Comparison

Subscriptions Tracker MoniCal vs SubZero

Price, ratings, monetisation and update history for both apps, side by side β€” with what reviewers say about each.

Head to head
About

Subscriptions Tracker MoniCal

Organize your bills and subscriptions with a calendar view. Set recurring entries, get payment reminders, and manage budgets. Track income and expenses to stay on top of your finances.

Highlights
  • Calendar view for bills and expenses
  • Recurring entry setup
  • Payment reminders
  • Budget management
  • Categorization of entries
  • Notes for details
  • Multilingual support
Features
Read full description

Ever get that end-of-month surprise β€” because you forgot when rent, electricity, or a streaming subscription was due? MoniCal brings order to your finances by showing income and expenses exactly where they belong: right in the calendar. What MoniCal does for you: Calendar view β€” See at a glance when each amount is due. Month, week, list, or a compact year overview. Recurring entries β€” Rent, salary, subscriptions: set them up once, never forget again. Daily, weekly, monthly, or yearly. Reminders β€” Get notified before up to 3 recurring payments are due. Categories β€” Organize entries with your own or predefined categories like Housing, Transport, or Leisure. Budgets β€” Set a monthly limit for a category of your choice and keep your spending in check. Notes β€” Add details directly to an entry, like contract numbers or payment references. Multilingual β€” German, English, French, Italian, Spanish, and Greek, with a choice of Euro, US Dollar, British Pound, or Swiss Franc. MoniCal Pro β€” more clarity, from $2.99/month or as a one-time lifetime purchase: Year overview β€” All 12 months at a glance Running balance β€” Your account balance updates automatically, so you always know what's left after every entry Statistics β€” Savings rate, spending by category, and balance history in detail Unlimited reminders β€” Reminders for as many subscriptions and payments as you need, not just the first three Unlimited budgets β€” Set a monthly budget for as many categories as you need, not just one Supports the app's ongoing development MoniCal stores all your data on your device and automatically backs it up to your personal iCloud. No sign-up, no hidden costs. Your finances. Your rhythm. MoniCal. Terms of Use: https://horizonlabsdev.github.io/MoniCal/terms Privacy Policy: https://horizonlabsdev.github.io/MoniCal/privacy Apple EULA: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

About

SubZero

This app helps you track the true cost of your subscriptions, including recurring charges and installment plans. It provides reminders for free trials and upcoming renewals, offering insights into your spending by category and yearly projections. Your data remains private with no account required.

Highlights
  • Automatic monthly and yearly cost calculation
  • Installment payment tracking
  • Free trial and renewal reminders
  • Spending statistics by category
  • Yearly spending projection
  • No account required for privacy
Features
Read full description

Do you really know how much your subscriptions cost you each month? Netflix, Spotify, iCloud, YouTube, apps, free trials… On their own, they seem reasonable. But over a year, the total can really sting. SubZero shows you your true monthly and yearly cost in seconds. ADD YOUR SUBSCRIPTIONS IN 2 TAPS Pick a service, enter the price and billing frequency, and SubZero automatically works out what it costs per month and per year. PAYING IN INSTALLMENTS? TRACK IT ALL A purchase split into 3, 4, 10 monthly payments? Add it as an installment plan: SubZero works out each payment, follows the schedule, and archives it on its own once it's paid off. Your real totals finally separate the temporary from the recurring. NEVER FORGET A FREE TRIAL AGAIN Started a free trial? SubZero can remind you before it turns into a paid plan, whenever you choose. SEE WHAT'S COMING Keep track of your upcoming charges, your spending over the year, your most expensive categories, and the subscriptions weighing most on your budget. WHAT SUBZERO DOES FOR YOU β€’ Automatic monthly and yearly cost β€’ Installment payment tracking β€’ Reminders before renewals β€’ Free trial tracking β€’ Stats by category β€’ Yearly projection β€’ No account required SUBZERO PRO One purchase. For life. No subscription to manage your subscriptions. SubZero Pro unlocks: β€’ Unlimited subscriptions β€’ Detailed statistics β€’ Custom reminders β€’ iCloud sync YOUR DATA STAYS WITH YOU No account. No ads. No tracking. No data collected. Download SubZero, add your subscriptions, and see what they really cost you. Questions? subzero@alexdevlab.com

Screenshots

Subscriptions Tracker MoniCal4 screens
SubZero4 screens

Verdict

The call

Subscriptions Tracker MoniCal and SubZero are too close to call on the numbers: across 8 compared parameters β€” price, review sentiment, update cadence and ads among them β€” neither pulls far enough ahead to decide it. What separates them is feature set and interface, not measurable difference.

Scored on Price Β· Rating Β· Positive reviews Β· Number of ratings Β· Update frequency Β· Ads Β· In-app purchases Β· Monetization Β· Best chart rank Β· Devices Β· Requires iOS

CostPrice Β· In-app purchases Β· Ads Β· Monetization

Both are free to download. Subscriptions Tracker MoniCal sells 2 in-app purchases, starting at $2.99 per month and SubZero sells 1 one-off in-app purchase. Whichever you choose, the download price is not the number that matters.

UpkeepUpdate frequency

Subscriptions Tracker MoniCal ships an update every 5 days, SubZero every 3 days. The most recent releases landed on October 23, 2026 and October 14, 2026 respectively.

ScorecardNo meaningful differences
Subscriptions Tracker MoniCal versus SubZero: the parameters behind the verdict, then further details
ParameterSubscriptions Tracker MoniCalSubZero
PriceFreeFree
Positive reviews100.0% of reviews100.0% of reviews
Update frequencyEvery 5 daysEvery 3 days β€” better
AdsNoNo
In-app purchasesYesYes
MonetizationFreemiumFreemium
DevicesiPhone, iPad β€” betteriPhone
Requires iOS17.017.0
Further details β€” not scored
Size15 MB3 MB
Age rating4+4+
DeveloperJeremy LecoqADOLPHE Alexandre

Customer experience

Subscriptions Tracker MoniCal

Written reviews1 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

SubZero

Written reviews2 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

In-app purchases

2 purchases

Subscriptions Tracker MoniCal

Subscriptions1
  • MoniCal Pro14 Days trial$2.991 Month
One-time1
  • MoniCal Pro - Lifetime$29.99
1 purchases

SubZero

One-time1
  • SubZero Pro Lifetime$3.99

Questions

Is Subscriptions Tracker MoniCal free?
Subscriptions Tracker MoniCal is free to download, with in-app purchases available.
Is SubZero free?
SubZero is free to download, with in-app purchases available.
Do Subscriptions Tracker MoniCal or SubZero have ads?
Neither Subscriptions Tracker MoniCal nor SubZero shows ads.
Which is updated more often, Subscriptions Tracker MoniCal or SubZero?
Subscriptions Tracker MoniCal ships an update every 5 days, and SubZero every 3 days. Most recently, Subscriptions Tracker MoniCal was updated on October 23, 2026 and SubZero on October 14, 2026.

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