My Simplified Budget vs Subscriptions Tracker MoniCal
Price, ratings, monetisation and update history for both apps, side by side โ with what reviewers say about each.
My Simplified Budget
Easily manage your personal finances by tracking monthly budget categories, setting targets, and assigning transactions. Gain insights into your spending habits with detailed statistics by category and merchant.
- Track monthly budget categories
- Set spending targets
- Assign transactions
- Import from bank/credit card
- Spending statistics by category
- Spending statistics by merchant
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This app makes managing your personal budget incredibly easy. You can track your monthly budget categories by setting targets and assigning transactions that you've entered or imported from a credit card or bank statement. You can also get statistics on your spending by category and by merchant. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/
Subscriptions Tracker MoniCal
Organize your bills and subscriptions with a calendar view. Set recurring entries, get payment reminders, and manage budgets. Track income and expenses to stay on top of your finances.
- Calendar view for bills and expenses
- Recurring entry setup
- Payment reminders
- Budget management
- Categorization of entries
- Notes for details
- Multilingual support
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Ever get that end-of-month surprise โ because you forgot when rent, electricity, or a streaming subscription was due? MoniCal brings order to your finances by showing income and expenses exactly where they belong: right in the calendar. What MoniCal does for you: Calendar view โ See at a glance when each amount is due. Month, week, list, or a compact year overview. Recurring entries โ Rent, salary, subscriptions: set them up once, never forget again. Daily, weekly, monthly, or yearly. Reminders โ Get notified before up to 3 recurring payments are due. Categories โ Organize entries with your own or predefined categories like Housing, Transport, or Leisure. Budgets โ Set a monthly limit for a category of your choice and keep your spending in check. Notes โ Add details directly to an entry, like contract numbers or payment references. Multilingual โ German, English, French, Italian, Spanish, and Greek, with a choice of Euro, US Dollar, British Pound, or Swiss Franc. MoniCal Pro โ more clarity, from $2.99/month or as a one-time lifetime purchase: Year overview โ All 12 months at a glance Running balance โ Your account balance updates automatically, so you always know what's left after every entry Statistics โ Savings rate, spending by category, and balance history in detail Unlimited reminders โ Reminders for as many subscriptions and payments as you need, not just the first three Unlimited budgets โ Set a monthly budget for as many categories as you need, not just one Supports the app's ongoing development MoniCal stores all your data on your device and automatically backs it up to your personal iCloud. No sign-up, no hidden costs. Your finances. Your rhythm. MoniCal. Terms of Use: https://horizonlabsdev.github.io/MoniCal/terms Privacy Policy: https://horizonlabsdev.github.io/MoniCal/privacy Apple EULA: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/
Screenshots
Verdict
The clearest difference is iOS requirement: Subscriptions Tracker MoniCal at 17.0 against My Simplified Budget's 26.2. On price, review sentiment, update cadence and ads there is nothing between them.
Scored on Price ยท Rating ยท Positive reviews ยท Number of ratings ยท Update frequency ยท Ads ยท In-app purchases ยท Monetization ยท Best chart rank ยท Devices ยท Requires iOS
Both are free to download. My Simplified Budget sells 2 in-app purchases, starting at $1.99 per month and Subscriptions Tracker MoniCal sells 2 in-app purchases, starting at $2.99 per month. Whichever you choose, the download price is not the number that matters.
My Simplified Budget ships an update every 2 weeks, Subscriptions Tracker MoniCal weekly. Both last shipped on November 5, 2026.
| Parameter | My Simplified Budget | Subscriptions Tracker MoniCal |
|---|---|---|
| Price | Free | Free |
| Positive reviews | 100.0% of reviews | 100.0% of reviews |
| Update frequency | Every 2 weeks | Weekly โ better |
| Ads | No | No |
| In-app purchases | Yes | Yes |
| Monetization | Freemium | Freemium |
| Devices | iPhone, iPad | iPhone, iPad |
| Requires iOS | 26.2 | 17.0 โ better |
| Further details โ not scored | ||
| Size | 9 MB | 15 MB |
| Age rating | 4+ | 4+ |
| Developer | PATRICK BEDARD | Jeremy Lecoq |
Customer experience
My Simplified Budget
Subscriptions Tracker MoniCal
In-app purchases
My Simplified Budget
- Premium membership$1.991 Month
- Annual membership$12.991 Year
Subscriptions Tracker MoniCal
- MoniCal Pro7 Days trial$2.991 Month
- MoniCal Pro - Lifetime$29.99
Questions
Is My Simplified Budget free?
Is Subscriptions Tracker MoniCal free?
Do My Simplified Budget or Subscriptions Tracker MoniCal have ads?
Which is updated more often, My Simplified Budget or Subscriptions Tracker MoniCal?
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