EchoExpense vs Allotted

Stay ahead of bills, paydays, subscriptions, receipts, budgets, and everyday spending with EchoExpense — one organized place to understand what is due, what has been paid, what income is coming in, and where your money is going. EchoExpense brings your recurring bills, paydays, subscriptions, budgets, savings goals, Plaid transactions, manual expenses, receipts, and business records together in one focused financial hub. Manage bills with flexible tools for creating, editing, paying, skipping, canceling, and reviewing payment history. Recurring bills can automatically generate the next cycle after being marked as paid, with updated due dates and reminders. Credit-style bills can also track balances, available credit, high-balance status, paid-off status, and when a card is used again. Track paydays and income with recurring payday records, received history, final-check handling, and monthly income summaries. Your profile gives you a clearer snapshot of bills, income, Plaid spending, manual expenses, and spending by category. Connect Plaid to review recent bank transactions and account activity, then match transactions to bills, paydays, or budgets. Merchant rules help reduce repeat work by handling recurring merchants more consistently. Use Smart Savings to create savings goals and budget goals, monitor progress, review item breakdowns, and keep an eye on spending pace. Manual expenses make it easy to record cash, offline, or other purchases that are not already synced through Plaid. Keep spending records organized with the Receipt Vault. Create company folders, scan documents, upload receipt images, add notes and categories, review spending summaries, and manage stored receipt records from one place. Business tools keep receipts, inventory, expenses, and sales separate from personal finances, with tax-focused summaries for revenue, cost of goods sold, selling costs, expenses, net payout, and net profit. EchoExpense also includes Home Screen and Lock Screen widgets for upcoming and overdue bills and paydays, Siri Shortcuts for quick finance checks and expense entry, calendar history for bills and paydays, quick next-field navigation in forms, profile image support, Apple and Google sign-in, customizable reminders, and in-app feedback for feature requests. Keep your finances organized, searchable, and easier to act on with EchoExpense.

Allotted is a focused, manual budgeting app built around one simple idea: give every dollar a job before you spend it. Add your income, protect bills and scheduled payments, create flexible spending categories, and choose what to save. As the month moves, log purchases and see what is truly safe to spend after unpaid commitments. No bank connection is required. You decide what enters the app and when. FREE BUDGETING • Build a monthly zero-based budget • Plan income, savings, bills, and everyday spending • Track purchases against each category • See what is safe to spend after bills and savings • Mark bills and scheduled payments as paid • Track partial bill payments • View upcoming due dates • Move available money between spending categories • Carry your plan into future months • Create and restore private JSON backups • Use on-device bill, payday, and weekly reminders ALLOTTED PREMIUM Premium adds: • Cash Flow Forecast with 7, 14, and 30-day views • Bill Guard warnings before money gets tight • Subscription Watch using transactions you manually enter • Snowball and avalanche debt payoff planning • Weekly Money Review • Optional Cloud Sync across devices • Optional Household Sharing with a partner PRIVATE BY DEFAULT Allotted is local-first. Core budgeting works without creating an account. Allotted does not connect to your bank, sell personal information, display advertisements, or use cross-app tracking. Account creation, Cloud Sync, and Household Sharing are optional. Budget information leaves your device only when you choose to use those cloud features. SUBSCRIPTION TERMS Allotted Premium is available as an auto-renewing monthly or yearly subscription. Available plans and localized prices are displayed before purchase. Payment is charged to your Apple ID when the purchase is confirmed. Subscriptions renew automatically unless canceled at least 24 hours before the end of the current subscription period. You can manage or cancel your subscription through your Apple account settings. Restore Purchases is available inside the app. Privacy Policy: https://allotted-reset.vercel.app/privacy.html Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/