Spending Tracker vs Ample
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Spending Tracker
This app helps you manage your money by tracking expenses and income, setting budgets, and achieving savings goals. It offers insights into spending patterns and supports multiple accounts, all with a focus on privacy and a user-friendly interface.
- Track expenses and income
- Create unlimited budgets
- Set financial goals
- Analyze spending patterns
- Manage multiple accounts
- Split bills with friends
- Privacy-first data storage
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Take control of your finances with Paisa - the beautiful, privacy-first expense tracker that puts you in charge of your money. **TRACK EVERY TRANSACTION** • Add expenses and income in seconds with our intuitive interface • Categorize transactions with custom categories and colorful icons • Support for multiple accounts: bank, cash, credit cards, and wallets • Built-in calculator for quick expense entry • Smart suggestions based on your spending history **STAY WITHIN BUDGET** • Create unlimited budgets for different spending categories • Visual progress bars show exactly where you stand • Get notified when approaching budget limits • Monthly, weekly, and custom budget periods • Compare actual spending vs. planned budgets **REACH YOUR SAVINGS GOALS** • Set financial goals with target amounts and deadlines • Track progress with beautiful visual indicators • Link goals to specific savings accounts • Celebrate milestones as you get closer to your dreams **SMART INSIGHTS & REPORTS** • Understand your spending patterns with detailed charts • Category breakdown shows where your money goes • Trend analysis reveals spending habits over time • Period comparison to track improvement • Export reports to PDF and CSV **ALL ACCOUNTS IN ONE PLACE** • Manage bank accounts, cash, credit cards, and e-wallets • See your total net worth at a glance • Track transfers between accounts • Support for multiple currencies **MAKE FINANCE FUN** • Earn achievement badges for healthy money habits • Build streaks for consistent tracking • Celebrate financial milestones • Gamification keeps you motivated **SPLIT BILLS WITH FRIENDS** • Easily divide expenses among groups • Track who owes what • Mark payments as settled • Perfect for trips, dinners, and shared expenses **PRIVACY FIRST** • All data stored locally on your device • No account required to get started • Optional Google Drive backup for peace of mind • Biometric authentication to protect your data • Your financial data is never shared or sold **BEAUTIFUL & CUSTOMIZABLE** • Material Design 3 with dynamic colors • Light and dark themes • Multiple accent color options • Clean, distraction-free interface **AVAILABLE IN 35+ LANGUAGES** Including English, Spanish, French, German, Portuguese, Italian, Dutch, Russian, Chinese, Japanese, Korean, Arabic, Hindi, and many more. **FREE FEATURES** • Unlimited transactions • Custom categories • Multiple accounts • Basic budgets and goals • Search and filters • CSV export • Biometric security **PREMIUM FEATURES** • Unlimited budgets and goals • Advanced analytics and insights • Achievement system • Cloud backup • Bill splitting • Premium themes • Priority support Privacy Policy: https://paisa-tracker.app/privacy Terms of Use: https://paisa-tracker.app/terms Download Paisa today and start your journey to financial freedom!
Ample
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Stop leaving money on the table. Ample tracks your credit card benefits — no bank connection, no logins, no sensitive data. Set reminders before perks expire and see exactly how much value you're getting from every card you carry. TRACK YOUR BENEFITS Add your cards and instantly see every perk — dining credits, travel credits, lounge access, statement credits, streaming subscriptions, and more. Track usage as you go and see exactly what's left in each period, whether it resets monthly, quarterly, semi-annually, annually, or over multiple years. SMART REMINDERS Get notified before benefits reset or expire. Set reminders at the start of the period, midway through, or right before the deadline — so you never miss out on a credit you already paid for. SHOULD YOU KEEP THE CARD? Ample does the math on every card. See whether you're ahead of the annual fee or behind it, with a clear "+$X ahead" verdict that takes the guesswork out of renewal season. Decide which cards earn their keep — and which to cancel. SEE YOUR ROI Know exactly how much of your annual fee you've recovered. Ample tracks your progress across every card and benefit so your money never goes to waste. YOUR DATA, YOUR WAY Everything stays on your device by default. Enable optional cloud backup to sync across devices — your identity stays anonymous, and your data is encrypted in transit and at rest. No account, no email list, just a one-time code to sign in. WORKS EVERYWHERE A native app for iPhone, iPad, and Mac. Add a benefit on your phone and review your cards on your Mac — it all stays in sync. AMPLE PRO Track one card free with all features included. Upgrade once for $4.99 to unlock unlimited cards, cloud backup, and home screen widgets. One-time purchase — no subscriptions, ever. • 24+ supported cards from American Express, Chase, Capital One, Citi, Bank of America, Barclays, Bilt, Wells Fargo, and more • Benefit tracking from monthly to multi-year • Keep-or-cancel decision calculator for every card • Custom benefits for any card or perk we don't cover yet • Export and import your data as JSON backups • Home screen widgets (Pro) • Built by an independent developer. No ads. No data selling.
Screenshots
Verdict
Spending Tracker and Ample are too close to call on the numbers: across 6 compared parameters — price, update cadence, ads and in-app purchases among them — neither pulls far enough ahead to decide it. What separates them is feature set and interface, not measurable difference.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Spending Tracker sells 11 in-app purchases, starting at $0.49 per month and Ample sells 1 one-off in-app purchase. Whichever you choose, the download price is not the number that matters.
Spending Tracker ships an update every 2 weeks, Ample weekly. The most recent releases landed on October 14, 2026 and October 10, 2026 respectively.
| Parameter | Spending Tracker | Ample |
|---|---|---|
| Price | Free | Free |
| Rating | 5.0 (7 ratings) — better | — |
| Positive reviews | 79.3% of reviews | — |
| Number of ratings | 7 — better | — |
| Update frequency | Every 2 weeks | Weekly — better |
| Ads | No | No |
| In-app purchases | Yes | Yes |
| Monetization | Freemium | — |
| Devices | iPhone, iPad | iPhone, iPad, Mac — better |
| Requires iOS | 17.6 — better | 18.0 |
| Further details — not scored | ||
| Size | 127 MB | 14 MB |
| Age rating | 4+ | 4+ |
| Developer | Hemanth Savarala | Ankit Patel |
In-app purchases
Spending Tracker
- Monthly Premium Access$0.491 Month
- Premium Monthly Plan$0.991 Month
- Weekly Subscription$0.997 Days
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- Yearly Premium Access$1.591 Year
- Monthly Premium Access$1.991 Month
- Premium Yearly Plan$4.991 Year
- Yearly Subscription1 Year trial$8.991 Year
- Yearly Premium Access$12.991 Year
- Lifetime Access$4.99
- Lifetime Access$6.99
- Paisa Premium Lifetime Access$24.99
Ample
- Ample Pro$4.99









