Comparison

SplitPay vs Pay with Sublime

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

SplitPay

Read full description

We’ve been working hard to make splitting expenses even easier are proud to introduce SplitPay 2.0! Here’s what’s new in this update: - Improved UI & Performance – A smoother, faster experience for hassle-free bill splitting. - Track Individual Expenses – Keep an eye on your personal spending alongside shared expenses. - Flexible Splitting Options – Split bills equally or assign specific amounts to each person. - Expense History – View past expenses at a glance and never lose track of who paid what. - Expense Search – Quickly find any expense by name, amount, or date. - Better Expense Tracking – More detailed breakdowns and clearer summaries. - Bug Fixes & Stability Improvements – Squashed some bugs to keep things running smoothly. Got feedback? We’d love to hear from you! Drop us a message and let us know how we can make the app even better. Tired of the awkward dance when the restaurant check arrives? Say goodbye to those confusing moments and hello to SplitPay, the ultimate app for painless check splitting with friends and family! Key Features: - Dine and Divide: SplitPay simplifies splitting restaurant checks effortlessly. No more manual calculations or confusion - just open app and let SplitPay handle the rest. - Fair and Fast: Calculate individual shares within your group in seconds, ensuring everyone pays their fair share. Say goodbye to awkward calculations and disputes over who owes what.

About

Pay with Sublime

This app helps you lower your bills by splitting payments and earning cash back. It automatically finds savings, negotiates on your behalf, and tracks your subscriptions. Take control of your finances and reduce expenses without direct customer service calls.

Highlights
  • Split bills into smaller payments
  • Earn 5% cash back on timely payments
  • Automatic bill negotiation
  • Finds hidden savings
  • Subscription tracking and management
  • Due date alerts
Features
Read full description

Pay your bills over time — then lower them. Sublime is the smartest way to manage the bills you already pay and save. Split bills into easy weekly payments, earn cash back, and let AI bring your bills down in the background. SPLIT ANY BILL INTO 4 WEEKLY PAYMENTS Stop juggling between due dates and payday. Sublime pays your bills, and you pay back over time on your schedule. A $400 bill becomes four $100 weeks — no late fees, no surprises, no overdrafts. EARN 5% CASH BACK WHEN YOU PAY OVER TIME The more bills you run through Sublime, the more you earn back. Get paid, to pay your bills. AI THAT LOWERS YOUR BILLS AUTOMATICALLY Sublime scans your accounts to find where you're overpaying, then applies discounts, promotions, and savings programs you qualify for. You don't haggle, call customer service, or compare quotes — Sublime does it for you. WORKS ON THE BILLS YOU ALREADY PAY Cell phone and internet Auto and home insurance Electricity, gas, and water Childcare and daycare Streaming and subscriptions BUILT FOR YOUR PEACE OF MIND Bank-level encryption. Clear pricing. No hidden fees. You're always in control of what gets paid and when. Download Sublime and start paying less for the bills you can't avoid.

Screenshots

SplitPay4 screens
Pay with Sublime4 screens

Verdict

The call

The clearest difference is update cadence: Pay with Sublime at every 9 days against SplitPay's monthly. On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

SplitPay ships an update monthly, Pay with Sublime every 9 days. The most recent releases landed on September 11, 2026 and September 26, 2026 respectively.

Scorecard1 real difference · 9 level
SplitPay versus Pay with Sublime: the parameters behind the verdict, then further details
ParameterSplitPayPay with Sublime
PriceFreeFree
Rating—4.7 (157 ratings) — better
Positive reviews—85.7% of reviews
Number of ratings—157 — better
Update frequencyMonthlyEvery 9 days — better
AdsNoNo
In-app purchasesNoNo
Monetization—Free
DevicesiPhone, iPadiPhone, iPad
Requires iOS17.0 — better18.5
Further details — not scored
Size5 MB61 MB
Age rating4+17+
DeveloperMaksym MashkovSublime Payments Company

In-app purchases

None

SplitPay

No in-app purchases

None

Pay with Sublime

No in-app purchases

Questions

Is SplitPay free?
SplitPay is free to download, with no in-app purchases.
Is Pay with Sublime free?
Pay with Sublime is free to download, with no in-app purchases.
Do SplitPay or Pay with Sublime have ads?
Neither SplitPay nor Pay with Sublime shows ads.
Which is updated more often, SplitPay or Pay with Sublime?
SplitPay ships an update monthly, and Pay with Sublime every 9 days. Most recently, SplitPay was updated on September 11, 2026 and Pay with Sublime on September 26, 2026.

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