks. SubZero also leads on review sentiment (100% vs 78%). On price, ads, in-app purchases and monetization model there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Subscription & Budget Tracker sells 1 one-off in-app purchase and SubZero sells 1 one-off in-app purchase. Whichever you choose, the download price is not the number that matters.

UpkeepUpdate frequency

Subscription & Budget Tracker ships an update every 3 weeks, SubZero every 3 days. The most recent releases landed on October 1, 2026 and September 28, 2026 respectively.

Scorecard2 real differences · 8 level
Subscription & Budget Tracker versus SubZero: the parameters behind the verdict, then further details
ParameterSubscription & Budget TrackerSubZero
PriceFreeFree
Rating5.0 (1 ratings) — better—
Positive reviews77.8% of reviews100.0% of reviews — better
Number of ratings1 — better—
Update frequencyEvery 3 weeksEvery 3 days — better
AdsNoNo
In-app purchasesYesYes
MonetizationFree with in-app purchasesFreemium
DevicesiPhoneiPhone
Requires iOS16.0 — better17.0
Further details — not scored
Size11 MB3 MB
Age rating4+4+
DeveloperEmre CakirADOLPHE Alexandre

Customer experience

Subscription & Budget Tracker

All ratings1 ratings
Positive100.0%
Neutral0.0%
Negative0.0%
Written reviews9 reviews
Positive77.8%
Neutral0.0%
Negative22.2%

SubZero

Written reviews2 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

In-app purchases

1 purchases

Subscription & Budget Tracker

One-time1
  • Buy Premium$4.99
1 purchases

SubZero

One-time1
  • SubZero Pro Lifetime$3.99

Questions

Is Subscription & Budget Tracker free?
Subscription & Budget Tracker is free to download, with in-app purchases available.
Is SubZero free?
SubZero is free to download, with in-app purchases available.
Do Subscription & Budget Tracker or SubZero have ads?
Neither Subscription & Budget Tracker nor SubZero shows ads.
Which is updated more often, Subscription & Budget Tracker or SubZero?
Subscription & Budget Tracker ships an update every 3 weeks, and SubZero every 3 days. Most recently, Subscription & Budget Tracker was updated on October 1, 2026 and SubZero on September 28, 2026.

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