VisionPay vs Mona
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
VisionPay
Read full descriptionHide full description
VisionPay: Your Digital Wallet for a Modern Fiji VisionPay is a cutting-edge digital wallet app that brings the convenience and security of mobile payments to Fiji. Whether you're paying bills, sending money to family and friends, or shopping online, VisionPay makes managing your finances easier than ever. Features: Instant Transfers: Quickly send and receive money within seconds. No more waiting in line at the bank. Bill Payments: Pay all your essential bills directly from the app, saving you time and effort. Secure Payments: Advanced encryption technology keeps your financial information safe and secure. Seamless Shopping: Link your bank accounts or credit cards for smooth and easy online shopping experiences. Intuitive Design: Our user-friendly interface ensures that everyone can use VisionPay with ease. 24/7 Support: Our support team is available around the clock to assist with any questions or issues. Why Choose VisionPay? VisionPay is designed with the needs of Fijians in mind. We prioritize security, convenience, and ease of use, ensuring that you can manage your money with confidence. Join the thousands of Fijians who trust VisionPay for their everyday financial transactions.
Mona
This AI-powered app simplifies personal finance by helping you track daily expenses, create budgets, and gain insights into your spending habits. Log transactions effortlessly with natural language input and organize your finances with clear reports and summaries.
- AI expense tracking with natural language input
- Real-time budget planning and progress monitoring
- Spending analysis with finance reports and charts
- Multi-account and wallet management
- Bill and recurring payment awareness
- Savings goal tracking
- Privacy-first, offline-first design
Read full descriptionHide full description
Mona answers the one question a money app should: how much can I actually spend? Not your balance. Not what is left in the account. What is genuinely yours to spend today — once this month's budget and the bills already on their way out have been counted. Free — every feature, no subscription, no ads. SAFE TO SPEND One number, at the top of the screen. Your budget, minus what you have spent, minus the rent and subscriptions Mona has found in your own history and set aside before showing you the figure. No app should tell you the rent is available to spend. AN ANSWER FOR TODAY Mona divides what is left across the days remaining, so every day has a number. Stay near it and you land inside your budget. SEE WHERE THE MONTH LANDS One bar carries two things at once: how much you have spent, and how much of the month has gone. Fill behind the marker means you are pacing well. Mona projects where you will finish while there is still time to change it. ADD AN EXPENSE IN SECONDS • A purpose-built keypad — no menus to scroll • Or describe it: type "coffee 5" and Mona files it • Or say it out loud • Your most-used categories sit one tap away EVERYTHING ELSE • Cash, bank accounts and cards in one place • Budgets by month, week, quarter or year — and by category • Transfers between your own accounts, which never count as spending • Recurring charges found in your own history • A weekly read on your spending, and a quiet word when something is unusual • Home Screen and Lock Screen widgets • An evening reminder, if you want one FREE, YOURS, AND PRIVATE • Free — every feature, for everyone, with nothing locked • No subscription, no ads, no upsell • No account to create • Works offline • Your data stays on your device and in your own iCloud • Encrypted backups you keep yourself • Export everything as a spreadsheet, whenever you like IN YOUR LANGUAGE English, Vietnamese, German, French, Spanish, Portuguese, Japanese, Korean and Simplified Chinese — with every amount, date and number written the way your country writes it. Know what you can spend. Privacy Policy: https://navlab.app/privacy#mona Terms of Use: https://navlab.app/terms#mona
Screenshots
Verdict
The clearest difference is in-app purchases: VisionPay at none against Mona's 4. VisionPay also leads on iOS requirement (13.0 vs 18.2). On price, update cadence, ads and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Mona sells 4 in-app purchases, starting at $2.99 per month. VisionPay asks for nothing beyond the download.
VisionPay ships an update every 2 weeks, Mona every 3 weeks. The most recent releases landed on October 25, 2026 and October 27, 2026 respectively.
| Parameter | VisionPay | Mona |
|---|---|---|
| Price | Free | Free |
| Rating | — | 4.5 (4 ratings) — better |
| Positive reviews | — | 100.0% of reviews |
| Number of ratings | — | 4 — better |
| Update frequency | Every 2 weeks — better | Every 3 weeks |
| Ads | No | No |
| In-app purchases | No — better | Yes |
| Monetization | — | Freemium |
| Devices | iPhone, iPad, iPod — better | iPhone, iPad |
| Requires iOS | 13.0 — better | 18.2 |
| Further details — not scored | ||
| Size | 78 MB | 29 MB |
| Age rating | 4+ | 4+ |
| Developer | Vision Investments Limited | Anh Nguyen |
In-app purchases
VisionPay
No in-app purchases
Mona
- Mona Pro (Monthly)$2.991 Month
- Mona Pro (Yearly)$9.991 Year
- Mona Pro (Lifetime)$12.99
- Mona Pro (Lifetime)$19.99









