Morpheus Lending vs Mercantile Trust
Price, ratings, monetisation and update history for both apps, side by side β with what reviewers say about each.
Morpheus Lending
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A digital only mortgage lender that provides a secure and paper-free process for enhanced customer outcomes. Morpheus Lendingβs digital platform allows a secure and efficient way to share information between all key parties to a mortgage transaction. We leverage market leading technology to create an encrypted and simple way to fulfil your financial outcomes, all backed by a team of highly experienced professionals. The UKβs first digital only bridging company, changing the way customers access bridging loans in the market for the better.
Mercantile Trust
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The Mercantile Trust (MT) App gives you a secure, easy, and efficient way to manage your mortgage application on your mobile. With the MT App, you can: β’ Quickly complete identity and facial recognition checks β’ Upload documents securely β’ Message directly with our expert team through encrypted messaging *Please note, this app is available only to existing customers who have received a download link. If you're interested in applying for Bridging or Buy-to-Let Mortgages, visit our website at https://www.mercantiletrust.co.uk/.
Screenshots
Verdict
The clearest difference is update cadence: Mercantile Trust at every 2 months against Morpheus Lending's every 5 months. On price, ads, in-app purchases and device support there is nothing between them.
Scored on Price Β· Rating Β· Positive reviews Β· Number of ratings Β· Update frequency Β· Ads Β· In-app purchases Β· Monetization Β· Best chart rank Β· Devices Β· Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Morpheus Lending ships an update every 5 months, Mercantile Trust every 2 months. The most recent releases landed on October 12, 2026 and September 22, 2026 respectively.
| Parameter | Morpheus Lending | Mercantile Trust |
|---|---|---|
| Price | Free | Free |
| Update frequency | Every 5 months | Every 2 months β better |
| Ads | No | No |
| In-app purchases | No | No |
| Devices | iPhone | iPhone |
| Requires iOS | 16.6 | 16.6 |
| Further details β not scored | ||
| Size | 51 MB | 51 MB |
| Age rating | 4+ | 4+ |
| Developer | Morpheus Lending Limited | MERCANTILE TRUST LIMITED |
In-app purchases
Morpheus Lending
No in-app purchases
Mercantile Trust
No in-app purchases
Questions
Is Morpheus Lending free?
Is Mercantile Trust free?
Do Morpheus Lending or Mercantile Trust have ads?
Which is updated more often, Morpheus Lending or Mercantile Trust?
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