Comparison

CX PayMe vs OB Authenticator

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

CX PayMe

This e-wallet app simplifies financial transactions with real-time processing, robust security, and an intuitive interface. It allows for easy bill payments, scheduled transactions, and provides instant alerts and a detailed transaction history.

Highlights
  • Real-time transactions
  • Advanced security measures
  • User-friendly interface
  • Easy bill payments
  • Scheduled payments
  • Instant notifications
  • Transaction history
Features
Read full description

Revolutionizing Your Financial Experience

Introducing CX PayMe, the ultimate e-wallet solution designed for unparalleled speed, security, and user-friendly convenience. this app is designed to turn your financial transactions into a smooth, efficient, and enjoyable experience.

Key Features: • Transactions:
Experience the speed of light with CX PayMe for all your financial transactions. Whether you're sending or receiving payments, CX PayMe guarantees real-time processing, ensuring you enjoy the utmost convenience.
 • Security:
We take the safety of your money seriously. CX PayMe uses top-notch security measures like advanced encryption and authentication to protect every transaction from potential threats. You can relax, knowing that your money is in good hands and well-protected.
 • User-Friendly Interface:
CX PayMe is convenient and easy to use. It has a simple and friendly interface that makes handling your money simple. Whether you're sending money or setting up payments, we've made sure everything is really easy to do. Going through your transactions is an easy process – it's never been this simple!
 • Bill Payment Made Easy:
Tired of the hassle of bill payments? CX PayMe simplifies the process, enabling you to settle your bills with just a few taps. Say goodbye to long queues and complicated procedures—effortlessly pay your bills with CX PayMe.
 • Scheduled Payments:
Plan your financial commitments ahead of time with CX PayMe's scheduled payments feature. Set up recurring transactions and forget about the stress of remembering due dates. CX PayMe ensures your payments are made on time, every time.
 • Notifications (Alerts):
Stay effortlessly informed with our service as you receive quick alerts for payments and account updates, all delivered directly to your phone. This seamless experience is enhanced through the convenience of email or WhatsApp, ensuring you stay well-connected and in the know at all times.
 • Transaction History:
Stay in control of your finances by accessing a comprehensive transaction history. Track your spending, monitor every transaction, and gain insights into your financial patterns—all within the CX PayMe app.
 Why Choose CX PayMe: • Efficiency and Speed: Experience lightning-fast transactions. • Security: Benefit from robust security features to safeguard your finances. • User-Friendly: Enjoy a hassle-free financial management experience with our intuitive interface. • Versatility: From bill payments to scheduled transactions, CX PayMe adapts to your needs. 
Say goodbye to financial stress and embrace a new era of effortless money management with CX PayMe. Download the app today and embark on a journey of financial simplicity. [:mav: 1.1.7]

About

OB Authenticator

Features
Read full description

With the OB Authenticator® you can manage your Personal and Business accounts, anytime and anywhere.

Screenshots

CX PayMe4 screens
OB Authenticator4 screens

Verdict

The call

The clearest difference is update cadence: CX PayMe at every 2 weeks against OB Authenticator's every 6 months. OB Authenticator's advantage is iOS requirement (12.0 vs 15.5.2). On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

CX PayMe ships an update every 2 weeks, OB Authenticator every 6 months. The most recent releases landed on August 12, 2026 and September 13, 2026 respectively.

Scorecard2 real differences · 7 level
CX PayMe versus OB Authenticator: the parameters behind the verdict, then further details
ParameterCX PayMeOB Authenticator
PriceFreeFree
Rating5.0 (3 ratings) — better
Number of ratings3 — better
Update frequencyEvery 2 weeks — betterEvery 6 months
AdsNoNo
In-app purchasesNoNo
MonetizationFree
DevicesiPhone, iPad, iPodiPhone, iPad, iPod
Requires iOS15.5.212.0 — better
Further details — not scored
Size107 MB29 MB
Age rating4+4+
DeveloperCX Pay B.V.Orco Bank N.V.

In-app purchases

None

CX PayMe

No in-app purchases

None

OB Authenticator

No in-app purchases

Questions

Is CX PayMe free?
CX PayMe is free to download, with no in-app purchases.
Is OB Authenticator free?
OB Authenticator is free to download, with no in-app purchases.
Do CX PayMe or OB Authenticator have ads?
Neither CX PayMe nor OB Authenticator shows ads.
Which is updated more often, CX PayMe or OB Authenticator?
CX PayMe ships an update every 2 weeks, and OB Authenticator every 6 months. Most recently, CX PayMe was updated on August 12, 2026 and OB Authenticator on September 13, 2026.

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