Comparison

The Cheese vs HODL Time

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

The Cheese

Features
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The Cheese tells you, every day, what you have left to spend. Log an expense in seconds, follow your budgets and savings goals, and let the app warn you before the month gets away from you. WHAT’S LEFT, AT A GLANCE • What you have left this month, and how much a day • A month-end forecast that includes your recurring expenses • Yesterday’s summary and the budgets to watch, right on the home screen AN EXPENSE IN 3 SECONDS • Quick add with a keypad and your categories • From the app, the widget, the app icon or the daily reminder • Optional receipt photo, note and date • Works offline: everything syncs afterwards BUDGETS THAT WARN YOU • One budget per category, carried over every month • An alert when a category gets close to its limit or is on track to go over • Recurring items (rent, salary, subscriptions…) added automatically REACH YOUR GOALS • Savings goals with a deadline and the amount to set aside each month • Insights: where your money goes, unusual spending, your year in review • Monthly PDF report and CSV export HELPFUL NOTIFICATIONS, NOT NOISY ONES • Yesterday’s summary every morning • Weekly and monthly reviews • A reminder the day before a recurring bill • Each type can be adjusted or turned off in one tap YOUR DATA STAYS YOURS • Never sold, never used for advertising • Face ID lock • Notifications, the widget and receipt photos stay on your iPhone • Export your data or delete your account at any time The Cheese is available in English and French, with the currency of your choice.

About

HODL Time

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Spend less time doom-scrolling price apps and more time living your life—while Bitcoin does its thing. HODL Time helps you take healthy breaks from checking the price, so you can stay focused on Bitcoin’s long-term potential instead of short-term market swings. Key Features • Price-view limiting & countdown timer • Portfolio view to keep mindful track of your stack • Interactive price chart (1 day, 1 week, 1 month, 1 year) • Price history timeline of all your previously seen prices • Track your total HODL Time and grow your HODL Rank • Motivational quotes to help you stay the course
 • Stealth options for the app icon and your portfolio value • Apple Watch app, with complications, for mindful price checking on your wrist Why HODL Time? • Discipline Over Distraction – Limit viewing your price screen for any duration. • Resits impulse checks – A 3-second press is required to unlock, making quick checks harder. • 35 supported fiat currencies – Track Bitcoin in USD, EUR, GBP, JPY, AUD, CAD and more. • Customizable Experience – Choose your theme, toggle decimals or quotes, and get notified when your lock ends. • Peace of Mind – Break the habit of constant checking and stay focused on the bigger picture. Supported Fiat Currencies USD, EUR, GBP, AUD, AED, ARS, BRL, CAD, CHF, CNY, CZK, DKK, HKD, HUF, INR, IDR, ILS, JPY, MXN, MYR, NGN, NOK, NZD, PHP, PLN, RON, RUB, SEK, SGD, THB, TRY, TWD, UAH, VND ZAR Disclaimer HODL Time provides price information for informational purposes only and does not offer trading, investing, or financial-advisory services. Cryptocurrency markets are volatile; never invest more than you can afford to lose. Download HODL Time today and train your inner HODLer to stay calm, steady, and focused on the future. Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

Screenshots

The Cheese4 screens
HODL Time4 screens

Verdict

The call

The clearest difference is in-app purchases: The Cheese at none against HODL Time's 3. The Cheese also leads on iOS requirement (15.0 vs 18.0). HODL Time's advantage is update cadence (every 3 weeks vs every 15 months). On price, ads and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. HODL Time sells 3 one-off in-app purchases. The Cheese asks for nothing beyond the download.

UpkeepUpdate frequency

The Cheese ships an update every 15 months, HODL Time every 3 weeks. The most recent releases landed on October 17, 2026 and October 3, 2026 respectively.

Scorecard3 real differences · 3 level
The Cheese versus HODL Time: the parameters behind the verdict, then further details
ParameterThe CheeseHODL Time
PriceFreeFree
Update frequencyEvery 15 monthsEvery 3 weeks — better
AdsNoNo
In-app purchasesNo — betterYes
DevicesiPhone, iPodiPhone, Apple Watch
Requires iOS15.0 — better18.0
Further details — not scored
Size34 MB40 MB
Age rating4+4+
DeveloperEmergency PingStein Berens

In-app purchases

None

The Cheese

No in-app purchases

3 purchases

HODL Time

One-time3
  • 1 Early Unlock$1.29
  • 3 Early Unlocks$2.99
  • 10 Early Unlocks$5.99

Questions

Is The Cheese free?
The Cheese is free to download, with no in-app purchases.
Is HODL Time free?
HODL Time is free to download, with in-app purchases available.
Do The Cheese or HODL Time have ads?
Neither The Cheese nor HODL Time shows ads.
Which is updated more often, The Cheese or HODL Time?
The Cheese ships an update every 15 months, and HODL Time every 3 weeks. Most recently, The Cheese was updated on October 17, 2026 and HODL Time on October 3, 2026.

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