Comparison

Central Trust vs Mercantile Trust

Price, ratings, monetisation and update history for both apps, side by side β€” with what reviewers say about each.

Head to head
About

Central Trust

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The Central Trust (CT) App provides an efficient, secure & clear pathway to completing your mortgage application from your mobile phone or tablet. CT customers will have the facilities to complete identity and facial recognition checks, upload & e-sign documentation, as well as communicate directly with our expert team via secured messaging, to ensure a seamless journey from application to completion. We will guide you through the process every step of the way. In order to learn more about the products and services we offer, please visit www.centraltrust.co.uk. Central Trust Limited is authorised and regulated by the Financial Conduct Authority under number 739724. You won’t be charged for downloading or using the Central Trust App. Your home may be repossessed if you do not keep up repayments on your mortgage.

About

Mercantile Trust

Features
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The Mercantile Trust (MT) App gives you a secure, easy, and efficient way to manage your mortgage application on your mobile. With the MT App, you can: β€’ Quickly complete identity and facial recognition checks β€’ Upload documents securely β€’ Message directly with our expert team through encrypted messaging *Please note, this app is available only to existing customers who have received a download link. If you're interested in applying for Bridging or Buy-to-Let Mortgages, visit our website at https://www.mercantiletrust.co.uk/.

Screenshots

Central Trust4 screens
Mercantile Trust3 screens

Verdict

The call

The clearest difference is update cadence: Mercantile Trust at every 2 months against Central Trust's every 4 months. On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price Β· Rating Β· Positive reviews Β· Number of ratings Β· Update frequency Β· Ads Β· In-app purchases Β· Monetization Β· Best chart rank Β· Devices Β· Requires iOS

CostPrice Β· In-app purchases Β· Ads Β· Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

Central Trust ships an update every 4 months, Mercantile Trust every 2 months. The most recent releases landed on September 8, 2026 and September 7, 2026 respectively.

Scorecard1 real difference Β· 5 level
Central Trust versus Mercantile Trust: the parameters behind the verdict, then further details
ParameterCentral TrustMercantile Trust
PriceFreeFree
Update frequencyEvery 4 monthsEvery 2 months β€” better
AdsNoNo
In-app purchasesNoNo
DevicesiPhoneiPhone
Requires iOS16.616.6
Further details β€” not scored
Size47 MB51 MB
Age rating4+4+
DeveloperCentral TrustMERCANTILE TRUST LIMITED

In-app purchases

None

Central Trust

No in-app purchases

None

Mercantile Trust

No in-app purchases

Questions

Is Central Trust free?
Central Trust is free to download, with no in-app purchases.
Is Mercantile Trust free?
Mercantile Trust is free to download, with no in-app purchases.
Do Central Trust or Mercantile Trust have ads?
Neither Central Trust nor Mercantile Trust shows ads.
Which is updated more often, Central Trust or Mercantile Trust?
Central Trust ships an update every 4 months, and Mercantile Trust every 2 months. Most recently, Central Trust was updated on September 8, 2026 and Mercantile Trust on September 7, 2026.

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