SplitPay vs Pay with Sublime
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
SplitPay
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We’ve been working hard to make splitting expenses even easier are proud to introduce SplitPay 2.0! Here’s what’s new in this update: - Improved UI & Performance – A smoother, faster experience for hassle-free bill splitting. - Track Individual Expenses – Keep an eye on your personal spending alongside shared expenses. - Flexible Splitting Options – Split bills equally or assign specific amounts to each person. - Expense History – View past expenses at a glance and never lose track of who paid what. - Expense Search – Quickly find any expense by name, amount, or date. - Better Expense Tracking – More detailed breakdowns and clearer summaries. - Bug Fixes & Stability Improvements – Squashed some bugs to keep things running smoothly. Got feedback? We’d love to hear from you! Drop us a message and let us know how we can make the app even better. Tired of the awkward dance when the restaurant check arrives? Say goodbye to those confusing moments and hello to SplitPay, the ultimate app for painless check splitting with friends and family! Key Features: - Dine and Divide: SplitPay simplifies splitting restaurant checks effortlessly. No more manual calculations or confusion - just open app and let SplitPay handle the rest. - Fair and Fast: Calculate individual shares within your group in seconds, ensuring everyone pays their fair share. Say goodbye to awkward calculations and disputes over who owes what.
Pay with Sublime
This app helps you lower your bills by splitting payments and earning cash back. It automatically finds savings, negotiates on your behalf, and tracks your subscriptions. Take control of your finances and reduce expenses without direct customer service calls.
- Split bills into smaller payments
- Earn 5% cash back on timely payments
- Automatic bill negotiation
- Finds hidden savings
- Subscription tracking and management
- Due date alerts
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Pay your bills over time — then lower them. Sublime is the smartest way to manage the bills you already pay and save. Split bills into easy weekly payments, earn cash back, and let AI bring your bills down in the background. SPLIT ANY BILL INTO 4 WEEKLY PAYMENTS Stop juggling between due dates and payday. Sublime pays your bills, and you pay back over time on your schedule. A $400 bill becomes four $100 weeks — no late fees, no surprises, no overdrafts. EARN 5% CASH BACK WHEN YOU PAY OVER TIME The more bills you run through Sublime, the more you earn back. Get paid, to pay your bills. AI THAT LOWERS YOUR BILLS AUTOMATICALLY Sublime scans your accounts to find where you're overpaying, then applies discounts, promotions, and savings programs you qualify for. You don't haggle, call customer service, or compare quotes — Sublime does it for you. WORKS ON THE BILLS YOU ALREADY PAY Cell phone and internet Auto and home insurance Electricity, gas, and water Childcare and daycare Streaming and subscriptions BUILT FOR YOUR PEACE OF MIND Bank-level encryption. Clear pricing. No hidden fees. You're always in control of what gets paid and when. Download Sublime and start paying less for the bills you can't avoid.
Screenshots
Verdict
The clearest difference is update cadence: Pay with Sublime at every 9 days against SplitPay's monthly. On price, ads, in-app purchases and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
SplitPay ships an update monthly, Pay with Sublime every 9 days. The most recent releases landed on September 11, 2026 and September 26, 2026 respectively.
| Parameter | SplitPay | Pay with Sublime |
|---|---|---|
| Price | Free | Free |
| Rating | — | 4.7 (157 ratings) — better |
| Positive reviews | — | 85.7% of reviews |
| Number of ratings | — | 157 — better |
| Update frequency | Monthly | Every 9 days — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | — | Free |
| Devices | iPhone, iPad | iPhone, iPad |
| Requires iOS | 17.0 — better | 18.5 |
| Further details — not scored | ||
| Size | 5 MB | 61 MB |
| Age rating | 4+ | 17+ |
| Developer | Maksym Mashkov | Sublime Payments Company |
In-app purchases
SplitPay
No in-app purchases
Pay with Sublime
No in-app purchases
Questions
Is SplitPay free?
Is Pay with Sublime free?
Do SplitPay or Pay with Sublime have ads?
Which is updated more often, SplitPay or Pay with Sublime?
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