Spendbase vs Keytom
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Spendbase
Manage your startup's finances with this comprehensive banking solution. Track balances, monitor cards, and oversee transactions to keep your budget in check. Designed for founders, it offers a streamlined approach to business finance.
- Total balance overview
- Credit card monitoring
- Transaction tracking
- Business finance management
- Startup-focused banking
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Welcome to Spendbase, the ultimate banking solution tailored for startups of all sizes and stages. Spendbase is not just another fintech app; we are a dedicated partner for startups. While we are not a bank, our banking services are provided by Moorwand Ltd. and Tribe Payments, ensuring reliability and security. Our platform combines intuitive design with powerful features, enabling founders to effortlessly manage their business finances. Key Features: Total Balance View: Stay informed with a comprehensive overview of your total account balance. Cards Monitoring: You can see credit cards that were assigned to you and track transactions. Transaction Tracking: Monitor your transactions and spending to keep your budget on track. Download Spendbase now and experience streamlined banking designed specifically for your startup's needs.
Keytom
Manage both cryptocurrency and traditional currency from a single account. Open a personal EUR account, send and receive payments, exchange currencies, and use a virtual card for everyday spending.
- Unified crypto and fiat management
- Personal EUR IBAN account
- SEPA and SEPA Instant transfers
- Currency exchange
- Virtual and physical Visa card
- Transaction tracking
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One app for your crypto and fiat, wherever you are. Keytom is a financial technology platform that helps you manage fiat and supported crypto assets from one app. With Keytom, you can get a personal EUR account in your name to send and receive SEPA and SEPA Instant transfers using your IBAN and account details. You can also issue physical or virtual cards, hold supported crypto assets, instantly exchange between fiat and crypto, and track all your balances and transactions from the single app. Keytom is built for people who live, work, travel, earn, or send money across borders. Whether you are paid in crypto, managing funds in different currencies, sending EUR payments, or looking for a simple way to connect fiat and crypto in daily life, Keytom gives you a cleaner and more flexible way to manage money. Use a Keytom card for everyday spending. A virtual card is available for online and in-store payments where Visa® is accepted. A physical card can be ordered inside the app. Cards support contactless payments and ATM withdrawals everywhere Visa is accepted, with auto-conversion from any currency at the moment of payment. And you can manage your cards, balances, payments, and transaction history from one account. Keytom supports multiple fiat and crypto assets, including EUR, USDC, BTC, ETH, XRP, LTC, TON, SOL, ADA, AVAX, BNB, and BCH. Please note that availability of specific currencies, payment methods, account details, cards, and features may depend on your location, verification status, account type, and eligibility. Getting started is fully online. Create your account, complete identity verification, get your account details, and start managing your fiat and crypto from the Keytom app. Keytom uses identity verification, transaction monitoring, two-factor authentication, and infrastructure partners to support a safer financial experience. Fiat funds and crypto assets are managed through dedicated financial and custody infrastructure. Open your Keytom account and experience a cleaner, faster, easier way to manage crypto and fiat in one place.
Screenshots
Verdict
The clearest difference is ads: Spendbase at none against Keytom's shown. Keytom's advantage is iOS requirement (15.1 vs 17.6). On price, rating, review sentiment and ratings volume there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
On the App Store both sit at effectively the same score — 5.0 for Spendbase against 5.0 for Keytom. Both are backed by a comparable volume of ratings — 2 and 1 respectively. Written reviews split almost evenly too, at 100% and 100% positive.
Spendbase ships an update monthly, Keytom every 3 weeks. Both last shipped on October 7, 2026.
| Parameter | Spendbase | Keytom |
|---|---|---|
| Price | Free | Free |
| Rating | 5.0 (2 ratings) | 5.0 (1 ratings) |
| Positive reviews | 100.0% of reviews | 100.0% of reviews |
| Number of ratings | 2 — better | 1 |
| Update frequency | Monthly | Every 3 weeks — better |
| Ads | No — better | Yes |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPad | iPhone, iPad, iPod — better |
| Requires iOS | 17.6 | 15.1 — better |
| Further details — not scored | ||
| Size | 80 MB | 56 MB |
| Age rating | 4+ | 4+ |
| Developer | Spendbase Inc. | KEYTOM SERVICES LTD. |
Customer experience
Spendbase
Keytom
In-app purchases
Spendbase
No in-app purchases
Keytom
No in-app purchases









