EchoExpense vs Masareefi
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
EchoExpense
Manage bills, paydays, subscriptions, and expenses in one place. Track spending, set budgets, and organize receipts for personal and business finances. Get a clear overview of your financial health with customizable reminders and widgets.
- Bill management and payment tracking
- Income and payday tracking
- Subscription monitoring
- Plaid transaction syncing
- Budget and savings goal setting
- Receipt scanning and organization
- Business finance tools
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Stay ahead of bills, paydays, subscriptions, receipts, budgets, and everyday spending with EchoExpense — one organized place to understand what is due, what has been paid, what income is coming in, and where your money is going. EchoExpense brings your recurring bills, paydays, subscriptions, budgets, savings goals, Plaid transactions, manual expenses, receipts, and business records together in one focused financial hub. Manage bills with flexible tools for creating, editing, paying, skipping, canceling, and reviewing payment history. Recurring bills can automatically generate the next cycle after being marked as paid, with updated due dates and reminders. Credit-style bills can also track balances, available credit, high-balance status, paid-off status, and when a card is used again. Track paydays and income with recurring payday records, received history, final-check handling, and monthly income summaries. Your profile gives you a clearer snapshot of bills, income, Plaid spending, manual expenses, and spending by category. Connect Plaid to review recent bank transactions and account activity, then match transactions to bills, paydays, or budgets. Merchant rules help reduce repeat work by handling recurring merchants more consistently. Use Smart Savings to create savings goals and budget goals, monitor progress, review item breakdowns, and keep an eye on spending pace. Manual expenses make it easy to record cash, offline, or other purchases that are not already synced through Plaid. Keep spending records organized with the Receipt Vault. Create company folders, scan documents, upload receipt images, add notes and categories, review spending summaries, and manage stored receipt records from one place. Business tools keep receipts, inventory, expenses, and sales separate from personal finances, with tax-focused summaries for revenue, cost of goods sold, selling costs, expenses, net payout, and net profit. EchoExpense also includes Home Screen and Lock Screen widgets for upcoming and overdue bills and paydays, Siri Shortcuts for quick finance checks and expense entry, calendar history for bills and paydays, quick next-field navigation in forms, profile image support, Apple and Google sign-in, customizable reminders, and in-app feedback for feature requests. Keep your finances organized, searchable, and easier to act on with EchoExpense.
Masareefi
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Masareefi is the beautifully simple expense tracker and budget planner for iPhone, iPad, and Mac. Track every expense in seconds, set budgets, scan receipts, and see exactly where your money goes — private, on-device, and ad-free. WHY MASAREEFI • Lightning-fast one-tap entry — category, amount, done • 100% private — your data stays on your device and your iCloud. No accounts, no ads, no tracking, ever • Works offline and syncs across all your Apple devices TRACK & BUDGET • Multiple wallets, each with its own currency and balance • Budgets with progress bars and smart alerts at 80% and 100% • Recurring transactions — daily, weekly, monthly, yearly • Savings goals with progress rings BILLS, DEBTS & SPLITS • Bill reminders so you never miss a payment • Debt ledger — track what you owe and what you're owed • Split bills with friends, with auto-created IOUs RECEIPTS & REPORTS • Scan receipts with your camera — on-device OCR, nothing leaves your phone • Monthly PDF reports with charts and full transaction tables • CSV export and import — your data is always yours MADE FOR APPLE • Home-screen widgets — today's spend and this month's progress • Siri Shortcuts — "Log a 25 coffee" • Face ID lock • Light and dark mode with six accent colors • Full bilingual English and Arabic with complete right-to-left support Take control of your money — beautifully, privately, in your language.
Screenshots
Verdict
The clearest difference is update cadence: Masareefi at fortnightly against EchoExpense's monthly. On price, ads, in-app purchases and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. EchoExpense sells 3 one-off in-app purchases and Masareefi sells 3 in-app purchases, starting at $4.99 per month. Whichever you choose, the download price is not the number that matters.
EchoExpense ships an update monthly, Masareefi fortnightly. The most recent releases landed on October 7, 2026 and October 13, 2026 respectively.
| Parameter | EchoExpense | Masareefi |
|---|---|---|
| Price | Free | Free |
| Rating | 5.0 (1 ratings) — better | — |
| Number of ratings | 1 — better | — |
| Update frequency | Monthly | Fortnightly — better |
| Ads | No | No |
| In-app purchases | Yes | Yes |
| Monetization | Free | — |
| Devices | iPhone, iPad | iPhone, iPad |
| Requires iOS | 18.0 | 17.0 — better |
| Further details — not scored | ||
| Size | 122 MB | 11 MB |
| Age rating | 4+ | 4+ |
| Developer | Ruben Manzano | Hossam Hamouda |
In-app purchases
EchoExpense
- Quick Thanks$0.99
- Support EchoExpense$2.99
- Super Thanks$4.99
Masareefi
- Premium Monthly$4.991 Month
- Premium Annual7 Days trial$24.991 Year
- Premium Lifetime$59.99









