PHiggywallet vs e.PN
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
PHiggywallet
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PHiggywallet is here! Turn your loose change into tokens. PHiggywallet is a mobile wallet app that lets you collect, receive, send, and pay using tokens – all can be done with your own PHiggywallet Virtual Card. PHiggywallet Virtual Card Sign Up to get your own PHiggywallet Virtual Card Safe and Secured Virtual Wallet for your tokens. Pay with PHiggywallet Tokens Pay using Tokens in purchasing items from our partner merchants. Scan QR Code to pay using your tokens. Receive Tokens Receive tokens from other PHiggywallet users! Receive tokens in real time. Send Tokens Send tokens to other PHiggywallet users! Send tokens in real time. Enjoy fast and easy transactions with PHiggywallet! It’s a safe and secure mobile virtual wallet that is open to all users making it available anytime, anywhere. Download PHiggywallet today and start receiving, send and pay with tokens!
e.PN
Effortlessly pay for goods and services with virtual cards from international banks. Issue multiple cards and transfer funds quickly between accounts with no restrictions or blocks.
- Virtual cards from international banks
- Pay for goods and services
- No restrictions or blocks
- Issue multiple cards
- Transfer funds between accounts
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No restrictions or blocks. Pay for the services you need quickly and effortlessly using virtual cards from international banks. Our product allows issuing multiple cards for one user at once and transferring funds from one account to another in just a couple of clicks.
Screenshots
Verdict
The clearest difference is update cadence: PHiggywallet at every 5 days against e.PN's every 10 days. PHiggywallet also leads on iOS requirement (12.0 vs 17). On price, ads, in-app purchases and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
PHiggywallet ships an update every 5 days, e.PN every 10 days. Both last shipped on October 30, 2026.
| Parameter | PHiggywallet | e.PN |
|---|---|---|
| Price | Free | Free |
| Rating | — | 4.6 (73 ratings) — better |
| Positive reviews | — | 81.4% of reviews |
| Number of ratings | — | 73 — better |
| Update frequency | Every 5 days — better | Every 10 days |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | — | Free |
| Devices | iPhone, iPod | iPhone, iPad |
| Requires iOS | 12.0 — better | 17 |
| Further details — not scored | ||
| Size | 68 MB | 162 MB |
| Age rating | 4+ | 17+ |
| Developer | HTech Corporation | Digital Waves LTD |
Bugs and requests
PHiggywallet
Not enough reviews yet to summarise bugs or requests.
e.PN
Reported bugs
9 issues- Funds not credited after deposit
- App not working on phone
- Payment declines for subscriptions
- Support provides copy-paste replies
- Lost money on fees and top-up with unusable card
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- Crypto transfers not arriving
- Money stolen and accounts closed
- Cards not being issued
- No refund policy
Requested features
1 request- More details from original website, including FAQ section
In-app purchases
PHiggywallet
No in-app purchases
e.PN
No in-app purchases
