PFH vs LubyPay
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
PFH
Read full descriptionHide full description
PFH Card Mobile is a professional, secure and reliable credit card platform that allows you to enjoy the convenience and benefits of credit cards anytime, anywhere. Whether you want to apply for a credit card or manage your existing PFH credit cards, PFH Card Mobile can meet your needs. PFH Card Mobile App Features: - Apply for your desired credit cards, choose the benefits that suit you, and quickly complete the review and account creating process. - View detailed information about your credit card including available limit, spending history, bills, repayment records and more. You can check the status of your credit card anytime and anywhere conveniently. - Obtain the latest information on credit card privileges including rebates, offers and rewards to make you spending smarter. - Contact PFH Card Mobile customer service to resolve any issues or needs, and get professional and friendly assistance. PFH Card Mobile's customer service team is always ready to provide you with credit card related services, making it easier and more secure for you to use your credit card. Download PFH Card Mobile now! Subject to terms & conditions. For details please visit: https://pfhcard.com/ To borrow or not to borrow? Borrow only if you can repay!
LubyPay
This mobile e-wallet simplifies daily transactions with secure, convenient cashless payments. It offers a multi-currency wallet, instant fund additions, and various money transfer options, aiming to give users control over their financial freedom.
- Secure and convenient payments
- Free multi-currency wallet
- Instant fund addition
- Send, request, and transfer money
- Multi-currency exchange
- Virtual card issuance
Read full descriptionHide full description
LubyPay is a mobile e-wallet that aims to transform the way consumers transact on a daily basis. Luby Pay App allows its users to simplify the payment process. LubyPay is a secure and rewarding lifestyle e-wallet app. Our mission is to provide everyone with a worry-free cashless mobile payment experience all day every day. We aim to create a new generation of individuals to regain control of their financial freedom and rediscover value in financial services.. Important Features: - Convenient and secure payment - Free Multi-currency Wallet - Instantly add fund - Send Money - Request Money - Transfer Money - Multi-currency exchange service - Payout Services - Gift Card - Virtual Card
Screenshots
Verdict
The clearest difference is iOS requirement: LubyPay at 13.4 against PFH's 15.0. On price, update cadence, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
PFH ships an update every 3 weeks, LubyPay every 2 weeks. The most recent releases landed on September 24, 2026 and July 9, 2026 respectively.
| Parameter | PFH | LubyPay |
|---|---|---|
| Price | Free | Free |
| Rating | — | 5.0 (1 ratings) — better |
| Number of ratings | — | 1 — better |
| Update frequency | Every 3 weeks | Every 2 weeks — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | — | Free |
| Devices | iPhone, iPod | iPhone, iPad, iPod — better |
| Requires iOS | 15.0 | 13.4 — better |
| Further details — not scored | ||
| Size | 138 MB | 68 MB |
| Age rating | 17+ | 17+ |
| Developer | PFH Finance Limited | LubyAll LLC |
In-app purchases
PFH
No in-app purchases
LubyPay
No in-app purchases
