Spendbase vs Rikki
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Spendbase
Manage your startup's finances with this comprehensive banking solution. Track balances, monitor cards, and oversee transactions to keep your budget in check. Designed for founders, it offers a streamlined approach to business finance.
- Total balance overview
- Credit card monitoring
- Transaction tracking
- Business finance management
- Startup-focused banking
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Welcome to Spendbase, the ultimate banking solution tailored for startups of all sizes and stages. Spendbase is not just another fintech app; we are a dedicated partner for startups. While we are not a bank, our banking services are provided by Moorwand Ltd. and Tribe Payments, ensuring reliability and security. Our platform combines intuitive design with powerful features, enabling founders to effortlessly manage their business finances. Key Features: Total Balance View: Stay informed with a comprehensive overview of your total account balance. Cards Monitoring: You can see credit cards that were assigned to you and track transactions. Transaction Tracking: Monitor your transactions and spending to keep your budget on track. Download Spendbase now and experience streamlined banking designed specifically for your startup's needs.
Rikki
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For Rikki rings and bracelets, the app allows the secure management of wearables for: - securely connect your card to the ring/bracelet you have chosen - suspend and activate the ring with one click - change the card associated with the ring - be assured that if you lose your phone, no one can access the bank details associated with the ring because the app does not retain any confidential information.
Screenshots
Verdict
Spendbase and Rikki are too close to call on the numbers: across 6 compared parameters — price, update cadence, ads and in-app purchases among them — neither pulls far enough ahead to decide it. What separates them is feature set and interface, not measurable difference.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Spendbase ships an update monthly, Rikki every 5 weeks. The most recent releases landed on September 5, 2026 and September 21, 2026 respectively.
| Parameter | Spendbase | Rikki |
|---|---|---|
| Price | Free | Free |
| Rating | 5.0 (2 ratings) — better | — |
| Positive reviews | 100.0% of reviews | — |
| Number of ratings | 2 — better | — |
| Update frequency | Monthly — better | Every 5 weeks |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | — |
| Devices | iPhone, iPad — better | iPhone |
| Requires iOS | 17.6 | 17.0 — better |
| Further details — not scored | ||
| Size | 80 MB | 9 MB |
| Age rating | 4+ | 4+ |
| Developer | Spendbase Inc. | Sokjo Banking Solutions SL |
In-app purchases
Spendbase
No in-app purchases
Rikki
No in-app purchases









