Tram vs Open Treasury

The TRAM app puts your financial plan in the palm of your hand and empowers you to make better decisions about your investments in partnership with your financial adviser. Powered by award-winning technology, you can access your portfolio valuation, check the risk you are currently taking with your investments and check in on the progress of your financial plan 24/7 from your phone. You can contact your financial adviser at a time that suits you via the app’s secure messaging system and the app also contains insightful finance and lifestyle related content which you can tailor to your own preferences. TRAM helps you stay on track to achieve your financial goals.

Open Treasury — the UK’s public finances, made clear Open Treasury helps you understand the UK’s public finances — clearly, neutrally, and without the jargon. Government spending, tax, debt and budgets affect all of us, but the data is often hard to access and even harder to interpret. Open Treasury brings together trusted public-sector data and turns it into clear, interactive insights that anyone can explore. Whether you’re a student, journalist, policymaker, or just curious about how public money is used, Open Treasury gives you a transparent view of the UK’s finances — in one simple app. What you can do with Open Treasury Explore the big picture See how much the government raises and spends each year, how deficits are formed, and how public debt has changed over time. Understand where your tax goes Use the tax breakdown tools to see how revenue is distributed across health, education, defence, welfare and more. Dive into departments and services View spending by department and function, with clear explanations of what each area covers. See the country at a local level Explore regional and local authority data to understand how spending and pressures vary across the UK. Use interactive tools Experiment with the Budget Simulator, explore financial snapshots, and compare trends across years. Read Spotlight reports In-depth, neutral briefings on key public-finance topics such as immigration and borders, health, and major areas of government expenditure. Built on trusted data Open Treasury uses official UK public-sector sources such as HM Treasury and the Office for National Statistics. Where applicable, data is provided under the Open Government Licence, and all sources are clearly attributed. We focus on: accuracy transparency clear explanation — not opinion or political spin Designed for clarity Open Treasury is built to be: easy to navigate visually clear useful whether you want a quick overview or a deeper dive No dense PDFs. No technical barriers. Just the information, explained well. Who it’s for Open Treasury is used by: Students and educators Journalists and researchers Local councillors and public-sector professionals Anyone who wants to better understand how public money is raised and spent About Open Treasury Plus Some advanced tools and in-depth features are available with Open Treasury Plus, including: Enhanced budget simulation Advanced local authority insights Full access to Spotlight reports Personalised views of revenue and expenditure A free trial is available so you can explore before deciding. Open Treasury — the UK’s public finances, made clear. Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/