Comparison

Cash vs Windfall

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Cash

Effortlessly manage your finances with this intuitive app. Track expenses and income, set budgets, and gain insights into your spending habits with customizable categories and secure data storage. Sync your data across devices for seamless financial control.

Highlights
  • Simple expense and income tracking
  • Budget management for financial goals
  • Insightful spending reports and visualizations
  • Secure and encrypted data storage
  • Customizable transaction categories
  • Cross-device data synchronization
Features
Read full description

Cash: Money Tracker is your ultimate companion for managing your finances effortlessly. With its intuitive interface and powerful features, tracking your expenses and income has never been easier. Key Features: * Simple Expense Tracking: Easily log your expenses and income with just a few taps, categorizing transactions for better organization. * Budget Management: Set budgets for different categories and track your spending to stay within your financial goals. * Insightful Reports: Gain valuable insights into your spending habits with detailed reports and visualizations. * Secure Data Storage: Your financial data is securely stored and encrypted, ensuring your privacy and peace of mind. * Customizable Categories: Tailor categories to match your spending habits for more accurate tracking. * Sync Across iOS Devices: Seamlessly sync your data across multiple devices, so you can manage your finances wherever you are. Whether you're looking to stay on top of your expenses, save more money, or simply gain a better understanding of your financial health, Cash: Money Tracker is the perfect tool to help you achieve your goals. Download now and take control of your finances today! Terms Of Use: https://docs.google.com/document/d/1txtceg7-IzJdRsPI8opNtkwQySVftWDfjlhkkAUCI48/edit?usp=sharing Privacy Policy: https://docs.google.com/document/d/17whDIP3mNVu0q5EOqX2293hnjV21ya4coeW9StS8lnY/edit?usp=sharing

About

Windfall

Effortlessly track expenses and income by simply describing them in natural language, via voice, or by scanning receipts. Manage budgets, bills, and gain insights into your spending habits with a user-friendly interface designed for both iPhone and Apple Watch.

Highlights
  • Natural language transaction logging
  • Siri and Shortcuts integration
  • Receipt scanning and import
  • Apple Watch logging and insights
  • Bill and recurring payment tracking (Pro)
  • Customizable account card designs
  • Yearly spending review and insights
Features
Read full description

Turn a sentence into a transaction you can review. Type ‘Lunch at Starbucks $12’, ask Siri, or scan a receipt—Windfall prepares the merchant, amount, category, account, and date before you save. LOG SPENDING YOUR WAY • Describe expenses and income in natural language • Ask Siri, use Shortcuts, or run a personal automation • Review every prepared transaction before saving • Scan receipts or import multiple transactions RIGHT ON YOUR WRIST • Log an expense or income on Apple Watch in a few taps: amount, category, done • Your most recently used categories come first, and you can dictate a merchant name • Keep logging when your iPhone is out of reach; entries sync as soon as it's near • See today's spend and your latest entries on the Today page • Put Today's Spend on a watch face or in the Smart Stack, and tap it to open the keypad • Say it (Pro): dictate the whole thing, like ‘Uber to the airport $24’, and review the entry before it's saved • Watch entries count toward the same budgets and insights, and teach Windfall your merchants NEVER MISS A BILL (PRO) • See upcoming bills and income on an Upcoming screen and on Home • Log recurring payments automatically, or have Windfall ask first • Get reminders, price-change alerts, and a duplicate warning • Find recurring payments hiding in your history • Budgets set money aside for bills that are coming up • Check and log payments with Siri, Shortcuts, and Spotlight ACCOUNTS THAT LOOK LIKE CARDS • Pick a card design and a network such as Visa, Mastercard, American Express, or Discover • Tap a card to flip it, or drag to tilt it • Account pickers suggest the account you usually use at a merchant, and tell you why YOUR YEAR IN REVIEW • From December 1, relive your year as a story: totals, your biggest month, top categories, and the places you visit most • See your longest logging streak and what recurring payments cost you over a year (Pro) • Share a story or square card, with amounts hidden unless you choose to show them KEEP YOUR MONEY CLEAR • See weekly, monthly, and yearly budget progress • Follow trends, categories, forecasts, and activity heat maps • Use merchant logos, calendar browsing, search, and CSV export • Track multiple currencies with exchange-rate conversion NO BANK LOGIN REQUIRED Windfall never asks for banking credentials or connects to your bank. Saved financial records stay on your device, and entries you log on Apple Watch go straight to your iPhone. Smart Entry can run on device; when Cloud parsing, receipt scanning, or Say it on Apple Watch uses a service provider, only the text, receipt image, and relevant context needed to return the parsed result are sent. Choose your parsing mode in Settings. A focused ledger, ready for your approval, with native iPhone and Apple Watch tools that fit your routine. EULA: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://trywindfall.app/privacy

Screenshots

Cash4 screens
Windfall4 screens

Verdict

The call

The clearest difference is review sentiment: Cash at 100% against Windfall's 50%. Cash also leads on iOS requirement (17.0 vs 26.0). Windfall's advantage is ads (none vs shown) and device support (3 vs 1). On price, update cadence, in-app purchases and monetization model there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Cash sells 2 in-app purchases, starting at $2.99 per month and Windfall sells 4 in-app purchases, starting at $2.99 per 7 days. Whichever you choose, the download price is not the number that matters.

UpkeepUpdate frequency

Both ship on a similar rhythm, roughly weekly. Both last shipped on November 4, 2026.

Scorecard4 real differences · 6 level
Cash versus Windfall: the parameters behind the verdict, then further details
ParameterCashWindfall
PriceFreeFree
Rating—5.0 (2 ratings) — better
Positive reviews100.0% of reviews — better50.0% of reviews
Number of ratings—2 — better
Update frequencyWeeklyWeekly
AdsYesNo — better
In-app purchasesYesYes
MonetizationFree with in-app purchasesFreemium
DevicesiPhoneiPhone, iPad, Apple Watch — better
Requires iOS17.0 — better26.0
Further details — not scored
Size31 MB60 MB
Age rating4+4+
DeveloperYevhenii BruchkovskyiSwapnanil Dhol

Customer experience

Cash

Written reviews5 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

Windfall

All ratings2 ratings
Positive100.0%
Neutral0.0%
Negative0.0%
Written reviews4 reviews
Positive50.0%
Neutral50.0%
Negative0.0%

In-app purchases

2 purchases

Cash

Subscriptions2
  • Monthly$2.991 Month
  • Yearly$12.991 Year
4 purchases

Windfall

Subscriptions3
  • Money Buddy Weekly$2.997 Days
  • Monthly Pro$2.991 Month
  • Yearly Pro3 Days trial$12.991 Year
One-time1
  • Lifetime Pro$19.99

Questions

Is Cash free?
Cash is free to download, with in-app purchases available.
Is Windfall free?
Windfall is free to download, with in-app purchases available.
Do Cash or Windfall have ads?
Cash shows ads; Windfall does not.
Which is updated more often, Cash or Windfall?
Cash ships an update weekly, and Windfall weekly. Most recently, Cash was updated on November 4, 2026 and Windfall on November 4, 2026.

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