Recordian vs BMO DollarGPS

Recordian helps you detect missing hours in your paycheck. Many people experience wage theft each year when their employers fail to pay them for the hours they worked—either accidentally or purposefully. These situations can usually be remedied if an employee personally keeps track of the hours they worked. However, that usually means either dealing with the hassle of maintaining a paper logbook or using an electronic application, and unfortunately, most electronic applications on the market are designed for people with much more complex time reporting needs. Recordian is the electronic application that offers an easy to use solution for tracking the hours you’ve worked. It aims to help you eliminate stress on payday by giving you the ability to detect missing hours in your paycheck.

DollarGPS can empower you to manage your finances effortlessly and efficiently with the potential to improve your wealth and reduce your debt interest. It applies advanced financial modeling used by governments and global institutions to manage their finances. DollarGPS has been developed by reputed finance and tech executives along with an advisory board of world-renowned academics including two Nobel Laureates. It is delivered in collaboration with BMO. The different functional modules work seamlessly together to facilitate optimal financial decisions to help you realize your wealth targets and other life goals. a. Forecasting: Detailed projections of your overall net worth and cash balances over 30 years. b. Wealth Improvement: A set of strategies that could potentially improve your long-term wealth projections. These strategies are mathematically derived by applying ALM (Asset Liability Management) techniques to your overall finances. c. Life Goals: Ability to analyze, add, track and realize life goals like wealth targets, asset purchases or other large expenses. d. Budgeting: Ability to track your monthly spending, and to make informed spending decisions with foresight of their impact on your long-term wealth and life goals. e. Ongoing Navigation: The app generates informational navigation prompts derived from the calculations used to generate your financial projections. You can use the help of these navigation prompts to take appropriate actions through time to track your forecasted wealth and life goals. But in true GPS style, you can choose to take help or not, you retain complete control. Free Lifetime Use and Paid Subscription Plans Step 1: The app is prepopulated with 20 personas derived from household data published by the U.S. Government. You can experience the app instantly by selecting a persona that’s closest to you in terms of monthly income and home ownership status. Step 2: We offer a 1-month free trial to allow you to connect your accounts via Plaid to populate your own data. You’re not required to provide your payment details to access the free trial. Step 3: At the end of the trial period, you can subscribe if you wish to use the app with the optimally designed experience which includes automatic balance updates and ongoing navigation prompts. However, if you wish to use the app free of cost, you do not need to subscribe: - We will save your last updated data. - Going forward, you will be able to edit this data manually and add/delete products as and when applicable. Revenue Model - We do not sell financial products or services. - We do not earn commissions for our debt switch functionality. - We do not earn an investment management fee for our investment strategy. - We do not monetize your data. - We simply charge a subscription fee for the optimal experience with an option for you to use the app completely free of cost forever. Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/