Spendbase vs banqa

Welcome to Spendbase, the ultimate banking solution tailored for startups of all sizes and stages. Spendbase is not just another fintech app; we are a dedicated partner for startups. While we are not a bank, our banking services are provided by Moorwand Ltd. and Tribe Payments, ensuring reliability and security. Our platform combines intuitive design with powerful features, enabling founders to effortlessly manage their business finances. Key Features: Total Balance View: Stay informed with a comprehensive overview of your total account balance. Cards Monitoring: You can see credit cards that were assigned to you and track transactions. Transaction Tracking: Monitor your transactions and spending to keep your budget on track. Download Spendbase now and experience streamlined banking designed specifically for your startup's needs.

Banqa is a self-custody crypto wallet with a linked spending card. Keep full control of your assets, top up with stablecoins, and spend your balance in USD wherever cards are accepted. WHAT YOU CAN DO • Self-custody wallet — you hold your keys; your funds stay under your control. • Fund with stablecoins — deposit USDC (0% fee) or USDT (0.25% fee) on Base or Arbitrum. • Get a virtual card — issue your card after a quick identity check and spend your balance in USD. • Manage your card — view details securely with Face ID, set a PIN, and freeze or unfreeze instantly. • Connect an external wallet — fund your card directly from MetaMask, Trust Wallet, and other WalletConnect wallets. • Withdraw anytime — send your available balance back to your self-custody wallet. • Multi-currency display — view your balance in 50+ currencies (display only; spending settles in USD). • Track activity — search your transactions and see clear details for every payment. SECURITY & PRIVACY • Self-custody by design — your recovery phrase never leaves your device unencrypted. • Biometric protection (Face ID / Touch ID) for sensitive actions. • Identity verification (KYC) is required before issuing a card, in line with applicable regulations. TRANSPARENT FEES • USDC deposits: 0%. USDT deposits: 0.25%. You always see the exact amount credited before you confirm. On-chain network (gas) fees may apply. IMPORTANT INFORMATION • Banqa is a technology platform and is not a bank. Banqa does not provide banking, investment, or deposit-insurance services. • The Banqa card is issued by the card issuer named in the in-app Cardholder Terms, pursuant to a license from the relevant card network. Card issuance and use are subject to those terms. • Crypto assets are volatile and may be unregulated in your jurisdiction. The value of your assets can go down as well as up. Nothing in this app is financial, investment, tax, or legal advice. • Availability, features, and supported networks may vary by region and are subject to identity verification and eligibility. By using Banqa you agree to the Cardholder/Card Terms and the issuer Privacy Policy available in the app and on our website. Support: support@banqa.io