AlmostZero vs EILA Expense Tracker

AlmostZero is a personal finance app that helps you manage debt, track spending, and reach your savings goals. Credit cards, student loans, mortgages, auto loans — bring all your debts together in one app and get a clear picture of your financial situation. Struggling to plan repayments, spending more than you'd like, or finding it hard to save consistently? AlmostZero is designed to help you organize your money and stay on track without the stress. With visual progress indicators and practical repayment strategies, you can see exactly where you stand and how to move forward. 【Key Features】 ▸ Debt & Loan Management Track credit cards, personal loans, mortgages, auto loans, and student loans all in one place. The app automatically calculates accrued interest, remaining term, and estimated payoff date, so you can see the status of every debt at a glance. Repayment frequency is fully customizable — weekly, biweekly, monthly, quarterly, and more, matched to your income cycle. Clear progress charts show you how far you've come and help you stay motivated. Two proven repayment strategies are supported: the snowball method (pay off the smallest debts first) and the avalanche method (pay off the highest-interest debts first). Choose the strategy that fits your situation best. ▸ Expense Tracking Log your daily expenses and they're automatically organized by category. View spending by merchant or category to understand exactly where your money is going. Analyze spending trends by day, week, month, or year to identify your habits. Set a budget and receive a notification when you're approaching your limit. ▸ Savings Goals Create multiple savings goals with individual target amounts and deadlines. The app automatically calculates the savings pace you need and displays your progress clearly. A progress bar helps you stay on track. ▸ Link to Assets Connect your debts to assets like property or vehicles. By viewing debts and assets together, you get a more complete picture of your overall financial position. ▸ Tag Organization Use custom tags to organize your debts and expenses flexibly. View totals and statistics by tag to analyze your finances from different angles. ▸ Multiple Currencies All major world currencies are supported. Switch your display currency with a single tap — convenient for use abroad or managing finances across multiple currencies. ▸ Financial Education Access clear, approachable content covering debt management, savings tips, investing basics, and other financial topics. Build your financial knowledge right inside the app. ▸ Financial Calculator Simulate different repayment and savings plans with the built-in calculator to make more informed financial decisions. 【Privacy & Security】 Protecting your financial data is our top priority. AlmostZero supports biometric lock with Face ID and Touch ID. All data is stored on your device and synced securely through iCloud. No account creation or bank linking required. Your data is never collected or shared with third parties. 【Data Management】 iCloud sync automatically shares your data between your iPhone and iPad. Import and export in JSON format makes backup and data transfer simple. 【What Sets AlmostZero Apart】 • Built for debt reduction — packed with features to help you pay off what you owe • Simple and intuitive — powerful yet easy to use • Strong privacy — your data stays on your device and in iCloud only • Regular updates — new features and improvements added continuously Start today with AlmostZero and bring more clarity to your finances. Reduce your debt step by step and work toward your savings goals.

EILA is a smart and simple finance manager to keep track of Expenses, Income, Liabilities, and Assets. With just a few clicks you add an expense, income, liability, or an asset and let EILA take care of the rest, be it showing in various groupings, creating graphs/charts, or generating reports. With EILA you know where the money goes, what are your savings and assets, what do you owe others, means you are in full control of your finances. Key Features: • No account or signups needed, just download the app and start using it • Manage transactions in 4 main categories Expenses, Income, Liabilities, and Assets. Each main category has sub-categories e.g. Groceries, Salary, Health, House etc. • Periodic and rollover Budgets • Recurring Transactions • Track Loans and Loan Payments • Track Assets and Asset Sales • Retirement Simulator • Currency converter • Organize transactions into accounts e.g. Bank Account, Cash, Credit Card, Debit Card, Prepaid Card etc • Password & Biometric Lock • Filter and display transactions by category and sub-category • Custom Transaction Categories • Hidden categories, for privacy • Hide amounts, for privacy • Beautiful graphs/charts • Enter transactions in almost any currency • Auto conversion from one currency transaction to the main currency. Note: internet access is needed to download currency rates • Transfer between accounts • Manual and Auto Backups, so you don’t lose data if the phone is damaged, lost or changed. Note, only if backups are enabled and backup was run on the device • Import/Migrate data from other similar Apps e.g. Monefy, Spendee, etc. Note, import is an experimental feature it might not be 100% accurate, it also depends on the files generated by EILA and other Apps • Export to CSV • Give it a personal touch by changing graphic colors • Dark and Light mode • You are in control of your data, the data is only saved on your device, it doesn’t reach our servers. Note, when you enable backups the backup is stored in your cloud service provider in your own account • Simple to use • Your Local Language support. Help us translate in your language • Your suggestions are most welcome Note: This app does not provide financial services, personal finance products, or banking services of any kind. Additionally, nothing within the app should be considered financial advice. All data is either manually entered by you or imported from other apps or files. We prioritize your privacy: • Your data is stored locally on your device and never sent to our servers • If you enable optional cloud backup, your data is securely stored in your chosen backup service Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/