Lively Benefits vs BMO DollarGPS

The Lively Benefits app brings the simplicity and signature user experience of the Lively platform to the palm of your hands. Easily manage your Lively benefits from anywhere through an unrivaled easy-to-use interface, even for the least tech savvy among us. Use the Lively app to: • View a single view of what’s important: Designed to tell you exactly what you need to know to make the most out of your Lively benefits and take timely action. • Manage your account on the move: Track account balance, access transactions history, manage your Lively debit cards*, and more. • Initiate claims and verify purchases: A paperless, easy claims verification process that guides you with clear instructions at every step. • Check what qualifies as eligible: Access the list of qualified expenses directly through your app. Our comprehensive list
is always up-to-date and easy to access on the go. • Keep your data safe: Login security measures such as Two-Factor Authentication (2FA) and biometric credentials keep your account safe from unauthorized users. Lively is the benefit solutions provider that finally gets it right. We are committed to helping your Lively accounts reach their maximum potential through intuitive design, accessible customer support, and ongoing education. We hope you’ll give the app a try. Visit us at livelyme.com to learn more or contact Lively Support at support@livelyme.com. *HSA card issued by Choice Financial Group, Member FDIC, pursuant to a license from Visa or Mastercard.

DollarGPS can empower you to manage your finances effortlessly and efficiently with the potential to improve your wealth and reduce your debt interest. It applies advanced financial modeling used by governments and global institutions to manage their finances. DollarGPS has been developed by reputed finance and tech executives along with an advisory board of world-renowned academics including two Nobel Laureates. It is delivered in collaboration with BMO. The different functional modules work seamlessly together to facilitate optimal financial decisions to help you realize your wealth targets and other life goals. a. Forecasting: Detailed projections of your overall net worth and cash balances over 30 years. b. Wealth Improvement: A set of strategies that could potentially improve your long-term wealth projections. These strategies are mathematically derived by applying ALM (Asset Liability Management) techniques to your overall finances. c. Life Goals: Ability to analyze, add, track and realize life goals like wealth targets, asset purchases or other large expenses. d. Budgeting: Ability to track your monthly spending, and to make informed spending decisions with foresight of their impact on your long-term wealth and life goals. e. Ongoing Navigation: The app generates informational navigation prompts derived from the calculations used to generate your financial projections. You can use the help of these navigation prompts to take appropriate actions through time to track your forecasted wealth and life goals. But in true GPS style, you can choose to take help or not, you retain complete control. Free Lifetime Use and Paid Subscription Plans Step 1: The app is prepopulated with 20 personas derived from household data published by the U.S. Government. You can experience the app instantly by selecting a persona that’s closest to you in terms of monthly income and home ownership status. Step 2: We offer a 1-month free trial to allow you to connect your accounts via Plaid to populate your own data. You’re not required to provide your payment details to access the free trial. Step 3: At the end of the trial period, you can subscribe if you wish to use the app with the optimally designed experience which includes automatic balance updates and ongoing navigation prompts. However, if you wish to use the app free of cost, you do not need to subscribe: - We will save your last updated data. - Going forward, you will be able to edit this data manually and add/delete products as and when applicable. Revenue Model - We do not sell financial products or services. - We do not earn commissions for our debt switch functionality. - We do not earn an investment management fee for our investment strategy. - We do not monetize your data. - We simply charge a subscription fee for the optimal experience with an option for you to use the app completely free of cost forever. Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/