My Budget vs SubZero
Price, ratings, monetisation and update history for both apps, side by side β with what reviewers say about each.
My Budget
Easily track all your recurring subscriptions in one place. Get reminders before renewals and view your spending at a glance. This app prioritizes your privacy with 100% offline functionality.
- Track recurring subscriptions
- View monthly, quarterly, yearly spending
- Free trial tracking
- Renewal reminder notifications
- 100% offline functionality
- Unlimited subscriptions (Premium)
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My Budget is the simplest and most privacy-focused subscription tracker available. No more forgotten subscriptions silently draining your account every month. My Budget lets you track all your recurring subscriptions β Netflix, Spotify, gym, insurance β at a glance. KEY FEATURES - Add your subscriptions in seconds - View your monthly, quarterly, and yearly spending - Track free trials so you're never charged by surprise - Reminder notifications before each renewal - 100% offline β your data never leaves your device MY BUDGET PREMIUM - Unlimited subscriptions - Advanced statistics - Salary & income tracker - JSON import - Custom app icons - Custom notification schedules COMPLETE PRIVACY No sign-up. No account. No data collection. Everything stays on your iPhone or iPad. Privacy Policy: https://msbdcorporation.com/mybudget/privacy Terms of Use: https://msbdcorporation.com/mybudget/terms
SubZero
This app helps you track the true cost of your subscriptions, including recurring charges and installment plans. It provides reminders for free trials and upcoming renewals, offering insights into your spending by category and yearly projections. Your data remains private with no account required.
- Automatic monthly and yearly cost calculation
- Installment payment tracking
- Free trial and renewal reminders
- Spending statistics by category
- Yearly spending projection
- No account required for privacy
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Do you really know how much your subscriptions cost you each month? Netflix, Spotify, iCloud, YouTube, apps, free trials⦠On their own, they seem reasonable. But over a year, the total can really sting. SubZero shows you your true monthly and yearly cost in seconds. ADD YOUR SUBSCRIPTIONS IN 2 TAPS Pick a service, enter the price and billing frequency, and SubZero automatically works out what it costs per month and per year. PAYING IN INSTALLMENTS? TRACK IT ALL A purchase split into 3, 4, 10 monthly payments? Add it as an installment plan: SubZero works out each payment, follows the schedule, and archives it on its own once it's paid off. Your real totals finally separate the temporary from the recurring. NEVER FORGET A FREE TRIAL AGAIN Started a free trial? SubZero can remind you before it turns into a paid plan, whenever you choose. SEE WHAT'S COMING Keep track of your upcoming charges, your spending over the year, your most expensive categories, and the subscriptions weighing most on your budget. WHAT SUBZERO DOES FOR YOU ⒠Automatic monthly and yearly cost ⒠Installment payment tracking ⒠Reminders before renewals ⒠Free trial tracking ⒠Stats by category ⒠Yearly projection ⒠No account required SUBZERO PRO One purchase. For life. No subscription to manage your subscriptions. SubZero Pro unlocks: ⒠Unlimited subscriptions ⒠Detailed statistics ⒠Custom reminders ⒠iCloud sync YOUR DATA STAYS WITH YOU No account. No ads. No tracking. No data collected. Download SubZero, add your subscriptions, and see what they really cost you. Questions? subzero@alexdevlab.com
Screenshots
Verdict
The clearest difference is update cadence: SubZero at every 3 days against My Budget's every 2 weeks. On price, review sentiment, ads and in-app purchases there is nothing between them.
Scored on Price Β· Rating Β· Positive reviews Β· Number of ratings Β· Update frequency Β· Ads Β· In-app purchases Β· Monetization Β· Best chart rank Β· Devices Β· Requires iOS
Both are free to download. My Budget sells 3 in-app purchases, starting at $2.99 per month and SubZero sells 1 one-off in-app purchase. Whichever you choose, the download price is not the number that matters.
My Budget ships an update every 2 weeks, SubZero every 3 days. The most recent releases landed on October 25, 2026 and October 14, 2026 respectively.
| Parameter | My Budget | SubZero |
|---|---|---|
| Price | Free | Free |
| Positive reviews | 100.0% of reviews | 100.0% of reviews |
| Update frequency | Every 2 weeks | Every 3 days β better |
| Ads | No | No |
| In-app purchases | Yes | Yes |
| Monetization | Freemium | Freemium |
| Devices | iPhone, iPad β better | iPhone |
| Requires iOS | 17.6 | 17.0 β better |
| Further details β not scored | ||
| Size | 190 MB | 3 MB |
| Age rating | 4+ | 4+ |
| Developer | Brehima Diarra | ADOLPHE Alexandre |
Customer experience
My Budget
SubZero
In-app purchases
My Budget
- Mensuel7 Days trial$2.991 Month
- Premium Annuel$14.991 Year
- My Budget Premium$8.99
SubZero
- SubZero Pro Lifetime$3.99









