TopRate Transfer vs Widoph Remit

Send money from Australia and New Zealand to Nigeria, Ghana and Kenya at great exchange rates, with low fees you can see before you pay. TopRate Transfer is built for families and friends who send money home, whether that's school fees, rent, a wedding or support every month. SEE EXACTLY WHAT ARRIVES Enter an amount in AUD and see the exchange rate, our fee and the exact amount your recipient gets in naira (NGN), cedi (GHS) or shilling (KES), before you confirm. No hidden charges. PAY THE EASY WAY Pay with PayID straight from your Australian bank account. DELIVERY THAT SUITS YOUR FAMILY Send to a bank account, or to a mobile money wallet in Ghana and Kenya. TRACK EVERY TRANSFER Follow your transfer live, from payment to delivery, and get a notification when it arrives. NEVER MISS A GOOD RATE Set a rate alert for AUD to NGN, GHS or KES and we'll tell you when the rate hits your target. SEND AGAIN IN ONE TAP Save your recipients and repeat a transfer in seconds. SECURE BY DESIGN • Sign in with Face ID, Touch ID or a passkey • Identity verification keeps your account and your money safe • Your personal data is encrypted REWARDS Earn rewards and invite friends with refer-a-friend offers. HELP WHEN YOU NEED IT Get help in the app, or chat with our support team on WhatsApp. MORE COUNTRIES COMING SOON We're adding more countries across Africa, Asia and the Pacific, and sending from New Zealand. ABOUT US TopRate Transfer is a trading name of Top Rate Transfer Pty Ltd (ACN 641 161 444), an Australian business registered with AUSTRAC as a remittance service provider. Download TopRate Transfer and send money home today.

Widoph Remit is a trusted, AUSTRAC-registered and ASIC-regulated remittance platform that enables individuals and businesses in Australia to send money quickly, securely, and affordably to over 50 countries across Africa, Europe, and Asia. With Widoph Remit, users can transfer funds in just a few clicks using our intuitive web and mobile app. We offer competitive exchange rates, low transfer fees, and multiple payout options, including bank deposits, cash pickups, and mobile wallets. Key Features: • Global Reach: Send money to 50+ countries securely. • Competitive Rates: Get real-time FX rates with full transparency. • Fast Transfers: Most transactions are processed within minutes. • Regulated & Secure: Licensed by AUSTRAC and regulated by ASIC. • User-Friendly Experience: Simple onboarding, instant PayID payments, and real-time notifications. • 24/7 Support: Our dedicated support team is always ready to assist. Our Regulatory Credentials: • Registered with the Australian Transaction Reports and Analysis Centre (AUSTRAC) • Regulated by the Australian Securities and Investments Commission (ASIC) • Australian Company Number (ACN): 637 489 046 Why Choose Widoph Remit: We are building the future of cross-border payments for the global diaspora. Whether you’re supporting loved ones abroad, making supplier payments, or managing business remittances, Widoph Remit gives you speed, compliance, and peace of mind. Download Widoph Remit today and experience the modern way to send money overseas.