Comparison

First Mid Mobile vs Lively Benefits

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

First Mid Mobile

Manage your finances securely and conveniently from your mobile device. Perform essential banking tasks like checking balances, transferring funds, paying bills, and depositing checks. Set savings goals and track your progress with ease.

Highlights
  • Check account balances
  • View transaction history
  • Transfer funds between accounts
  • Pay bills
  • Deposit checks
  • Set savings goals
Features
Read full description

Enjoy secure and convenient banking on the go with the First Mid Bank Mobile app. Check balances, view account history, transfer funds, pay bills, deposit checks, set savings goals, and more! Member FDIC.

About

Lively Benefits

Manage your health benefits seamlessly from your phone. View important information, track your account, initiate claims, and access lists of eligible expenses. Designed for ease of use, even for those new to technology.

Highlights
  • View benefit information
  • Manage account balance and transactions
  • Initiate claims and verify purchases
  • Access eligible expense lists
  • Secure login with 2FA and biometrics
Features
Read full description

The Lively Benefits app brings the simplicity and signature user experience of the Lively platform to the palm of your hands. Easily manage your Lively benefits from anywhere through an unrivaled easy-to-use interface, even for the least tech savvy among us. Use the Lively app to: • View a single view of what’s important: Designed to tell you exactly what you need to know to make the most out of your Lively benefits and take timely action. • Manage your account on the move: Track account balance, access transactions history, manage your Lively debit cards*, and more. • Initiate claims and verify purchases: A paperless, easy claims verification process that guides you with clear instructions at every step. • Check what qualifies as eligible: Access the list of qualified expenses directly through your app. Our comprehensive list
is always up-to-date and easy to access on the go. • Keep your data safe: Login security measures such as Two-Factor Authentication (2FA) and biometric credentials keep your account safe from unauthorized users. Lively is the benefit solutions provider that finally gets it right. We are committed to helping your Lively accounts reach their maximum potential through intuitive design, accessible customer support, and ongoing education. We hope you’ll give the app a try. Visit us at livelyme.com to learn more or contact Lively Support at support@livelyme.com. *HSA card issued by Choice Financial Group, Member FDIC, pursuant to a license from Visa or Mastercard.

Screenshots

First Mid Mobile4 screens
Lively Benefits4 screens

Verdict

The call

First Mid Mobile and Lively Benefits both sit at 4.7 stars, but that hides the real split: 54% of Lively Benefits's written reviews are positive against 17% of First Mid Mobile's. Lively Benefits also leads on update cadence (every 3 weeks vs every 2 months) and ratings volume (9.8K vs 1.5K). On price, rating, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

On the App Store both sit at effectively the same score — 4.7 for First Mid Mobile against 4.8 for Lively Benefits. That said, the two scores are not equally well evidenced: Lively Benefits has 9.8K ratings behind it against 1.5K, so its average is the more settled of the two. Written reviews are what separate them: 17% of First Mid Mobile's written reviews are positive against 54% of Lively Benefits's.

UpkeepUpdate frequency

First Mid Mobile ships an update every 2 months, Lively Benefits every 3 weeks. The most recent releases landed on November 1, 2026 and November 6, 2026 respectively.

Scorecard3 real differences · 7 level
First Mid Mobile versus Lively Benefits: the parameters behind the verdict, then further details
ParameterFirst Mid MobileLively Benefits
PriceFreeFree
Rating4.7 (1.5K ratings)4.8 (9.8K ratings) — better
Positive reviews17.1% of reviews54.4% of reviews — better
Number of ratings1.5K9.8K — better
Update frequencyEvery 2 monthsEvery 3 weeks — better
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPad — betteriPhone
Requires iOS16.016.0
Further details — not scored
Size127 MB59 MB
Age rating4+12+
DeveloperFirst Mid Bank & Trust, N.A.Lively, Inc.

Customer experience

First Mid Mobile

All ratings1,471 ratings
Positive93.6%
Neutral2.1%
Negative4.3%
Written reviews117 reviews
Positive17.1%
Neutral7.7%
Negative75.2%

Lively Benefits

All ratings9,764 ratings
Positive96.6%
Neutral1.2%
Negative2.2%
Written reviews114 reviews
Positive54.4%
Neutral7.0%
Negative38.6%

User reviews

First Mid Mobile

From 1.5K App Store ratings

What we love

  • 💳 Easy money transfers
  • 🚀 Fast and efficient
  • 🔒 Secure login options
  • 📱 Convenient mobile access

Room to improve

  • 🐛 Frequent app crashes
  • ⏱️ Slow transaction updates
  • 🔒 Unreliable login/security features
  • 🔄 Constant app changes/updates
  • 💸 Unexpected fees or charges

Lively Benefits

From 9.8K App Store ratings

What we love

  • 🚀 Easy to use
  • 👍 User-friendly interface
  • 🚀 Seamless integration with Apple Wallet
  • 👍 Elegant and intuitive app design
  • 🚀 Convenient mobile access

Room to improve

  • 🐛 Login issues
  • 🐛 Crashes and glitches
  • 🔒 Security concerns
  • 🐛 Unreliable app performance
  • 🔒 Invasive data collection

Bugs and requests

First Mid Mobile

Reported bugs

4 issues
  • Login issues and account lockouts
  • Delayed or missing transaction updates
  • Incompatibility with newer iOS versions
  • Glitches when using key app features

Requested features

5 requests
  • Dark mode option
  • Improved transaction history and details
  • Ability to edit payee information
  • Faster money transfer capabilities
  • Better account management tools

Lively Benefits

Reported bugs

7 issues
  • Login failures
  • Contribution tracking issues
  • Debit card malfunctions
  • Inability to make contributions
  • Blank app screens
Show 2 more
  • Verification errors
  • Delayed message syncing

Requested features

7 requests
  • Two-factor authentication
  • Improved login process
  • Streamlined expense management
  • Faster fund transfer speeds
  • Enhanced investment options
Show 2 more
  • Easier 1099 tax form access
  • Expanded device compatibility

In-app purchases

None

First Mid Mobile

No in-app purchases

None

Lively Benefits

No in-app purchases

Questions

Is First Mid Mobile free?
First Mid Mobile is free to download, with no in-app purchases.
Is Lively Benefits free?
Lively Benefits is free to download, with no in-app purchases.
Which has better reviews, First Mid Mobile or Lively Benefits?
Lively Benefits is rated higher. First Mid Mobile averages 4.7 out of 5 from 1.5K ratings, while Lively Benefits averages 4.8 from 9.8K ratings.
Do First Mid Mobile or Lively Benefits have ads?
Neither First Mid Mobile nor Lively Benefits shows ads.
Which is updated more often, First Mid Mobile or Lively Benefits?
First Mid Mobile ships an update every 2 months, and Lively Benefits every 3 weeks. Most recently, First Mid Mobile was updated on November 1, 2026 and Lively Benefits on November 6, 2026.

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