Comparison

PHiggywallet vs e.PN

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

PHiggywallet

Features
Read full description

PHiggywallet is here! Turn your loose change into tokens. PHiggywallet is a mobile wallet app that lets you collect, receive, send, and pay using tokens – all can be done with your own PHiggywallet Virtual Card. PHiggywallet Virtual Card Sign Up to get your own PHiggywallet Virtual Card Safe and Secured Virtual Wallet for your tokens. Pay with PHiggywallet Tokens Pay using Tokens in purchasing items from our partner merchants. Scan QR Code to pay using your tokens. Receive Tokens Receive tokens from other PHiggywallet users! Receive tokens in real time. Send Tokens Send tokens to other PHiggywallet users! Send tokens in real time. Enjoy fast and easy transactions with PHiggywallet! It’s a safe and secure mobile virtual wallet that is open to all users making it available anytime, anywhere. Download PHiggywallet today and start receiving, send and pay with tokens!

About

e.PN

Effortlessly pay for goods and services with virtual cards from international banks. Issue multiple cards and transfer funds quickly between accounts with no restrictions or blocks.

Highlights
  • Virtual cards from international banks
  • Pay for goods and services
  • No restrictions or blocks
  • Issue multiple cards
  • Transfer funds between accounts
Features
Read full description

No restrictions or blocks. Pay for the services you need quickly and effortlessly using virtual cards from international banks. Our product allows issuing multiple cards for one user at once and transferring funds from one account to another in just a couple of clicks.

Screenshots

PHiggywallet4 screens
e.PN4 screens

Verdict

The call

The clearest difference is update cadence: PHiggywallet at every 5 days against e.PN's every 10 days. PHiggywallet also leads on iOS requirement (12.0 vs 17). On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

PHiggywallet ships an update every 5 days, e.PN every 10 days. Both last shipped on October 30, 2026.

Scorecard2 real differences · 8 level
PHiggywallet versus e.PN: the parameters behind the verdict, then further details
ParameterPHiggywallete.PN
PriceFreeFree
Rating—4.6 (73 ratings) — better
Positive reviews—81.4% of reviews
Number of ratings—73 — better
Update frequencyEvery 5 days — betterEvery 10 days
AdsNoNo
In-app purchasesNoNo
Monetization—Free
DevicesiPhone, iPodiPhone, iPad
Requires iOS12.0 — better17
Further details — not scored
Size68 MB162 MB
Age rating4+17+
DeveloperHTech CorporationDigital Waves LTD

Bugs and requests

PHiggywallet

Not enough reviews yet to summarise bugs or requests.

e.PN

Reported bugs

9 issues
  • Funds not credited after deposit
  • App not working on phone
  • Payment declines for subscriptions
  • Support provides copy-paste replies
  • Lost money on fees and top-up with unusable card
Show 4 more
  • Crypto transfers not arriving
  • Money stolen and accounts closed
  • Cards not being issued
  • No refund policy

Requested features

1 request
  • More details from original website, including FAQ section

In-app purchases

None

PHiggywallet

No in-app purchases

None

e.PN

No in-app purchases

Questions

Is PHiggywallet free?
PHiggywallet is free to download, with no in-app purchases.
Is e.PN free?
e.PN is free to download, with no in-app purchases.
Do PHiggywallet or e.PN have ads?
Neither PHiggywallet nor e.PN shows ads.
Which is updated more often, PHiggywallet or e.PN?
PHiggywallet ships an update every 5 days, and e.PN every 10 days. Most recently, PHiggywallet was updated on October 30, 2026 and e.PN on October 30, 2026.

Other comparisons