Comparison

Spending Tracker vs Splitfinity

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Spending Tracker

Manage your money with this intuitive expense tracker. Easily record transactions, set budgets, and track savings goals with visual insights. Offers bill splitting and robust privacy features for secure local data storage.

Highlights
  • Track expenses and income
  • Create custom budgets
  • Set and track savings goals
  • Detailed spending insights
  • Manage multiple accounts
  • Split bills with friends
  • Privacy-first local data storage
Features
Read full description

Take control of your finances with Paisa - the beautiful, privacy-first expense tracker that puts you in charge of your money. **TRACK EVERY TRANSACTION** • Add expenses and income in seconds with our intuitive interface • Categorize transactions with custom categories and colorful icons • Support for multiple accounts: bank, cash, credit cards, and wallets • Built-in calculator for quick expense entry • Smart suggestions based on your spending history **STAY WITHIN BUDGET** • Create unlimited budgets for different spending categories • Visual progress bars show exactly where you stand • Get notified when approaching budget limits • Monthly, weekly, and custom budget periods • Compare actual spending vs. planned budgets **REACH YOUR SAVINGS GOALS** • Set financial goals with target amounts and deadlines • Track progress with beautiful visual indicators • Link goals to specific savings accounts • Celebrate milestones as you get closer to your dreams **SMART INSIGHTS & REPORTS** • Understand your spending patterns with detailed charts • Category breakdown shows where your money goes • Trend analysis reveals spending habits over time • Period comparison to track improvement • Export reports to PDF and CSV **ALL ACCOUNTS IN ONE PLACE** • Manage bank accounts, cash, credit cards, and e-wallets • See your total net worth at a glance • Track transfers between accounts • Support for multiple currencies **MAKE FINANCE FUN** • Earn achievement badges for healthy money habits • Build streaks for consistent tracking • Celebrate financial milestones • Gamification keeps you motivated **SPLIT BILLS WITH FRIENDS** • Easily divide expenses among groups • Track who owes what • Mark payments as settled • Perfect for trips, dinners, and shared expenses **PRIVACY FIRST** • All data stored locally on your device • No account required to get started • Optional Google Drive backup for peace of mind • Biometric authentication to protect your data • Your financial data is never shared or sold **BEAUTIFUL & CUSTOMIZABLE** • Material Design 3 with dynamic colors • Light and dark themes • Multiple accent color options • Clean, distraction-free interface **AVAILABLE IN 35+ LANGUAGES** Including English, Spanish, French, German, Portuguese, Italian, Dutch, Russian, Chinese, Japanese, Korean, Arabic, Hindi, and many more. **FREE FEATURES** • Unlimited transactions • Custom categories • Multiple accounts • Basic budgets and goals • Search and filters • CSV export • Biometric security **PREMIUM FEATURES** • Unlimited budgets and goals • Advanced analytics and insights • Achievement system • Cloud backup • Bill splitting • Premium themes • Priority support Privacy Policy: https://paisa-tracker.app/privacy Terms of Use: https://paisa-tracker.app/terms Download Paisa today and start your journey to financial freedom!

About

Splitfinity

Effortlessly split bills, track shared expenses, and settle payments with friends and groups. Features include AI receipt scanning, in-app chat, and support for all currencies. Ideal for roommates, travel, and everyday shared costs.

Highlights
  • Split bills in various ways
  • Real-time group balances
  • One-tap settlement
  • AI receipt scanning
  • In-app group chat
  • Multi-currency support
  • Hands-free expense adding
Features
Read full description

Splitfinity is the fastest, friendliest way to split bills, track shared expenses, and settle up with friends, roommates, and travel groups — no spreadsheets, no awkward reminders, no math. WHY PEOPLE SWITCH TO SPLITFINITY • Split any way you want — equal, percentage, exact amount, or custom shares • See who owes what, instantly, with real-time group balances • Settle up in one tap and keep a clean record of every payment • Scan a receipt and let AI itemize the bill for you automatically • Chat with your group right inside the app — no more scattered WhatsApp threads • Works in every currency, so trips abroad are just as easy as splitting dinner at home • Add an expense hands-free — just tell Siri what you spent and with whom • Check your balances at a glance with Home Screen widgets • Add your balance card to Apple Wallet for instant access • Sign in with Apple for fast, secure, one-tap account creation BUILT FOR REAL LIFE Whether it's rent with roommates, a group trip with friends, or splitting dinner after a night out, Splitfinity keeps everyone honest and on the same page — automatically. No more "I'll pay you back later." No more chasing people for money. FREE TO START Splitfinity is free to use for everyday splitting. Upgrade to Splitfinity Pro for unlimited groups and expenses, AI-powered receipt scanning, every split mode, and priority support — plus refer a friend and earn free months of Pro. Pro is an auto-renewing subscription; manage or cancel anytime in your Apple ID subscription settings. Download Splitfinity today and never dread splitting a bill again. Terms of Use (EULA): https://splitfinity.dpdns.org/terms Privacy Policy: https://splitfinity.dpdns.org/privacy

Screenshots

Spending Tracker4 screens
Splitfinity4 screens

Verdict

The call

The clearest difference is in-app purchases: Splitfinity at none against Spending Tracker's 10. Splitfinity also leads on review sentiment (100% vs 80%). On price, ads, monetization model and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Spending Tracker sells 10 in-app purchases, starting at $0.49 per month. Splitfinity asks for nothing beyond the download.

Scorecard2 real differences · 8 level
Spending Tracker versus Splitfinity: the parameters behind the verdict, then further details
ParameterSpending TrackerSplitfinity
PriceFreeFree
Rating5.0 (7 ratings) — better—
Positive reviews80.0% of reviews100.0% of reviews — better
Number of ratings7 — better—
Update frequencyEvery 2 weeks—
AdsNoNo
In-app purchasesYesNo — better
MonetizationFreemiumFreemium
DevicesiPhone, iPadiPhone, Apple Watch
Requires iOS17.617.0 — better
Further details — not scored
Size127 MB35 MB
Age rating4+4+
DeveloperHemanth SavaralaVJ Rao

Customer experience

Spending Tracker

All ratings7 ratings
Positive100.0%
Neutral0.0%
Negative0.0%
Written reviews30 reviews
Positive80.0%
Neutral6.7%
Negative13.3%

Splitfinity

Written reviews3 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

In-app purchases

10 purchases

Spending Tracker

Subscriptions8
  • Monthly Premium Access$0.491 Month
  • Premium Monthly Plan$0.991 Month
  • Weekly Subscription$0.997 Days
Show 5 more
  • Yearly Premium Access$1.591 Year
  • Monthly Premium Access$1.991 Month
  • Premium Yearly Plan$4.991 Year
  • Yearly Subscription1 Year trial$8.991 Year
  • Yearly Premium Access$12.991 Year
One-time2
  • Lifetime Access$4.99
  • Lifetime Access$24.99
None

Splitfinity

No in-app purchases

Questions

Is Spending Tracker free?
Spending Tracker is free to download, with in-app purchases available.
Is Splitfinity free?
Splitfinity is free to download, with no in-app purchases.
Do Spending Tracker or Splitfinity have ads?
Neither Spending Tracker nor Splitfinity shows ads.

Other comparisons