Comparison

Finmily vs TOMI

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Finmily

Features
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Finmily is a smart family finance tracker that helps you take control of your money — together. Whether you're managing personal budgets, tracking daily expenses, or saving toward a goal, Finmily makes it simple, beautiful, and stress-free. EXPENSE TRACKING Log income and expenses in seconds. View your spending history by day, month, or year. Search and filter transactions instantly. BUDGETS & GOALS Set monthly budgets by category and get alerts before you overspend. Create savings goals and track your progress visually. FAMILY GROUPS Share finances with your family or partner. Invite members, track shared expenses, and stay on the same page — in real time. MULTIPLE WALLETS Manage cash, bank accounts, and credit cards separately. Switch between wallets with a tap. EXPORT REPORTS Export your transactions as PDF or CSV reports and share them instantly. SMART NOTIFICATIONS Get budget alerts, goal milestones, and daily check-in reminders to keep your finances on track. FINMILY PREMIUM Upgrade to unlock unlimited budgets, goals, wallets, family groups, export reports, and an ad-free experience. Start your free trial today and take control of your family finances with Finmily.

About

TOMI

Features
Read full description

Stop wondering where your money goes. Start telling it where to grow. TOMI is not just another expense tracker; it is your personal financial navigator. While other apps record your history, TOMI builds a future-proof roadmap based on your real-time spending habits, helping you achieve financial freedom faster. WHY TOMI? * Personalized Financial Roadmap: Unlike generic budget apps, TOMI analyzes your actual situation to create a dynamic financial path. We update your progress daily to keep you on track. * Plan Your Money with Confidence: Set plans for your expenses, savings, and investments. Compare your actual transactions with your plans to see how you're doing and make adjustments when needed. * Private & Secure: Your financial data belongs to you, and only you. TOMI stores all sensitive data locally on your device. No server uploads, no third-party access. Easily share and sync your data across Apple devices using AirDrop. KEY FEATURES: * Fast Expense Tracking: Log income and expenses in seconds. * Smart Planning: Plan your spending, savings, and investments, then track your progress against your actual transactions. * Insightful Reports: Visualize cash flow and total asset growth with intuitive charts. * Trend Analysis: Spot spending leaks before they become problems. * Asset Management: Keep track of your net worth accumulation over time. * Sync Data via AirDrop: Transfer your financial data to another device and continue managing your finances seamlessly without having to re-enter your data. Take control of your financial destiny today with TOMI. Simple to start, powerful to keep. Privacy Policy: https://sun-kyu-xuan.notion.site/TOMI-s-Privacy-Policy-2cf55b374432806dbc31d8510f5d51a0?source=copy_link Terms of Service: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

Screenshots

Finmily3 screens
TOMI4 screens

Verdict

The call

The clearest difference is in-app purchases: Finmily at none against TOMI's 2. TOMI's advantage is update cadence (every 6 days vs every 2 weeks). On price, ads, device support and iOS requirement there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. TOMI sells 2 in-app purchases, starting at $3.99 per month. Finmily asks for nothing beyond the download.

UpkeepUpdate frequency

Finmily ships an update every 2 weeks, TOMI every 6 days. The most recent releases landed on October 25, 2026 and October 30, 2026 respectively.

Scorecard2 real differences · 4 level
Finmily versus TOMI: the parameters behind the verdict, then further details
ParameterFinmilyTOMI
PriceFreeFree
Update frequencyEvery 2 weeksEvery 6 days — better
AdsNoNo
In-app purchasesNo — betterYes
DevicesiPhone, iPad, iPod — betteriPhone, iPod
Requires iOS15.515.0 — better
Further details — not scored
Size109 MB47 MB
Age rating4+4+
DeveloperMin LyXuan Nguyen

In-app purchases

None

Finmily

No in-app purchases

2 purchases

TOMI

Subscriptions2
  • Getting to Know14 Days trial$3.991 Month
  • Soulmate1 Month trial$19.991 Year

Questions

Is Finmily free?
Finmily is free to download, with no in-app purchases.
Is TOMI free?
TOMI is free to download, with in-app purchases available.
Do Finmily or TOMI have ads?
Neither Finmily nor TOMI shows ads.
Which is updated more often, Finmily or TOMI?
Finmily ships an update every 2 weeks, and TOMI every 6 days. Most recently, Finmily was updated on October 25, 2026 and TOMI on October 30, 2026.

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