Comparison

Finmily vs Spendova

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Finmily

Features
Read full description

Finmily is a smart family finance tracker that helps you take control of your money — together. Whether you're managing personal budgets, tracking daily expenses, or saving toward a goal, Finmily makes it simple, beautiful, and stress-free. EXPENSE TRACKING Log income and expenses in seconds. View your spending history by day, month, or year. Search and filter transactions instantly. BUDGETS & GOALS Set monthly budgets by category and get alerts before you overspend. Create savings goals and track your progress visually. FAMILY GROUPS Share finances with your family or partner. Invite members, track shared expenses, and stay on the same page — in real time. MULTIPLE WALLETS Manage cash, bank accounts, and credit cards separately. Switch between wallets with a tap. EXPORT REPORTS Export your transactions as PDF or CSV reports and share them instantly. SMART NOTIFICATIONS Get budget alerts, goal milestones, and daily check-in reminders to keep your finances on track. FINMILY PREMIUM Upgrade to unlock unlimited budgets, goals, wallets, family groups, export reports, and an ad-free experience. Start your free trial today and take control of your family finances with Finmily.

About

Spendova

Features
Read full description

Spendova is a beautifully designed personal finance tracker that keeps everything on your device. No accounts, no servers, no cloud — just you and your money. TRACK INCOME & EXPENSES • Add transactions with categories, dates, and notes • Support for recurring income and expenses: weekly, monthly, quarterly, yearly • Installment tracking for split payments (Klarna, Afterpay, and more) • Swipe to delete with one gesture • Running balance so you always know where you stand SET BUDGETS & STAY ON TRACK • Create budgets for any combination of categories • Visual progress bars show spending vs. limit at a glance • Get notified at 80% and 100% of your budget • Monthly budget history to track trends over time SAVE TOWARD GOALS • Set savings goals with target amounts and deadlines • Track contributions and see your progress grow • Milestone notifications at 25%, 50%, 75%, and 100% FORECAST YOUR FINANCES • See projected balances for 1, 3, 6, or 12 months ahead • Beautiful line and bar charts for visual insights • Understand where your money is going — and where it will be OFFLINE-FIRST & PRIVATE • All data stays on your device — nothing leaves your phone • No accounts, no emails, no sign-ups • Consent-based analytics and ad attribution may be used to measure app performance • Encrypted backup files (AES-256) for safekeeping • Delete the app and everything is gone — no traces THOUGHTFULLY DESIGNED • Dark and light themes that follow your system • Available in 5 languages: English, French, German, Spanish, and Arabic • Full right-to-left support for Arabic • Interactive tutorial to get you started in minutes • Built-in FAQ with 13 helpful topics PREMIUM (OPTIONAL) • Unlimited budgets and custom categories • Savings goals with milestone tracking • Extended analytics and forecasts • Choose from Monthly, Yearly, or Lifetime plans • Restore purchases on any device Your finances deserve an app that respects your privacy. Spendova — simple, private, powerful. Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://atacand1920.github.io/Spendova/privacy-policy.html

Screenshots

Finmily3 screens
Spendova4 screens

Verdict

The call

The clearest difference is in-app purchases: Finmily at none against Spendova's 3. On price, update cadence, ads and device support there is nothing between them.

Scored on Price Ā· Rating Ā· Positive reviews Ā· Number of ratings Ā· Update frequency Ā· Ads Ā· In-app purchases Ā· Monetization Ā· Best chart rank Ā· Devices Ā· Requires iOS

CostPrice Ā· In-app purchases Ā· Ads Ā· Monetization

Both are free to download. Spendova sells 3 in-app purchases, starting at $2.99 per month. Finmily asks for nothing beyond the download.

UpkeepUpdate frequency

Both ship on a similar rhythm, roughly every 2 weeks. The most recent releases landed on October 25, 2026 and October 24, 2026 respectively.

Scorecard1 real difference Ā· 5 level
Finmily versus Spendova: the parameters behind the verdict, then further details
ParameterFinmilySpendova
PriceFreeFree
Update frequencyEvery 2 weeksEvery 2 weeks
AdsNoNo
In-app purchasesNo — betterYes
DevicesiPhone, iPad, iPodiPhone, iPad, iPod
Requires iOS15.515.1 — better
Further details — not scored
Size109 MB53 MB
Age rating4+4+
DeveloperMin LySeifeddine Bouzid

In-app purchases

None

Finmily

No in-app purchases

3 purchases

Spendova

Subscriptions2
  • Spendova Premium Monthly14 Days trial$2.991 Month
  • Spendova Premium Yearly14 Days trial$17.991 Year
One-time1
  • Spendova Premium Lifetime$34.99

Questions

Is Finmily free?
Finmily is free to download, with no in-app purchases.
Is Spendova free?
Spendova is free to download, with in-app purchases available.
Do Finmily or Spendova have ads?
Neither Finmily nor Spendova shows ads.
Which is updated more often, Finmily or Spendova?
Finmily ships an update every 2 weeks, and Spendova every 2 weeks. Most recently, Finmily was updated on October 25, 2026 and Spendova on October 24, 2026.

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