Comparison

My Budget vs SubZero

Price, ratings, monetisation and update history for both apps, side by side β€” with what reviewers say about each.

Head to head
About

My Budget

Easily track all your recurring subscriptions in one place. Get reminders before renewals and view your spending at a glance. This app prioritizes your privacy with 100% offline functionality.

Highlights
  • Track recurring subscriptions
  • View monthly, quarterly, yearly spending
  • Free trial tracking
  • Renewal reminder notifications
  • 100% offline functionality
  • Unlimited subscriptions (Premium)
Features
Read full description

My Budget is the simplest and most privacy-focused subscription tracker available. No more forgotten subscriptions silently draining your account every month. My Budget lets you track all your recurring subscriptions β€” Netflix, Spotify, gym, insurance β€” at a glance. KEY FEATURES - Add your subscriptions in seconds - View your monthly, quarterly, and yearly spending - Track free trials so you're never charged by surprise - Reminder notifications before each renewal - 100% offline β€” your data never leaves your device MY BUDGET PREMIUM - Unlimited subscriptions - Advanced statistics - Salary & income tracker - JSON import - Custom app icons - Custom notification schedules COMPLETE PRIVACY No sign-up. No account. No data collection. Everything stays on your iPhone or iPad. Privacy Policy: https://msbdcorporation.com/mybudget/privacy Terms of Use: https://msbdcorporation.com/mybudget/terms

About

SubZero

This app helps you track the true cost of your subscriptions, including recurring charges and installment plans. It provides reminders for free trials and upcoming renewals, offering insights into your spending by category and yearly projections. Your data remains private with no account required.

Highlights
  • Automatic monthly and yearly cost calculation
  • Installment payment tracking
  • Free trial and renewal reminders
  • Spending statistics by category
  • Yearly spending projection
  • No account required for privacy
Features
Read full description

Do you really know how much your subscriptions cost you each month? Netflix, Spotify, iCloud, YouTube, apps, free trials… On their own, they seem reasonable. But over a year, the total can really sting. SubZero shows you your true monthly and yearly cost in seconds. ADD YOUR SUBSCRIPTIONS IN 2 TAPS Pick a service, enter the price and billing frequency, and SubZero automatically works out what it costs per month and per year. PAYING IN INSTALLMENTS? TRACK IT ALL A purchase split into 3, 4, 10 monthly payments? Add it as an installment plan: SubZero works out each payment, follows the schedule, and archives it on its own once it's paid off. Your real totals finally separate the temporary from the recurring. NEVER FORGET A FREE TRIAL AGAIN Started a free trial? SubZero can remind you before it turns into a paid plan, whenever you choose. SEE WHAT'S COMING Keep track of your upcoming charges, your spending over the year, your most expensive categories, and the subscriptions weighing most on your budget. WHAT SUBZERO DOES FOR YOU β€’ Automatic monthly and yearly cost β€’ Installment payment tracking β€’ Reminders before renewals β€’ Free trial tracking β€’ Stats by category β€’ Yearly projection β€’ No account required SUBZERO PRO One purchase. For life. No subscription to manage your subscriptions. SubZero Pro unlocks: β€’ Unlimited subscriptions β€’ Detailed statistics β€’ Custom reminders β€’ iCloud sync YOUR DATA STAYS WITH YOU No account. No ads. No tracking. No data collected. Download SubZero, add your subscriptions, and see what they really cost you. Questions? subzero@alexdevlab.com

Screenshots

My Budget4 screens
SubZero4 screens

Verdict

The call

The clearest difference is update cadence: SubZero at every 3 days against My Budget's every 2 weeks. On price, review sentiment, ads and in-app purchases there is nothing between them.

Scored on Price Β· Rating Β· Positive reviews Β· Number of ratings Β· Update frequency Β· Ads Β· In-app purchases Β· Monetization Β· Best chart rank Β· Devices Β· Requires iOS

CostPrice Β· In-app purchases Β· Ads Β· Monetization

Both are free to download. My Budget sells 3 in-app purchases, starting at $2.99 per month and SubZero sells 1 one-off in-app purchase. Whichever you choose, the download price is not the number that matters.

UpkeepUpdate frequency

My Budget ships an update every 2 weeks, SubZero every 3 days. The most recent releases landed on October 25, 2026 and October 14, 2026 respectively.

Scorecard1 real difference Β· 7 level
My Budget versus SubZero: the parameters behind the verdict, then further details
ParameterMy BudgetSubZero
PriceFreeFree
Positive reviews100.0% of reviews100.0% of reviews
Update frequencyEvery 2 weeksEvery 3 days β€” better
AdsNoNo
In-app purchasesYesYes
MonetizationFreemiumFreemium
DevicesiPhone, iPad β€” betteriPhone
Requires iOS17.617.0 β€” better
Further details β€” not scored
Size190 MB3 MB
Age rating4+4+
DeveloperBrehima DiarraADOLPHE Alexandre

Customer experience

My Budget

Written reviews3 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

SubZero

Written reviews2 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

In-app purchases

3 purchases

My Budget

Subscriptions2
  • Mensuel7 Days trial$2.991 Month
  • Premium Annuel$14.991 Year
One-time1
  • My Budget Premium$8.99
1 purchases

SubZero

One-time1
  • SubZero Pro Lifetime$3.99

Questions

Is My Budget free?
My Budget is free to download, with in-app purchases available.
Is SubZero free?
SubZero is free to download, with in-app purchases available.
Do My Budget or SubZero have ads?
Neither My Budget nor SubZero shows ads.
Which is updated more often, My Budget or SubZero?
My Budget ships an update every 2 weeks, and SubZero every 3 days. Most recently, My Budget was updated on October 25, 2026 and SubZero on October 14, 2026.

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