Central Trust vs Mercantile Trust
Price, ratings, monetisation and update history for both apps, side by side β with what reviewers say about each.
Central Trust
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The Central Trust (CT) App provides an efficient, secure & clear pathway to completing your mortgage application from your mobile phone or tablet. CT customers will have the facilities to complete identity and facial recognition checks, upload & e-sign documentation, as well as communicate directly with our expert team via secured messaging, to ensure a seamless journey from application to completion. We will guide you through the process every step of the way. In order to learn more about the products and services we offer, please visit www.centraltrust.co.uk. Central Trust Limited is authorised and regulated by the Financial Conduct Authority under number 739724. You wonβt be charged for downloading or using the Central Trust App. Your home may be repossessed if you do not keep up repayments on your mortgage.
Mercantile Trust
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The Mercantile Trust (MT) App gives you a secure, easy, and efficient way to manage your mortgage application on your mobile. With the MT App, you can: β’ Quickly complete identity and facial recognition checks β’ Upload documents securely β’ Message directly with our expert team through encrypted messaging *Please note, this app is available only to existing customers who have received a download link. If you're interested in applying for Bridging or Buy-to-Let Mortgages, visit our website at https://www.mercantiletrust.co.uk/.
Screenshots
Verdict
The clearest difference is update cadence: Mercantile Trust at every 2 months against Central Trust's every 4 months. On price, ads, in-app purchases and device support there is nothing between them.
Scored on Price Β· Rating Β· Positive reviews Β· Number of ratings Β· Update frequency Β· Ads Β· In-app purchases Β· Monetization Β· Best chart rank Β· Devices Β· Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Central Trust ships an update every 4 months, Mercantile Trust every 2 months. The most recent releases landed on September 8, 2026 and September 7, 2026 respectively.
| Parameter | Central Trust | Mercantile Trust |
|---|---|---|
| Price | Free | Free |
| Update frequency | Every 4 months | Every 2 months β better |
| Ads | No | No |
| In-app purchases | No | No |
| Devices | iPhone | iPhone |
| Requires iOS | 16.6 | 16.6 |
| Further details β not scored | ||
| Size | 47 MB | 51 MB |
| Age rating | 4+ | 4+ |
| Developer | Central Trust | MERCANTILE TRUST LIMITED |
In-app purchases
Central Trust
No in-app purchases
Mercantile Trust
No in-app purchases
Questions
Is Central Trust free?
Is Mercantile Trust free?
Do Central Trust or Mercantile Trust have ads?
Which is updated more often, Central Trust or Mercantile Trust?
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