Comparison

Finli vs Loopay

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Finli

Streamline small business operations by managing digital payments, creating professional invoices and quotes, and tracking customers and inventory. Gain insights into your cash flow and optimize business decisions with detailed reporting.

Highlights
  • Digital payment collection (ACH/Credit Card)
  • Professional invoice and quote generation
  • Recurring invoices and payment reminders
  • Built-in customer relationship management (CRM)
  • Automated inventory tracking
  • Detailed financial reporting
Features
Read full description

Manage the time-consuming and manual parts of running a small business with Finli! Collect digital payments, send professional quotes + invoices, keep track of customers + inventory, and optimize your business. With the Finli platform you can: - CREATE INVOICES + QUOTES Easy-to-use generators make it simple for you to present your business professionally and get paid quickly. Set up recurring invoices for repeat customers and automatically send out invoice reminders, receipts and overdue payment notifications. Let Finli stay on top of your billing for you. - GET PAID DIGITALLY Collect payments through either ACH or Credit Card. Send customers your unique payment link or accept payments on invoices - it’s up to you! - KEEP TRACK OF CUSTOMERS Our built-in CRM features allow you to store important customer information and documents, track the status of invoices, payments + quotes, and manage your growing business. - MANAGE YOUR INVENTORY Automatically track physical stock inventory from right within your invoicing tool. Get reminders when you’re running low and need to reorder! - VIEW DETAILED REPORTING Know exactly what your cash-flow looks like with professional invoice tracking and history. Use detailed insights for your future business decisions and tax purposes. Other features: - 0% ACH FEES - Collect payments via ACH with 0% transaction fees. Any credit card fees have the option to be charged back to customers. No other fees, no hidden commissions, no surprises. - $39/MONTH OR $397/YEAR - Fixed monthly fee to use all features, no tiered pricing, no added fees, no extra commission for bigger volumes. Just $39/month, no matter the size of your small business. Easy to budget and extra-affordable.

About

Loopay

This app simplifies financial transactions by allowing users to send and receive money, pay bills, and top up mobile data. It prioritizes security with encryption and provides real-time notifications. A rewards program enhances user engagement.

Highlights
  • Send and receive money
  • Bill payments
  • Mobile data top-ups
  • Secure transactions
  • Real-time notifications
  • User rewards program
Features
Read full description

Loopay is a versatile payment app designed to simplify financial transactions for users. With a user-friendly interface, Loopay facilitates seamless sending and receiving of money, allowing users to transfer funds effortlessly within local community. Whether you're splitting bills, paying for services, or reimbursing a friend, Loopay streamlines the process securely. Beyond peer-to-peer transactions, Loopay expands its functionality to cover bill payments, enabling users to settle utility bills, subscriptions, and other expenses directly through the app. This feature not only saves time but ensures timely payments, avoiding late fees. Loopay also supports data and mobile virtual top-ups, allowing users to recharge their mobile phones conveniently through the app. This feature is especially handy for those on the go, eliminating the need for physical top-up cards or visiting retail outlets. Security is a top priority for Loopay, incorporating robust encryption measures to safeguard user data and financial information. The app also provides real-time transaction notifications, offering users peace of mind and transparency in their financial activities. Additionally, Loopay offers a user rewards program, encouraging loyalty through cash back incentives, discounts, or exclusive deals with partnering merchants. This not only enhances user engagement but also adds value to the overall experience. Loopay's commitment to customer satisfaction is reflected in its responsive customer support team, ready to assist with any inquiries or concerns. With its comprehensive set of features and commitment to user experience, Loopay stands as a reliable and efficient local payment solution for a variety of financial needs.

Screenshots

Finli4 screens
Loopay4 screens

Verdict

The call

The clearest difference is rating: Loopay at 5.0 against Finli's 4.5. Loopay also leads on review sentiment (67% vs 50%). Finli's advantage is update cadence (every 2 days vs every 5 weeks) and iOS requirement (13.4 vs 16.4). On price, ratings volume, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

Loopay holds the better App Store score, 5.0 against 4.5. Both are backed by a comparable volume of ratings — 4 and 2 respectively. Written reviews point the same way: 50% of Finli's written reviews are positive against 67% of Loopay's.

UpkeepUpdate frequency

Finli ships an update every 2 days, Loopay every 5 weeks. The most recent releases landed on October 10, 2026 and October 27, 2026 respectively.

Scorecard4 real differences · 6 level
Finli versus Loopay: the parameters behind the verdict, then further details
ParameterFinliLoopay
PriceFreeFree
Rating4.5 (4 ratings)5.0 (2 ratings) — better
Positive reviews50.0% of reviews66.7% of reviews — better
Number of ratings4 — better2
Update frequencyEvery 2 days — betterEvery 5 weeks
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPodiPhone, iPad
Requires iOS13.4 — better16.4
Further details — not scored
Size10 MB84 MB
Age rating4+4+
DeveloperFinli, IncHMG TECHNOLOGIES

Customer experience

Finli

All ratings4 ratings
Positive75.0%
Neutral25.0%
Negative0.0%
Written reviews2 reviews
Positive50.0%
Neutral50.0%
Negative0.0%

Loopay

All ratings2 ratings
Positive100.0%
Neutral0.0%
Negative0.0%
Written reviews3 reviews
Positive66.7%
Neutral33.3%
Negative0.0%

In-app purchases

None

Finli

No in-app purchases

None

Loopay

No in-app purchases

Questions

Is Finli free?
Finli is free to download, with no in-app purchases.
Is Loopay free?
Loopay is free to download, with no in-app purchases.
Which has better reviews, Finli or Loopay?
Loopay is rated higher. Finli averages 4.5 out of 5 from 4 ratings, while Loopay averages 5.0 from 2 ratings.
Do Finli or Loopay have ads?
Neither Finli nor Loopay shows ads.
Which is updated more often, Finli or Loopay?
Finli ships an update every 2 days, and Loopay every 5 weeks. Most recently, Finli was updated on October 10, 2026 and Loopay on October 27, 2026.

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