Comparison

WIB Mobile Banking St Maarten vs OB Authenticator

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

WIB Mobile Banking St Maarten

Manage your personal and business finances with 24/7 access to account balances, transactions, and transfers. Make local and international payments, top up your mobile, and access bank services like ATM locations and secure mail.

Highlights
  • Real-time account balances and transactions
  • Local and international payments
  • Credit card balance increase and mobile top-up
  • ATM and branch locator
  • Balance and transaction alerts
  • Secure mail and audit trail
  • Quick login with Face ID/Touch ID/PIN
Features
Read full description

WIB Mobile Banking brings the bank to the palm of your hand. Have real-time, 24/7 easy access to your personal and business accounts, from an Internet-enabled smartphone or tablet. Mobile Banking Features Get real-time account balances and transaction details on current and savings accounts. Stay up to date with all your credit cards, loans, time deposits and other accounts. View, print or share your current, savings and credit card account statements. Make real-time transfers between your own accounts, day and night. Make payments – locally or internationally - to any beneficiary and immediately see the payment in your transactions overview after execution. View, download and/or email a PDF cyber receipt of executed and scheduled payments. Create your own beneficiaries and templates with the option to pre-authorize the templates for easy and quick payment. On the go? Increase your available credit card balance and top-up your mobile phone in real-time. View the audit trail of all activity on your online and mobile banking account, see current exchange rates and secure mail from the bank. Use our app’s ATM Locator to find a service point nearest to you. All MCB Group ATMs & branches on the ABC and SSS islands are listed. View opening hours, offered currencies and denominations and use your phone for directions. Create balance and transaction alerts and have them delivered to your secure mail inbox, email address or receive them as a push notification. Add widgets to see your account balances and upcoming payments without the need of logging in to the Mobile Banking app, or create a Quick Access Template for easy access to frequently used payments. Access Start using our Mobile Banking app immediately – all you need is your Online Banking username and password. Your e-Code (soft token) will be activated during first login. Not using Quick Login yet? During login choose your favorite Quick Login method and create your 5-digit PIN. After this logging into the app is easy peasy with just a Face ID, Touch ID or self-chosen 5-digit PIN. Use one of your registered devices to setup a second device. No need to visit a branch anymore. Your new e-Code (soft token) is activated remotely from any location. Use the mobile friendly Self-Service Portal to reset your password, report your e-Pass lost or stolen, activate and manage your e-Code (soft token) and more. Private and Secure Banking via the Mobile Banking App is just as safe as via Online Banking in your browser. Your accounts are always safe with the app’s secured connection and multi factor authentication. Your personal information remains private and is always protected. View and manage your registered devices directly from the app. Lost your phone? Login to another registered device – you can register up to three of your devices – and simply remove the lost phone from the list. Language The Mobile Banking app and alerts language can be set to English and Dutch. Use Mobile Banking in the language of your choice.

About

OB Authenticator

Features
Read full description

With the OB Authenticator® you can manage your Personal and Business accounts, anytime and anywhere.

Screenshots

WIB Mobile Banking St Maarten4 screens
OB Authenticator4 screens

Verdict

The call

The clearest difference is iOS requirement: OB Authenticator at 12.0 against WIB Mobile Banking St Maarten's 17.0. On price, update cadence, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

WIB Mobile Banking St Maarten ships an update every 5 months, OB Authenticator every 6 months. The most recent releases landed on June 20, 2026 and September 13, 2026 respectively.

Scorecard1 real difference · 9 level
WIB Mobile Banking St Maarten versus OB Authenticator: the parameters behind the verdict, then further details
ParameterWIB Mobile Banking St MaartenOB Authenticator
PriceFreeFree
Rating3.4 (39 ratings) — better
Positive reviews42.9% of reviews
Number of ratings39 — better
Update frequencyEvery 5 months — betterEvery 6 months
AdsNoNo
In-app purchasesNoNo
MonetizationFree
DevicesiPhone, iPadiPhone, iPad, iPod — better
Requires iOS17.012.0 — better
Further details — not scored
Size50 MB29 MB
Age rating4+4+
DeveloperThe Windward Islands Bank Ltd.Orco Bank N.V.

In-app purchases

None

WIB Mobile Banking St Maarten

No in-app purchases

None

OB Authenticator

No in-app purchases

Questions

Is WIB Mobile Banking St Maarten free?
WIB Mobile Banking St Maarten is free to download, with no in-app purchases.
Is OB Authenticator free?
OB Authenticator is free to download, with no in-app purchases.
Do WIB Mobile Banking St Maarten or OB Authenticator have ads?
Neither WIB Mobile Banking St Maarten nor OB Authenticator shows ads.
Which is updated more often, WIB Mobile Banking St Maarten or OB Authenticator?
WIB Mobile Banking St Maarten ships an update every 5 months, and OB Authenticator every 6 months. Most recently, WIB Mobile Banking St Maarten was updated on June 20, 2026 and OB Authenticator on September 13, 2026.

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