Smart Budget vs Ledgery
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Smart Budget
Effortlessly track your spending and manage budgets with automatic transaction logging from Apple Pay. Features include smart budgeting, subscription management, and receipt scanning. Simplify your finances without manual data entry.
- Automatic expense tracking
- Smart monthly budget planner
- Free budget tracker tools
- Receipt tracker with OCR
- Subscription manager
- Widgets for instant insights
- Custom categories and budgets
Read full descriptionHide full description
Track Spending Automatically. Budget Without the Headache. WalletPal is a powerful expense track and budgeting and spending tracking app designed specifically for people who use Apple Pay. No more logging every purchase manually. With WalletPal, your tap-to-pay transactions are automatically tracked — including the name, amount, location, date, and category. Budgeting just got easier. *Features You’ll Actually Use:* - Automatic Expense Tracking Tap to pay and forget it — WalletPal logs the transaction instantly with all details. - Smart Monthly Budget Planner Create a simple budget for your daily, weekly, or monthly expenses and receive notifications when you're close to overspending. - Free Budget Tracker Tools Import/export your data in CSV, filter transactions, and analyze spending — all included in the free version. - Receipt Tracker with OCR Snap a photo of a receipt and let WalletPal add it as a new expense automatically. - Subscription Manager Effortlessly manage subscriptions and get reminders for recurring bills. - Widgets for Instant Insights Track your spending, upcoming payments, and progress toward your money goals — right from your home screen. - Custom Categories & Budgets Tailor WalletPal to your lifestyle with custom tracking for each area of your life. Whether you're trying to track spending, manage your monthly bill planner, or just need a spending tracker that works with you — WalletPal is the budget app that fits. Download WalletPal now and simplify your finances — no spreadsheets needed.
Ledgery
Read full descriptionHide full description
Keep your personal ledger clear, from everyday purchases to the goals you are saving for. Ledgery brings expenses, budgets, spending trends, and savings goals together. SEE YOUR SPENDING Record expenses and linked refunds. Organize your ledger with merchants, categories, and tags, then filter transactions to find what matters. Review category and merchant trends across monthly or yearly periods. PLAN WITH CONFIDENCE Set monthly or yearly category budgets, follow what remains, and receive budget alerts. Create savings goals and track progress alongside a plan based on your annual income. MAKE YOUR LEDGER YOURS Add transactions through Shortcuts, manage recurring expenses, and import or export CSV files. Use saved text formats to help turn message text into expenses. SHARE WHEN YOU CHOOSE Keep your ledger on device by default. Share accounts through iCloud when you choose, and use Guest Mode to mask financial values on screen. BUILT FOR IPHONE Use the outer display of iPhone Duo on the go, then open its inner display for a wider landscape view. On devices that support windowing, review your ledger and budgets in independent windows.
Screenshots
Verdict
The clearest difference is in-app purchases: Ledgery at none against Smart Budget's 3. Ledgery also leads on update cadence (every 9 days vs every 3 weeks). Smart Budget's advantage is device support (3 vs 1) and iOS requirement (17.0 vs 26.0). On price and ads there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Smart Budget sells 3 in-app purchases, starting at $1.99 per 7 days. Ledgery asks for nothing beyond the download.
Smart Budget ships an update every 3 weeks, Ledgery every 9 days. The most recent releases landed on October 25, 2026 and October 31, 2026 respectively.
| Parameter | Smart Budget | Ledgery |
|---|---|---|
| Price | Free | Free |
| Rating | 4.3 (20 ratings) — better | — |
| Positive reviews | 82.6% of reviews | — |
| Number of ratings | 20 — better | — |
| Update frequency | Every 3 weeks | Every 9 days — better |
| Ads | No | No |
| In-app purchases | Yes | No — better |
| Monetization | Free with in-app purchases | — |
| Devices | iPhone, iPad, Mac — better | iPhone |
| Requires iOS | 17.0 — better | 26.0 |
| Further details — not scored | ||
| Size | 172 MB | 10 MB |
| Age rating | 4+ | 4+ |
| Developer | MICHAEL JOHN S WILLER | Islam Fakhr |
In-app purchases
Smart Budget
- Weekly$1.997 Days
- Monthly$5.991 Month
- Annual3 Days trial$39.991 Year
Ledgery
No in-app purchases









