Comparison

Smart Budget vs Ledgery

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Smart Budget

Effortlessly track your spending and manage budgets with automatic transaction logging from Apple Pay. Features include smart budgeting, subscription management, and receipt scanning. Simplify your finances without manual data entry.

Highlights
  • Automatic expense tracking
  • Smart monthly budget planner
  • Free budget tracker tools
  • Receipt tracker with OCR
  • Subscription manager
  • Widgets for instant insights
  • Custom categories and budgets
Features
Read full description

Track Spending Automatically. Budget Without the Headache. WalletPal is a powerful expense track and budgeting and spending tracking app designed specifically for people who use Apple Pay. No more logging every purchase manually. With WalletPal, your tap-to-pay transactions are automatically tracked — including the name, amount, location, date, and category. Budgeting just got easier. *Features You’ll Actually Use:* - Automatic Expense Tracking Tap to pay and forget it — WalletPal logs the transaction instantly with all details. - Smart Monthly Budget Planner Create a simple budget for your daily, weekly, or monthly expenses and receive notifications when you're close to overspending. - Free Budget Tracker Tools Import/export your data in CSV, filter transactions, and analyze spending — all included in the free version. - Receipt Tracker with OCR Snap a photo of a receipt and let WalletPal add it as a new expense automatically. - Subscription Manager Effortlessly manage subscriptions and get reminders for recurring bills. - Widgets for Instant Insights Track your spending, upcoming payments, and progress toward your money goals — right from your home screen. - Custom Categories & Budgets Tailor WalletPal to your lifestyle with custom tracking for each area of your life. Whether you're trying to track spending, manage your monthly bill planner, or just need a spending tracker that works with you — WalletPal is the budget app that fits. Download WalletPal now and simplify your finances — no spreadsheets needed.

About

Ledgery

Features
Read full description

Keep your personal ledger clear, from everyday purchases to the goals you are saving for. Ledgery brings expenses, budgets, spending trends, and savings goals together. SEE YOUR SPENDING Record expenses and linked refunds. Organize your ledger with merchants, categories, and tags, then filter transactions to find what matters. Review category and merchant trends across monthly or yearly periods. PLAN WITH CONFIDENCE Set monthly or yearly category budgets, follow what remains, and receive budget alerts. Create savings goals and track progress alongside a plan based on your annual income. MAKE YOUR LEDGER YOURS Add transactions through Shortcuts, manage recurring expenses, and import or export CSV files. Use saved text formats to help turn message text into expenses. SHARE WHEN YOU CHOOSE Keep your ledger on device by default. Share accounts through iCloud when you choose, and use Guest Mode to mask financial values on screen. BUILT FOR IPHONE Use the outer display of iPhone Duo on the go, then open its inner display for a wider landscape view. On devices that support windowing, review your ledger and budgets in independent windows.

Screenshots

Smart Budget4 screens
Ledgery4 screens

Verdict

The call

The clearest difference is in-app purchases: Ledgery at none against Smart Budget's 3. Ledgery also leads on update cadence (every 9 days vs every 3 weeks). Smart Budget's advantage is device support (3 vs 1) and iOS requirement (17.0 vs 26.0). On price and ads there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Smart Budget sells 3 in-app purchases, starting at $1.99 per 7 days. Ledgery asks for nothing beyond the download.

UpkeepUpdate frequency

Smart Budget ships an update every 3 weeks, Ledgery every 9 days. The most recent releases landed on October 25, 2026 and October 31, 2026 respectively.

Scorecard4 real differences · 6 level
Smart Budget versus Ledgery: the parameters behind the verdict, then further details
ParameterSmart BudgetLedgery
PriceFreeFree
Rating4.3 (20 ratings) — better—
Positive reviews82.6% of reviews—
Number of ratings20 — better—
Update frequencyEvery 3 weeksEvery 9 days — better
AdsNoNo
In-app purchasesYesNo — better
MonetizationFree with in-app purchases—
DevicesiPhone, iPad, Mac — betteriPhone
Requires iOS17.0 — better26.0
Further details — not scored
Size172 MB10 MB
Age rating4+4+
DeveloperMICHAEL JOHN S WILLERIslam Fakhr

In-app purchases

3 purchases

Smart Budget

Subscriptions3
  • Weekly$1.997 Days
  • Monthly$5.991 Month
  • Annual3 Days trial$39.991 Year
None

Ledgery

No in-app purchases

Questions

Is Smart Budget free?
Smart Budget is free to download, with in-app purchases available.
Is Ledgery free?
Ledgery is free to download, with no in-app purchases.
Do Smart Budget or Ledgery have ads?
Neither Smart Budget nor Ledgery shows ads.
Which is updated more often, Smart Budget or Ledgery?
Smart Budget ships an update every 3 weeks, and Ledgery every 9 days. Most recently, Smart Budget was updated on October 25, 2026 and Ledgery on October 31, 2026.

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