Comparison

Finmily vs The Cheese

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Finmily

Features
Read full description

Finmily is a smart family finance tracker that helps you take control of your money — together. Whether you're managing personal budgets, tracking daily expenses, or saving toward a goal, Finmily makes it simple, beautiful, and stress-free. EXPENSE TRACKING Log income and expenses in seconds. View your spending history by day, month, or year. Search and filter transactions instantly. BUDGETS & GOALS Set monthly budgets by category and get alerts before you overspend. Create savings goals and track your progress visually. FAMILY GROUPS Share finances with your family or partner. Invite members, track shared expenses, and stay on the same page — in real time. MULTIPLE WALLETS Manage cash, bank accounts, and credit cards separately. Switch between wallets with a tap. EXPORT REPORTS Export your transactions as PDF or CSV reports and share them instantly. SMART NOTIFICATIONS Get budget alerts, goal milestones, and daily check-in reminders to keep your finances on track. FINMILY PREMIUM Upgrade to unlock unlimited budgets, goals, wallets, family groups, export reports, and an ad-free experience. Start your free trial today and take control of your family finances with Finmily.

About

The Cheese

Features
Read full description

The Cheese tells you, every day, what you have left to spend. Log an expense in seconds, follow your budgets and savings goals, and let the app warn you before the month gets away from you. WHAT’S LEFT, AT A GLANCE • What you have left this month, and how much a day • A month-end forecast that includes your recurring expenses • Yesterday’s summary and the budgets to watch, right on the home screen AN EXPENSE IN 3 SECONDS • Quick add with a keypad and your categories • From the app, the widget, the app icon or the daily reminder • Optional receipt photo, note and date • Works offline: everything syncs afterwards BUDGETS THAT WARN YOU • One budget per category, carried over every month • An alert when a category gets close to its limit or is on track to go over • Recurring items (rent, salary, subscriptions…) added automatically REACH YOUR GOALS • Savings goals with a deadline and the amount to set aside each month • Insights: where your money goes, unusual spending, your year in review • Monthly PDF report and CSV export HELPFUL NOTIFICATIONS, NOT NOISY ONES • Yesterday’s summary every morning • Weekly and monthly reviews • A reminder the day before a recurring bill • Each type can be adjusted or turned off in one tap YOUR DATA STAYS YOURS • Never sold, never used for advertising • Face ID lock • Notifications, the widget and receipt photos stay on your iPhone • Export your data or delete your account at any time The Cheese is available in English and French, with the currency of your choice.

Screenshots

Finmily3 screens
The Cheese4 screens

Verdict

The call

The clearest difference is update cadence: Finmily at every 2 weeks against The Cheese's every 15 months. On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

Finmily ships an update every 2 weeks, The Cheese every 15 months. The most recent releases landed on October 25, 2026 and October 17, 2026 respectively.

Scorecard1 real difference · 5 level
Finmily versus The Cheese: the parameters behind the verdict, then further details
ParameterFinmilyThe Cheese
PriceFreeFree
Update frequencyEvery 2 weeks — betterEvery 15 months
AdsNoNo
In-app purchasesNoNo
DevicesiPhone, iPad, iPod — betteriPhone, iPod
Requires iOS15.515.0 — better
Further details — not scored
Size109 MB34 MB
Age rating4+4+
DeveloperMin LyEmergency Ping

In-app purchases

None

Finmily

No in-app purchases

None

The Cheese

No in-app purchases

Questions

Is Finmily free?
Finmily is free to download, with no in-app purchases.
Is The Cheese free?
The Cheese is free to download, with no in-app purchases.
Do Finmily or The Cheese have ads?
Neither Finmily nor The Cheese shows ads.
Which is updated more often, Finmily or The Cheese?
Finmily ships an update every 2 weeks, and The Cheese every 15 months. Most recently, Finmily was updated on October 25, 2026 and The Cheese on October 17, 2026.

Other comparisons