Comparison

Spending Tracker vs ORA

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Spending Tracker

Manage your money with this intuitive expense tracker. Easily record transactions, set budgets, and track savings goals with visual insights. Offers bill splitting and robust privacy features for secure local data storage.

Highlights
  • Track expenses and income
  • Create custom budgets
  • Set and track savings goals
  • Detailed spending insights
  • Manage multiple accounts
  • Split bills with friends
  • Privacy-first local data storage
Features
Read full description

Take control of your finances with Paisa - the beautiful, privacy-first expense tracker that puts you in charge of your money. **TRACK EVERY TRANSACTION** • Add expenses and income in seconds with our intuitive interface • Categorize transactions with custom categories and colorful icons • Support for multiple accounts: bank, cash, credit cards, and wallets • Built-in calculator for quick expense entry • Smart suggestions based on your spending history **STAY WITHIN BUDGET** • Create unlimited budgets for different spending categories • Visual progress bars show exactly where you stand • Get notified when approaching budget limits • Monthly, weekly, and custom budget periods • Compare actual spending vs. planned budgets **REACH YOUR SAVINGS GOALS** • Set financial goals with target amounts and deadlines • Track progress with beautiful visual indicators • Link goals to specific savings accounts • Celebrate milestones as you get closer to your dreams **SMART INSIGHTS & REPORTS** • Understand your spending patterns with detailed charts • Category breakdown shows where your money goes • Trend analysis reveals spending habits over time • Period comparison to track improvement • Export reports to PDF and CSV **ALL ACCOUNTS IN ONE PLACE** • Manage bank accounts, cash, credit cards, and e-wallets • See your total net worth at a glance • Track transfers between accounts • Support for multiple currencies **MAKE FINANCE FUN** • Earn achievement badges for healthy money habits • Build streaks for consistent tracking • Celebrate financial milestones • Gamification keeps you motivated **SPLIT BILLS WITH FRIENDS** • Easily divide expenses among groups • Track who owes what • Mark payments as settled • Perfect for trips, dinners, and shared expenses **PRIVACY FIRST** • All data stored locally on your device • No account required to get started • Optional Google Drive backup for peace of mind • Biometric authentication to protect your data • Your financial data is never shared or sold **BEAUTIFUL & CUSTOMIZABLE** • Material Design 3 with dynamic colors • Light and dark themes • Multiple accent color options • Clean, distraction-free interface **AVAILABLE IN 35+ LANGUAGES** Including English, Spanish, French, German, Portuguese, Italian, Dutch, Russian, Chinese, Japanese, Korean, Arabic, Hindi, and many more. **FREE FEATURES** • Unlimited transactions • Custom categories • Multiple accounts • Basic budgets and goals • Search and filters • CSV export • Biometric security **PREMIUM FEATURES** • Unlimited budgets and goals • Advanced analytics and insights • Achievement system • Cloud backup • Bill splitting • Premium themes • Priority support Privacy Policy: https://paisa-tracker.app/privacy Terms of Use: https://paisa-tracker.app/terms Download Paisa today and start your journey to financial freedom!

About

ORA

Features
Read full description

ORA is your personal finance assistant, built Arabic-first. All your money in one place — and the details take care of themselves. ◆ Automatic tracking Expenses are logged from bank SMS, by voice, or from a receipt photo. ◆ Ask ORA A smart assistant that answers questions about your spending and budget, and records a transaction when you say “I spent 50 on coffee”. ◆ Budgets & goals A limit per category with a warning before you overspend, and savings goals with automatic deposits. ◆ Subscriptions, installments & cards Every due date in view with a reminder ahead of it, plus credit-card bills with their limits and due dates. ◆ Gameya & family sharing Organise your gameya (rotating savings) with turns and payouts, and share accounts and goals with your family — with privacy intact. ◆ Reports, gold & banks PDF and Excel reports, gold tracking at market price, and the logo of any Egyptian bank on each account. ◆ iPhone widgets For the Home Screen and Lock Screen, in light or dark. ◆ Private by design Face ID or passcode lock, backups you control, and account deletion from inside the app. — ORA Max — An optional subscription that unlocks everything without limits: unlimited accounts, goals and budgets, the smart assistant, pro reports, gold tracking and family sharing. The subscription renews automatically unless you cancel at least 24 hours before the end of the current period. You can manage or cancel it from your App Store account settings after purchase. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ ORA Terms of Service: https://withora.io/en/terms Privacy Policy: https://withora.io/en/privacy

Screenshots

Spending Tracker4 screens
ORA4 screens

Verdict

The call

The clearest difference is update cadence: ORA at every 4 days against Spending Tracker's every 2 weeks. ORA also leads on iOS requirement (15.5 vs 17.6). On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Spending Tracker sells 10 in-app purchases, starting at $0.49 per month and ORA sells 2 in-app purchases, starting at $1.99 per month. Whichever you choose, the download price is not the number that matters.

UpkeepUpdate frequency

Spending Tracker ships an update every 2 weeks, ORA every 4 days. The most recent releases landed on November 4, 2026 and October 28, 2026 respectively.

Scorecard2 real differences · 8 level
Spending Tracker versus ORA: the parameters behind the verdict, then further details
ParameterSpending TrackerORA
PriceFreeFree
Rating5.0 (7 ratings) — better—
Positive reviews80.0% of reviews—
Number of ratings7 — better—
Update frequencyEvery 2 weeksEvery 4 days — better
AdsNoNo
In-app purchasesYesYes
MonetizationFreemium—
DevicesiPhone, iPadiPhone, iPod
Requires iOS17.615.5 — better
Further details — not scored
Size127 MB59 MB
Age rating4+4+
DeveloperHemanth SavaralaMohamed Kenawy

In-app purchases

10 purchases

Spending Tracker

Subscriptions8
  • Monthly Premium Access$0.491 Month
  • Premium Monthly Plan$0.991 Month
  • Weekly Subscription$0.997 Days
Show 5 more
  • Yearly Premium Access$1.591 Year
  • Monthly Premium Access$1.991 Month
  • Premium Yearly Plan$4.991 Year
  • Yearly Subscription1 Year trial$8.991 Year
  • Yearly Premium Access$12.991 Year
One-time2
  • Lifetime Access$4.99
  • Lifetime Access$24.99
2 purchases

ORA

Subscriptions2
  • ORA Max Monthly7 Days trial$1.991 Month
  • ORA Max Yearly7 Days trial$17.991 Year

Questions

Is Spending Tracker free?
Spending Tracker is free to download, with in-app purchases available.
Is ORA free?
ORA is free to download, with in-app purchases available.
Do Spending Tracker or ORA have ads?
Neither Spending Tracker nor ORA shows ads.
Which is updated more often, Spending Tracker or ORA?
Spending Tracker ships an update every 2 weeks, and ORA every 4 days. Most recently, Spending Tracker was updated on November 4, 2026 and ORA on October 28, 2026.

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